Head to Head Survey: Alior Bank (OTCMKTS:ALORY) & Wells Fargo & Company (NYSE:WFC)

Wells Fargo & Company (NYSE:WFC) and Alior Bank (OTCMKTS:ALORY) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, dividends, earnings, analyst recommendations, profitability and risk.

Profitability

This table compares Wells Fargo & Company and Alior Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Wells Fargo & Company	15.63%	12.30%	1.05%
Alior Bank	N/A	N/A	N/A

Analyst Recommendations

This is a summary of recent ratings for Wells Fargo & Company and Alior Bank, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Wells Fargo & Company	0	13	6	1	2.40
Alior Bank	0	0	0	0	N/A

Wells Fargo & Company presently has a consensus target price of $58.99, suggesting a potential downside of 2.03%. Given Wells Fargo & Company’s higher probable upside, equities research analysts clearly believe Wells Fargo & Company is more favorable than Alior Bank.

Institutional and Insider Ownership

75.9% of Wells Fargo & Company shares are owned by institutional investors. 0.1% of Wells Fargo & Company shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares Wells Fargo & Company and Alior Bank’s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Wells Fargo & Company	$115.34 billion	1.82	$19.14 billion	$4.79	12.57
Alior Bank	N/A	N/A	N/A	C$1.48	1.40

Wells Fargo & Company has higher revenue and earnings than Alior Bank. Alior Bank is trading at a lower price-to-earnings ratio than Wells Fargo & Company, indicating that it is currently the more affordable of the two stocks.

Summary

Wells Fargo & Company beats Alior Bank on 11 of the 11 factors compared between the two stocks.

About Wells Fargo & Company

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. The company operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segment offers diversified financial products and services for consumers and small businesses. Its financial products and services include checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. The Commercial Banking segment provides financial solutions to private, family owned, and certain public companies. Its products and services include banking and credit products across various industry sectors and municipalities, secured lending and lease products, and treasury management services. The Corporate and Investment Banking segment offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. The Wealth and Investment Management segment provides personalized wealth management, brokerage, financial planning, lending, private banking, and trust and fiduciary products and services to affluent, high-net worth, and ultra-high-net worth clients. It also operates through financial advisors in brokerage and wealth offices, consumer bank branches, independent offices, and digitally through WellsTrade and Intuitive Investor. The company was founded in 1852 and is headquartered in San Francisco, California.

About Alior Bank

Alior Bank S.A. provides banking products and services for individuals, businesses, and enterprises in Poland. The company offers personal and savings accounts; personal banking; investment products; credits and loans; mortgage products; cards; and insurance services. It also provides bills and cards, trade finance, deposits, treasury products, deposits and investment services, internet banking, and operating and financial leasing services, as well as issues commercial bonds. In addition, the company offers retirement pension products and investments fund services; and operates currency trading platforms. Alior Bank S.A. was incorporated in 2008 and is headquartered in Warsaw, Poland.