Blue Foundry Bancorp (NASDAQ:BLFY – Get Free Report) and BV Financial (NASDAQ:BVFL – Get Free Report) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, analyst recommendations, valuation, profitability, earnings and dividends.
Analyst Ratings
This is a breakdown of current ratings for Blue Foundry Bancorp and BV Financial, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Blue Foundry Bancorp | 1 | 1 | 0 | 0 | 1.50 |
| BV Financial | 0 | 1 | 0 | 0 | 2.00 |
Blue Foundry Bancorp currently has a consensus price target of $10.00, indicating a potential downside of 23.08%. Given Blue Foundry Bancorp’s higher probable upside, equities analysts clearly believe Blue Foundry Bancorp is more favorable than BV Financial.
Profitability
| Net Margins | Return on Equity | Return on Assets | |
| Blue Foundry Bancorp | -9.82% | -2.84% | -0.44% |
| BV Financial | 20.80% | 7.08% | 1.51% |
Risk & Volatility
Blue Foundry Bancorp has a beta of 0.55, meaning that its stock price is 45% less volatile than the S&P 500. Comparatively, BV Financial has a beta of 0.42, meaning that its stock price is 58% less volatile than the S&P 500.
Earnings and Valuation
This table compares Blue Foundry Bancorp and BV Financial”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Blue Foundry Bancorp | $87.25 million | 3.09 | -$11.91 million | ($0.46) | -28.26 |
| BV Financial | $49.20 million | 3.36 | $11.72 million | $1.09 | 17.02 |
BV Financial has lower revenue, but higher earnings than Blue Foundry Bancorp. Blue Foundry Bancorp is trading at a lower price-to-earnings ratio than BV Financial, indicating that it is currently the more affordable of the two stocks.
Institutional & Insider Ownership
56.5% of Blue Foundry Bancorp shares are owned by institutional investors. Comparatively, 42.7% of BV Financial shares are owned by institutional investors. 5.3% of Blue Foundry Bancorp shares are owned by insiders. Comparatively, 11.8% of BV Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
Summary
BV Financial beats Blue Foundry Bancorp on 9 of the 13 factors compared between the two stocks.
About Blue Foundry Bancorp
Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses in the United States. The company offers saving, time, and non-interest bearing deposits; demand accounts; and loans, such as one-to-four family residential property, multi-family, residential real estate, non-residential real estate, consumer, construction, and commercial and industrial loans, as well as junior liens and home equity lines of credit. The company was formerly known as Boiling Springs Bancorp and changed its name to Blue Foundry Bancorp in July 2019. Blue Foundry Bancorp was founded in 1939 and is based in Rutherford, New Jersey.
About BV Financial
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. The company offers ATM, overdraft, safe deposit, bill pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.
Receive News & Ratings for Blue Foundry Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Blue Foundry Bancorp and related companies with MarketBeat.com's FREE daily email newsletter.
