OneMain FY2025 EPS Estimate Lowered by Northland Securities

OneMain Holdings, Inc. (NYSE:OMF) – Research analysts at Northland Securities lowered their FY2025 earnings per share (EPS) estimates for OneMain in a research report issued to clients and investors on Tuesday, January 27th. Northland Securities analyst M. Grondahl now anticipates that the financial services provider will earn $6.60 per share for the year, down from their prior forecast of $6.78. The consensus estimate for OneMain’s current full-year earnings is $6.46 per share. Northland Securities also issued estimates for OneMain’s Q4 2025 earnings at $1.53 EPS, Q2 2026 earnings at $1.76 EPS, Q4 2026 earnings at $2.13 EPS and FY2026 earnings at $7.74 EPS.

OMF has been the subject of several other research reports. Wells Fargo & Company upped their price objective on shares of OneMain from $63.00 to $75.00 and gave the company an “equal weight” rating in a research note on Monday, January 5th. Barclays upped their price target on OneMain from $56.00 to $75.00 and gave the company an “equal weight” rating in a research report on Tuesday, January 6th. Weiss Ratings reiterated a “buy (b-)” rating on shares of OneMain in a research report on Monday, December 29th. Truist Financial started coverage on OneMain in a report on Monday, December 8th. They issued a “buy” rating and a $75.00 target price for the company. Finally, JPMorgan Chase & Co. reiterated an “underweight” rating and set a $65.00 price target (up previously from $59.00) on shares of OneMain in a report on Monday, January 12th. Nine investment analysts have rated the stock with a Buy rating, three have given a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat.com, OneMain currently has an average rating of “Moderate Buy” and a consensus target price of $71.30.

OneMain Stock Down 0.3%

Shares of NYSE OMF opened at $64.99 on Thursday. The firm has a 50-day simple moving average of $66.10 and a 200-day simple moving average of $61.02. The stock has a market capitalization of $7.65 billion, a price-to-earnings ratio of 11.02, a price-to-earnings-growth ratio of 0.36 and a beta of 1.33. OneMain has a 52 week low of $38.00 and a 52 week high of $71.93.

OneMain (NYSE:OMF) last issued its quarterly earnings results on Friday, October 31st. The financial services provider reported $1.90 EPS for the quarter, topping the consensus estimate of $1.58 by $0.32. OneMain had a return on equity of 22.70% and a net margin of 13.15%.The firm had revenue of $747.00 million during the quarter, compared to analysts’ expectations of $1.24 billion. During the same period in the previous year, the business earned $1.31 earnings per share.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently modified their holdings of the company. Root Financial Partners LLC purchased a new stake in shares of OneMain in the 3rd quarter valued at $26,000. Activest Wealth Management grew its position in OneMain by 1,102.1% in the 3rd quarter. Activest Wealth Management now owns 577 shares of the financial services provider’s stock valued at $33,000 after acquiring an additional 529 shares in the last quarter. Bayforest Capital Ltd lifted its position in shares of OneMain by 591.8% during the third quarter. Bayforest Capital Ltd now owns 671 shares of the financial services provider’s stock worth $38,000 after purchasing an additional 574 shares in the last quarter. Whittier Trust Co. of Nevada Inc. boosted its stake in shares of OneMain by 57.5% in the third quarter. Whittier Trust Co. of Nevada Inc. now owns 718 shares of the financial services provider’s stock valued at $40,000 after purchasing an additional 262 shares during the period. Finally, Sunbelt Securities Inc. acquired a new position in shares of OneMain in the third quarter valued at approximately $46,000. 85.82% of the stock is currently owned by hedge funds and other institutional investors.

Insider Buying and Selling at OneMain

In other OneMain news, SVP Michael A. Hedlund sold 652 shares of the stock in a transaction dated Wednesday, November 26th. The shares were sold at an average price of $62.00, for a total transaction of $40,424.00. Following the completion of the transaction, the senior vice president owned 15,179 shares of the company’s stock, valued at $941,098. This trade represents a 4.12% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available through the SEC website. Also, CEO Douglas H. Shulman sold 57,500 shares of the business’s stock in a transaction that occurred on Friday, January 2nd. The shares were sold at an average price of $68.41, for a total transaction of $3,933,575.00. Following the completion of the sale, the chief executive officer directly owned 174,100 shares in the company, valued at $11,910,181. This trade represents a 24.83% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders have sold 98,152 shares of company stock valued at $6,353,899 over the last 90 days. 0.40% of the stock is owned by insiders.

OneMain Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Friday, November 14th. Shareholders of record on Monday, November 10th were given a $1.05 dividend. The ex-dividend date of this dividend was Monday, November 10th. This is an increase from OneMain’s previous quarterly dividend of $1.04. This represents a $4.20 dividend on an annualized basis and a yield of 6.5%. OneMain’s dividend payout ratio is currently 71.19%.

About OneMain

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.