PayPal (NASDAQ:PYPL) Coverage Initiated by Analysts at Bank of America

Bank of America started coverage on shares of PayPal (NASDAQ:PYPL) in a research note issued to investors on Thursday. The firm issued a neutral rating and a $48.00 price objective on the credit services provider’s stock.

A number of other equities analysts have also recently commented on the stock. Mizuho set a $60.00 price objective on shares of PayPal in a research report on Wednesday, February 4th. JPMorgan Chase & Co. cut their target price on shares of PayPal from $70.00 to $46.00 and set a “neutral” rating for the company in a research note on Wednesday, February 4th. Evercore decreased their price target on shares of PayPal from $65.00 to $40.00 and set an “in-line” rating on the stock in a research note on Tuesday, February 3rd. Monness Crespi & Hardt cut shares of PayPal from a “buy” rating to a “neutral” rating in a report on Monday, January 5th. Finally, Stephens cut their price objective on shares of PayPal from $65.00 to $45.00 and set an “equal weight” rating for the company in a research report on Wednesday, February 4th. Eight analysts have rated the stock with a Buy rating, thirty-one have assigned a Hold rating and six have assigned a Sell rating to the company. According to data from MarketBeat.com, PayPal has a consensus rating of “Hold” and an average price target of $59.03.

PayPal Trading Up 1.9%

PayPal stock opened at $47.64 on Thursday. The stock has a 50-day simple moving average of $50.52 and a 200 day simple moving average of $60.79. The stock has a market capitalization of $43.86 billion, a P/E ratio of 8.81, a PEG ratio of 1.22 and a beta of 1.43. The company has a debt-to-equity ratio of 0.49, a quick ratio of 1.29 and a current ratio of 1.29. PayPal has a 52 week low of $38.46 and a 52 week high of $79.50.

PayPal (NASDAQ:PYPL) last issued its earnings results on Tuesday, February 3rd. The credit services provider reported $1.23 EPS for the quarter, missing the consensus estimate of $1.29 by ($0.06). The business had revenue of $8.68 billion for the quarter, compared to the consensus estimate of $8.82 billion. PayPal had a return on equity of 25.42% and a net margin of 15.77%.The business’s revenue was up 4.0% compared to the same quarter last year. During the same quarter in the prior year, the firm posted $1.19 earnings per share. Analysts expect that PayPal will post 5.03 earnings per share for the current year.

PayPal Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Wednesday, March 25th. Shareholders of record on Wednesday, March 4th will be given a dividend of $0.14 per share. This represents a $0.56 dividend on an annualized basis and a dividend yield of 1.2%. The ex-dividend date is Wednesday, March 4th. PayPal’s dividend payout ratio is presently 10.35%.

Insider Transactions at PayPal

In other PayPal news, CAO Chris Natali sold 2,208 shares of PayPal stock in a transaction on Tuesday, March 3rd. The stock was sold at an average price of $44.73, for a total value of $98,763.84. Following the completion of the transaction, the chief accounting officer directly owned 1,140 shares of the company’s stock, valued at $50,992.20. The trade was a 65.95% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. Also, insider Suzan Kereere sold 37,613 shares of the company’s stock in a transaction on Wednesday, February 18th. The shares were sold at an average price of $41.49, for a total value of $1,560,563.37. Following the sale, the insider owned 30,983 shares of the company’s stock, valued at approximately $1,285,484.67. The trade was a 54.83% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Over the last ninety days, insiders have sold 87,608 shares of company stock valued at $3,831,535. 0.08% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently bought and sold shares of the stock. Vanguard Group Inc. raised its position in shares of PayPal by 6.5% in the 4th quarter. Vanguard Group Inc. now owns 90,376,927 shares of the credit services provider’s stock valued at $5,276,205,000 after buying an additional 5,534,462 shares in the last quarter. Capital Research Global Investors boosted its position in shares of PayPal by 2.3% during the 3rd quarter. Capital Research Global Investors now owns 27,953,803 shares of the credit services provider’s stock worth $1,874,637,000 after acquiring an additional 636,441 shares in the last quarter. Norges Bank bought a new position in PayPal in the fourth quarter valued at approximately $949,758,000. Invesco Ltd. raised its position in PayPal by 9.7% during the fourth quarter. Invesco Ltd. now owns 12,215,792 shares of the credit services provider’s stock valued at $713,158,000 after purchasing an additional 1,083,843 shares in the last quarter. Finally, Artisan Partners Limited Partnership lifted its stake in PayPal by 1.6% during the second quarter. Artisan Partners Limited Partnership now owns 11,992,031 shares of the credit services provider’s stock worth $891,248,000 after purchasing an additional 184,014 shares during the last quarter. Institutional investors and hedge funds own 68.32% of the company’s stock.

Key Headlines Impacting PayPal

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Partnership expands PYUSD use case — PayPal announced a collaboration with TCS Blockchain to enable digital?asset settlement of freight invoices, creating a concrete B2B revenue/volume path for PYUSD and invoice processing services. PayPal Joins Forces With TCS Blockchain
• Positive Sentiment: Stablecoin narrative supportive — industry coverage notes PYUSD’s growing relevance as stablecoin supply concentrates among a few large players; that strengthens PayPal’s strategic case for wallet/stablecoin-led payment flows. Stablecoins Market Tightens as Tether and Circle Control 84% of Supply
• Positive Sentiment: Dividend supports income thesis — PayPal recently announced a quarterly dividend, which can modestly broaden the buyer base and signal capital-return discipline. MarketBeat PYPL Coverage
• Neutral Sentiment: New analyst coverage but limited upside — Bank of America started coverage with a “neutral” rating and a $48 target; coverage brings attention but little conviction above current levels. How The Investment Story For PayPal Is Shifting
• Neutral Sentiment: Valuation debate keeps shares volatile — multiple outlets are re?evaluating PayPal after a sharp multi?month reset; this drives trading but produces mixed buy/hold conclusions. Evaluating PayPal Valuation
• Negative Sentiment: Legal overhang — Several law firms have filed or solicited plaintiffs for securities class actions tied to PayPal’s guidance/earnings (lead?plaintiff deadline Apr 20, 2026), creating potential costs, distraction and headline risk. Pomerantz Class Action Notice
• Negative Sentiment: Insider selling — SEC filings show meaningful sales by senior executives (multiple recent sales reported), which can be read as a negative signal for near?term insider confidence. Insider Selling Alerts
• Negative Sentiment: Earnings miss remains a drag — PayPal’s recent Q4 revenue and EPS miss that pushed shares to a 12?month low is still cited by analysts and underpins cautious ratings and downward pressure until execution and guidance recover. Q4 Miss and Share Drop

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.