PayPal (NASDAQ:PYPL) Price Target Lowered to $65.00 at TD Cowen

PayPal (NASDAQ:PYPL) had its price target dropped by research analysts at TD Cowen from $80.00 to $65.00 in a report released on Monday,MarketScreener reports. The brokerage currently has a “hold” rating on the credit services provider’s stock. TD Cowen’s target price indicates a potential upside of 14.56% from the stock’s current price.

PYPL has been the subject of a number of other reports. Needham & Company LLC reissued a “hold” rating on shares of PayPal in a report on Tuesday, October 28th. Jefferies Financial Group reiterated a “hold” rating on shares of PayPal in a report on Wednesday, January 7th. Wells Fargo & Company lowered their price target on PayPal from $74.00 to $67.00 and set an “equal weight” rating for the company in a research report on Tuesday, December 9th. President Capital dropped their price objective on PayPal from $91.00 to $80.00 and set a “buy” rating on the stock in a research note on Tuesday, November 25th. Finally, JPMorgan Chase & Co. reiterated a “neutral” rating and issued a $70.00 target price (down previously from $85.00) on shares of PayPal in a research note on Thursday, December 4th. Twelve research analysts have rated the stock with a Buy rating, twenty-seven have given a Hold rating and four have issued a Sell rating to the company’s stock. According to data from MarketBeat, PayPal presently has an average rating of “Hold” and a consensus target price of $76.36.

PayPal Stock Down 1.6%

PYPL stock traded down $0.92 during midday trading on Monday, reaching $56.74. 16,368,111 shares of the company’s stock traded hands, compared to its average volume of 15,697,429. The company has a quick ratio of 1.34, a current ratio of 1.34 and a debt-to-equity ratio of 0.56. The firm’s fifty day moving average price is $60.94 and its 200-day moving average price is $67.07. PayPal has a 52 week low of $55.85 and a 52 week high of $93.25. The company has a market cap of $53.09 billion, a price-to-earnings ratio of 11.37, a P/E/G ratio of 0.69 and a beta of 1.42.

PayPal (NASDAQ:PYPL) last issued its quarterly earnings data on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.20 by $0.14. The firm had revenue of $8.42 billion during the quarter, compared to analysts’ expectations of $8.21 billion. PayPal had a net margin of 14.96% and a return on equity of 25.64%. The business’s revenue was up 7.3% on a year-over-year basis. During the same period last year, the company earned $1.20 earnings per share. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. As a group, sell-side analysts forecast that PayPal will post 5.03 earnings per share for the current fiscal year.

Insider Activity at PayPal

In related news, CAO Chris Natali sold 1,374 shares of the company’s stock in a transaction that occurred on Thursday, October 30th. The stock was sold at an average price of $69.13, for a total value of $94,984.62. The transaction was disclosed in a filing with the SEC, which is available at this hyperlink. Also, EVP Aaron Webster sold 9,282 shares of the stock in a transaction on Monday, November 10th. The shares were sold at an average price of $66.29, for a total value of $615,303.78. Following the transaction, the executive vice president directly owned 35,699 shares of the company’s stock, valued at approximately $2,366,486.71. This trade represents a 20.64% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold 36,156 shares of company stock valued at $2,432,524 in the last three months. Insiders own 0.08% of the company’s stock.

Institutional Inflows and Outflows

Institutional investors have recently made changes to their positions in the company. Hilltop National Bank bought a new stake in PayPal in the 2nd quarter valued at about $27,000. MUFG Securities EMEA plc increased its stake in shares of PayPal by 100.4% in the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock worth $29,000 after purchasing an additional 87,524 shares in the last quarter. Cloud Capital Management LLC bought a new stake in shares of PayPal in the third quarter valued at approximately $30,000. Kelleher Financial Advisors purchased a new stake in shares of PayPal during the 3rd quarter valued at approximately $30,000. Finally, True Wealth Design LLC boosted its holdings in PayPal by 285.3% in the 3rd quarter. True Wealth Design LLC now owns 524 shares of the credit services provider’s stock worth $35,000 after buying an additional 388 shares during the period. Hedge funds and other institutional investors own 68.32% of the company’s stock.

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.