California International Bank, N.A. (OTCMKTS:CAIB) and BANCORP 34 (OTCMKTS:BCTF) Head-To-Head Comparison

Earnings and Valuation

This table compares BANCORP 34 and California International Bank, N.A.”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BANCORP 34	$54.19 million	2.01	$7.86 million	$1.06	15.08
California International Bank, N.A.	$5.09 million	7.03	N/A	N/A	N/A

BANCORP 34 has higher revenue and earnings than California International Bank, N.A..

Profitability

This table compares BANCORP 34 and California International Bank, N.A.’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BANCORP 34	14.51%	4.02%	0.38%
California International Bank, N.A.	N/A	N/A	N/A

Volatility and Risk

BANCORP 34 has a beta of 0.18, suggesting that its stock price is 82% less volatile than the S&P 500. Comparatively, California International Bank, N.A. has a beta of -1.04, suggesting that its stock price is 204% less volatile than the S&P 500.

Insider and Institutional Ownership

6.5% of BANCORP 34 shares are owned by institutional investors. 7.4% of BANCORP 34 shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

BANCORP 34 beats California International Bank, N.A. on 7 of the 8 factors compared between the two stocks.

About BANCORP 34

Bancorp 34, Inc. operates as the holding company for Bank 34 that offers various banking products and services to individuals and businesses in the United States. It accepts various deposit products, such as savings accounts, checking accounts, money market accounts, demand and time deposits, NOW accounts, and individual retirement accounts, as well as certificates of deposit. The company also provides term, working capital, construction, USDA, small business administration, equipment, assisted living and skilled nursing, renewable energy and solar equipment, and commercial real estate loans; and small to medium size business and business acquisitions financing; lines of credit; multi-family finance; and employee stock ownership plans, HOA lending, and investor pools of single family rentals. In addition, it offers credit and debit cards; safe deposit boxes; treasury management products; and merchant card processing, cash management, e-banking, mobile and online banking, bill payment, and merchant capture services. The company operates through its network of full-service branches in Scottsdale and Arizona, as well as Alamogordo and Las Cruces, New Mexico. Bancorp 34, Inc. was founded in 1934 and is headquartered in Scottsdale, Arizona.

About California International Bank, N.A.

California International Bank, N.A. provides various banking products and services to personal and business customers in California. It offers checking accounts, savings and investment products, loans, ATM and debit cards, payment processing solutions, and online banking services. California International Bank, N.A. was incorporated in 2006 and is headquartered in Westminster, California.