Bancorp (NASDAQ:TBBK) Updates FY 2026 Earnings Guidance

Bancorp (NASDAQ:TBBK) issued an update on its FY 2026 earnings guidance on Friday morning. The company provided EPS guidance of 5.900-5.900 for the period, compared to the consensus EPS estimate of 6.460. The company issued revenue guidance of -. Bancorp also updated its FY 2027 guidance to 8.250-8.250 EPS.

Analysts Set New Price Targets

TBBK has been the subject of several research analyst reports. Royal Bank Of Canada reiterated an “outperform” rating and issued a $57.00 price target on shares of Bancorp in a report on Wednesday, January 21st. Raymond James Financial reaffirmed a “strong-buy” rating on shares of Bancorp in a research note on Tuesday, January 13th. William Blair set a $60.00 price target on Bancorp in a research note on Wednesday, January 21st. Finally, Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Bancorp in a research report on Monday, December 29th. One analyst has rated the stock with a Strong Buy rating, five have assigned a Buy rating and two have issued a Hold rating to the stock. According to data from MarketBeat, Bancorp presently has a consensus rating of “Moderate Buy” and an average target price of $60.20.

Bancorp Stock Performance

Shares of NASDAQ TBBK opened at $59.44 on Friday. The company has a debt-to-equity ratio of 0.29, a quick ratio of 0.89 and a current ratio of 0.91. The stock has a 50 day moving average price of $67.91 and a 200 day moving average price of $69.78. The stock has a market capitalization of $2.61 billion, a PE ratio of 12.08 and a beta of 1.27. Bancorp has a 52 week low of $40.51 and a 52 week high of $81.65.

Bancorp (NASDAQ:TBBK) last announced its quarterly earnings data on Thursday, January 29th. The bank reported $1.28 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.46 by ($0.18). Bancorp had a return on equity of 27.74% and a net margin of 26.15%.The company had revenue of $132.21 million for the quarter, compared to the consensus estimate of $101.10 million. Analysts predict that Bancorp will post 5.31 earnings per share for the current fiscal year.

Insider Activity at Bancorp

In other news, CFO Dominic C. Canuso acquired 1,800 shares of the stock in a transaction dated Friday, November 14th. The shares were bought at an average cost of $61.24 per share, for a total transaction of $110,232.00. Following the purchase, the chief financial officer directly owned 3,500 shares of the company’s stock, valued at approximately $214,340. This trade represents a 105.88% increase in their ownership of the stock. The acquisition was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this hyperlink. 5.60% of the stock is currently owned by company insiders.

Trending Headlines about Bancorp

Here are the key news stories impacting Bancorp this week:

• Positive Sentiment: Very strong longer?term outlook: management raised FY2027 EPS guidance to $8.25 (vs. consensus ~$6.50), signaling confidence in margin recovery and earnings power — a constructive sign for longer?term valuation. The Bancorp, Inc. (TBBK) Q4 2025 Earnings Call Transcript
• Positive Sentiment: Capital return and underlying profitability: company disclosed $150M in share repurchases in Q4, reported a high ROE (~30%) and a NIM of 4.30% — these items support EPS per?share improvement and shareholder returns. The Bancorp Reports 4Q 2025 EPS of $1.28 …
• Neutral Sentiment: Revenue beat but context matters: Q4 revenue came in above some expectations (~$132.2M vs. a ~$101.1M consensus), showing fee and fintech growth, though it accompanied an EPS miss — this tempers how investors read the top?line strength. The Bancorp Reports 4Q 2025 EPS of $1.28 …
• Neutral Sentiment: Earnings call and slide deck available — read for color on loan growth, deposit trends, and planned capital deployment that will determine whether FY2027 targets are credible. The Bancorp, Inc. (TBBK) Q4 2025 Earnings Call Transcript
• Negative Sentiment: FY2026 guidance below street: management set FY2026 EPS guidance at $5.90 vs. consensus ~$6.46 — this near?term shortfall is the main catalyst for downward pressure on the stock.
• Negative Sentiment: Q4 EPS miss: reported $1.28 vs. consensus ~$1.46 (a ~$0.18 miss), which likely amplified selling despite revenue and profitability metrics. The Bancorp (TBBK) Q4 Earnings and Revenues Lag Estimates

Hedge Funds Weigh In On Bancorp

A number of institutional investors have recently bought and sold shares of the business. Lazard Asset Management LLC acquired a new stake in shares of Bancorp in the second quarter valued at approximately $53,000. Northwestern Mutual Wealth Management Co. increased its holdings in shares of Bancorp by 732.2% during the 3rd quarter. Northwestern Mutual Wealth Management Co. now owns 749 shares of the bank’s stock worth $56,000 after acquiring an additional 659 shares during the last quarter. Captrust Financial Advisors bought a new stake in Bancorp in the 2nd quarter valued at $202,000. Mackenzie Financial Corp bought a new stake in Bancorp in the 3rd quarter valued at $220,000. Finally, Inceptionr LLC bought a new position in Bancorp during the third quarter worth $229,000. Institutional investors and hedge funds own 96.22% of the company’s stock.

Bancorp Company Profile

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.