Primerica (NYSE:PRI) Releases Earnings Results, Beats Expectations By $0.44 EPS

Primerica (NYSE:PRI) posted its quarterly earnings results on Wednesday. The financial services provider reported $6.13 EPS for the quarter, beating the consensus estimate of $5.69 by $0.44, Zacks reports. The business had revenue of $853.51 million for the quarter, compared to analysts’ expectations of $839.65 million. Primerica had a net margin of 22.36% and a return on equity of 31.75%. Primerica’s revenue was up 8.3% on a year-over-year basis. During the same period in the previous year, the company posted $5.03 EPS.

Primerica Trading Down 4.2%

PRI opened at $253.76 on Thursday. The company has a market cap of $8.10 billion, a P/E ratio of 11.66 and a beta of 0.91. The company’s 50 day moving average is $260.87 and its 200-day moving average is $263.80. Primerica has a 1-year low of $230.98 and a 1-year high of $296.00.

Primerica Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, March 13th. Investors of record on Monday, February 23rd will be given a dividend of $1.20 per share. The ex-dividend date is Monday, February 23rd. This represents a $4.80 annualized dividend and a dividend yield of 1.9%. This is an increase from Primerica’s previous quarterly dividend of $1.04. Primerica’s dividend payout ratio is currently 19.12%.

Insider Activity at Primerica

In other news, President Peter W. Schneider sold 2,000 shares of Primerica stock in a transaction dated Monday, November 17th. The stock was sold at an average price of $255.30, for a total transaction of $510,600.00. Following the sale, the president directly owned 7,301 shares of the company’s stock, valued at approximately $1,863,945.30. This trade represents a 21.50% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which can be accessed through the SEC website. Also, Director Joel M. Babbit sold 700 shares of the business’s stock in a transaction dated Wednesday, December 3rd. The stock was sold at an average price of $255.00, for a total value of $178,500.00. Following the sale, the director owned 8,400 shares in the company, valued at approximately $2,142,000. This trade represents a 7.69% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. 0.61% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On Primerica

Large investors have recently bought and sold shares of the stock. Orion Porfolio Solutions LLC grew its stake in Primerica by 1.2% in the 2nd quarter. Orion Porfolio Solutions LLC now owns 3,866 shares of the financial services provider’s stock worth $1,058,000 after buying an additional 45 shares in the last quarter. Vident Advisory LLC raised its position in Primerica by 3.2% during the second quarter. Vident Advisory LLC now owns 1,776 shares of the financial services provider’s stock valued at $486,000 after purchasing an additional 55 shares in the last quarter. Geneos Wealth Management Inc. lifted its stake in Primerica by 24.3% during the second quarter. Geneos Wealth Management Inc. now owns 327 shares of the financial services provider’s stock worth $89,000 after purchasing an additional 64 shares during the last quarter. Public Employees Retirement System of Ohio boosted its holdings in shares of Primerica by 0.6% in the 3rd quarter. Public Employees Retirement System of Ohio now owns 10,300 shares of the financial services provider’s stock worth $2,859,000 after purchasing an additional 64 shares in the last quarter. Finally, CW Advisors LLC boosted its stake in Primerica by 7.9% in the second quarter. CW Advisors LLC now owns 924 shares of the financial services provider’s stock worth $253,000 after buying an additional 68 shares in the last quarter. 90.88% of the stock is currently owned by institutional investors and hedge funds.

Trending Headlines about Primerica

Here are the key news stories impacting Primerica this week:

• Positive Sentiment: Company beat estimates: Primerica reported Q4 EPS of $6.13 vs. consensus ~ $5.68 and revenue rose ~8.3% year-over-year, with strong margins and ROE. This shows solid operating performance and underpins the company’s record 2025 results. Primerica Reports Fourth Quarter 2025 Results
• Positive Sentiment: Dividend boost: Primerica raised its quarterly dividend to $1.20 (a ~15.4% increase), with an implied yield ~1.9% and an ex-dividend date of Feb 23. The larger payout signals confidence in cash flow and returns to shareholders. Primerica Raises Dividend by 15%
• Positive Sentiment: Company highlights and analyst summaries characterize 2025 as a record year and emphasize increased shareholder returns, reinforcing the narrative of durable profitability. Primerica Posts Record 2025 Results, Boosts Shareholder Returns
• Neutral Sentiment: Analysts are parsing key metrics vs. estimates — Zacks and other outlets provided deeper metric-level comparisons (unit economics, ISP sales details, etc.) that will influence analyst models and forward EPS/target revisions. Primerica (PRI) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
• Negative Sentiment: Margin and outlook scrutiny: some coverage flagged investor focus on margin trends and sustainability of record ISP sales; any cautious guidance or margin pressure could temper enthusiasm despite the beat. This appears to be weighing on the stock today. Primerica earnings up next: Margin questions in focus tonight

Primerica declared that its board has approved a share repurchase program on Wednesday, November 19th that authorizes the company to repurchase $475.00 million in shares. This repurchase authorization authorizes the financial services provider to reacquire up to 5.8% of its shares through open market purchases. Shares repurchase programs are usually a sign that the company’s management believes its shares are undervalued.

Analysts Set New Price Targets

Several analysts have commented on PRI shares. Weiss Ratings upgraded shares of Primerica from a “hold (c+)” rating to a “buy (b-)” rating in a research report on Friday, February 6th. Zacks Research upgraded Primerica from a “hold” rating to a “strong-buy” rating in a report on Monday, January 26th. Morgan Stanley set a $292.00 price target on shares of Primerica in a research note on Monday, December 15th. TD Cowen restated a “buy” rating on shares of Primerica in a report on Wednesday, January 28th. Finally, Keefe, Bruyette & Woods reduced their price objective on shares of Primerica from $320.00 to $315.00 and set a “market perform” rating for the company in a research note on Tuesday, November 11th. One research analyst has rated the stock with a Strong Buy rating, three have given a Buy rating and four have assigned a Hold rating to the company. According to data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus price target of $300.00.

Primerica Company Profile

Primerica, Inc is a financial services company that focuses on delivering term life insurance and investment products to middle-income households in the United States and Canada. The firm operates a network of independent, licensed representatives who provide personalized guidance on coverage needs, retirement planning, and wealth accumulation. Primerica’s core mission is to help clients obtain affordable life insurance protection while also offering a suite of savings and investment solutions designed for long-term financial security.

In addition to term life insurance, Primerica offers a range of financial products and services that include mutual funds, annuities, auto and home insurance through partner carriers, and personal lending solutions such as secured and unsecured loans.