Keefe, Bruyette & Woods Cuts UWM (NYSE:UWMC) Price Target to $6.00

UWM (NYSE:UWMC) had its price target reduced by Keefe, Bruyette & Woods from $6.75 to $6.00 in a research note issued on Friday,Benzinga reports. The firm currently has a “market perform” rating on the stock. Keefe, Bruyette & Woods’ price objective points to a potential upside of 35.01% from the company’s previous close.

A number of other equities analysts have also commented on the company. Wall Street Zen lowered UWM from a “hold” rating to a “strong sell” rating in a research note on Saturday, November 15th. Barclays cut their price target on shares of UWM from $7.00 to $6.00 and set an “overweight” rating on the stock in a research report on Thursday. Morgan Stanley set a $6.00 price objective on UWM in a research report on Tuesday, December 16th. UBS Group raised their target price on UWM from $5.50 to $6.00 and gave the stock a “neutral” rating in a research note on Wednesday, November 12th. Finally, Jefferies Financial Group set a $4.40 price target on UWM in a research note on Wednesday. Two equities research analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat.com, the company has a consensus rating of “Hold” and a consensus target price of $6.24.

UWM Trading Down 2.3%

NYSE UWMC traded down $0.11 during trading hours on Friday, reaching $4.44. The company’s stock had a trading volume of 2,868,281 shares, compared to its average volume of 19,151,922. The firm has a fifty day simple moving average of $5.00 and a 200-day simple moving average of $5.45. The company has a debt-to-equity ratio of 2.40, a current ratio of 1.45 and a quick ratio of 1.45. UWM has a 52 week low of $3.79 and a 52 week high of $7.14. The stock has a market cap of $7.11 billion, a P/E ratio of 74.08 and a beta of 1.85.

UWM (NYSE:UWMC) last announced its quarterly earnings results on Wednesday, February 25th. The company reported $0.08 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.09 by ($0.01). The business had revenue of $945.25 million during the quarter, compared to analyst estimates of $759.12 million. UWM had a net margin of 0.87% and a negative return on equity of 1.33%. Equities analysts forecast that UWM will post 0.2 earnings per share for the current fiscal year.

Insider Buying and Selling at UWM

In related news, CEO Ishbia Mat sold 632,874 shares of the firm’s stock in a transaction dated Wednesday, February 25th. The shares were sold at an average price of $4.03, for a total value of $2,550,482.22. Following the transaction, the chief executive officer owned 3,330,659 shares of the company’s stock, valued at approximately $13,422,555.77. This trade represents a 15.97% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. In the last quarter, insiders have sold 20,348,052 shares of company stock valued at $103,845,430. Corporate insiders own 87.50% of the company’s stock.

Institutional Trading of UWM

Several institutional investors and hedge funds have recently modified their holdings of UWMC. Allworth Financial LP raised its position in UWM by 5,681.9% in the 3rd quarter. Allworth Financial LP now owns 4,163 shares of the company’s stock valued at $25,000 after buying an additional 4,091 shares during the last quarter. GAMMA Investing LLC boosted its holdings in UWM by 408.7% during the 3rd quarter. GAMMA Investing LLC now owns 5,407 shares of the company’s stock worth $33,000 after acquiring an additional 4,344 shares during the last quarter. Raymond James Financial Inc. bought a new stake in shares of UWM in the 2nd quarter worth $35,000. Farther Finance Advisors LLC lifted its position in shares of UWM by 1,410.7% during the fourth quarter. Farther Finance Advisors LLC now owns 8,596 shares of the company’s stock valued at $38,000 after purchasing an additional 8,027 shares in the last quarter. Finally, Advisory Services Network LLC purchased a new position in UWM during the third quarter worth about $38,000. 53.59% of the stock is owned by hedge funds and other institutional investors.

Key Stories Impacting UWM

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Revenue and origination strength — UWM reported Q4 revenue of about $945M (well above consensus) and said Q4 originations were the highest since 2021, supporting topline momentum. Yahoo: Q4 Highlights
• Positive Sentiment: Declared a quarterly dividend — UWM announced a $0.10/share quarterly dividend (record Mar 19, pay Apr 9), which increases yield and can attract income-focused buyers. MarketBeat: Dividend/Company Page
• Neutral Sentiment: Unusual options flow — Heavy call buying (~54,116 calls, a ~687% increase vs. average) was recorded around the report; this may reflect speculative bullish bets or short-term hedging rather than a clear directional signal. AmericanBankingNews: Options Activity
• Negative Sentiment: EPS missed expectations and margins remain thin — Reported EPS (~$0.06–$0.08) trailed the ~$0.09 consensus; net margin and ROE metrics were weak, which triggered immediate selling pressure. Zacks: Earnings Miss
• Negative Sentiment: Conservative, wide Q1 guidance — UWM issued Q1 revenue guidance of $650M–$850M versus street ~ $816.5M; the low end and wide band increased near-term uncertainty.
• Negative Sentiment: Analyst/market reaction and price pressure — An analyst note said shareholders were “caught off-guard” and media reported a sharp intraday drop (~12%), amplifying negative sentiment. MSN: Analyst Reaction
• Negative Sentiment: Large insider selling — CEO Mat Ishbia sold a significant block of shares (filed with the SEC), which investors often view as a negative signal even if done for liquidity. SEC: Form 4
• Negative Sentiment: Price-target movement & new low — Some analyst note/coverage changes (Barclays adjusted target) and the stock hit a 12?month low after the report, reflecting diminished near-term sentiment. TickerReport/Benzinga AmericanBankingNews: New Low

UWM Company Profile

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.