Deutsche Bank Aktiengesellschaft Lowers Navient (NASDAQ:NAVI) Price Target to $9.00

Navient (NASDAQ:NAVI) had its price target cut by investment analysts at Deutsche Bank Aktiengesellschaft from $15.00 to $9.00 in a research note issued on Thursday, Marketbeat reports. The brokerage presently has a “hold” rating on the credit services provider’s stock. Deutsche Bank Aktiengesellschaft’s price objective suggests a potential downside of 8.26% from the company’s current price.

A number of other research firms also recently weighed in on NAVI. Wall Street Zen downgraded shares of Navient from a “hold” rating to a “sell” rating in a research note on Saturday, November 1st. Morgan Stanley set a $12.00 target price on shares of Navient in a report on Wednesday. Barclays set a $9.00 price target on Navient in a research note on Thursday. Keefe, Bruyette & Woods reduced their price target on Navient from $15.00 to $14.50 and set a “market perform” rating on the stock in a research report on Wednesday, October 1st. Finally, JPMorgan Chase & Co. decreased their price objective on Navient from $14.00 to $12.50 and set a “neutral” rating for the company in a research note on Thursday, October 30th. Five equities research analysts have rated the stock with a Hold rating and five have given a Sell rating to the company’s stock. According to data from MarketBeat, the company presently has an average rating of “Reduce” and a consensus price target of $11.63.

Navient Trading Down 0.7%

Shares of NAVI opened at $9.81 on Thursday. The stock’s fifty day simple moving average is $12.47 and its 200-day simple moving average is $12.75. The firm has a market capitalization of $956.57 million, a PE ratio of -11.96 and a beta of 1.29. Navient has a 12-month low of $9.35 and a 12-month high of $16.07. The company has a quick ratio of 9.41, a current ratio of 9.01 and a debt-to-equity ratio of 16.94.

Navient (NASDAQ:NAVI) last announced its quarterly earnings data on Wednesday, January 28th. The credit services provider reported $0.02 EPS for the quarter, missing analysts’ consensus estimates of $0.31 by ($0.29). Navient had a positive return on equity of 4.70% and a negative net margin of 2.47%.The firm had revenue of $137.00 million during the quarter, compared to analyst estimates of $144.25 million. During the same quarter in the previous year, the business earned ($0.24) earnings per share. Navient has set its FY 2026 guidance at 0.650-0.800 EPS. As a group, research analysts predict that Navient will post 1.04 earnings per share for the current year.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the business. GAMMA Investing LLC grew its stake in Navient by 70.5% in the fourth quarter. GAMMA Investing LLC now owns 1,978 shares of the credit services provider’s stock valued at $26,000 after acquiring an additional 818 shares during the period. Intrust Bank NA lifted its holdings in shares of Navient by 8.4% during the 2nd quarter. Intrust Bank NA now owns 11,503 shares of the credit services provider’s stock valued at $162,000 after purchasing an additional 895 shares in the last quarter. Commonwealth of Pennsylvania Public School Empls Retrmt SYS grew its position in shares of Navient by 5.4% in the 2nd quarter. Commonwealth of Pennsylvania Public School Empls Retrmt SYS now owns 18,698 shares of the credit services provider’s stock valued at $264,000 after purchasing an additional 951 shares during the period. CWM LLC increased its stake in Navient by 79.0% during the 3rd quarter. CWM LLC now owns 2,525 shares of the credit services provider’s stock worth $33,000 after purchasing an additional 1,114 shares in the last quarter. Finally, Corient Private Wealth LLC increased its stake in Navient by 6.8% during the 2nd quarter. Corient Private Wealth LLC now owns 18,372 shares of the credit services provider’s stock worth $259,000 after purchasing an additional 1,168 shares in the last quarter. 97.14% of the stock is currently owned by institutional investors.

Key Navient News

Here are the key news stories impacting Navient this week:

• Positive Sentiment: Navient is targeting aggressive growth — a 60% increase in loan originations to ~$4B in 2026 and plans for expense reductions and strategic realignment, which management frames as a path to rebuild revenue after legacy servicing issues. Navient targets 60% loan origination growth
• Positive Sentiment: Broader industry dynamics could help Navient: private student?loan lenders say they may benefit from proposed federal repayment rule changes, a tailwind for originations and loan performance over time. Major private student-loan companies ‘excited’ about Trump’s repayment overhaul
• Neutral Sentiment: Management went through a detailed Q4 earnings call discussing legacy servicing losses and the growth strategy; investors will be watching execution and whether guidance is credible. Q4 2025 earnings call transcript
• Neutral Sentiment: Analysts remain conflicted on NAVI’s outlook, reflecting mixed views on how quickly growth initiatives will offset legacy headwinds. Analysts Conflicted on These Financial Names
• Negative Sentiment: Q4 results missed expectations: Navient reported $0.02 EPS vs. ~$0.31 consensus and revenue of $137M vs. ~$144M; the company swung to a quarterly loss — the core reason for the immediate negative reaction. Navient Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings
• Negative Sentiment: Following the miss, several outlets reported sharp share weakness and a one?day drop; the stock hit a new 1?year low as investors adjusted risk perceptions. Navient Reaches New 1-Year Low Following Weak Earnings
• Negative Sentiment: Analyst actions are weighing on sentiment: Deutsche Bank cut its price target from $15 to $9 and the consensus broker view has shifted toward sell/strong?sell, limiting near?term upside until results stabilize. Navient price target lowered by Deutsche Bank
• Negative Sentiment: Media coverage and summaries note the stock plunged on the earnings miss and several outlets flagged a ~10% intraday decline post?report, increasing downside momentum. Navient Stock Price Down 10% After Earnings Miss

Navient Company Profile

Navient Corporation (NASDAQ: NAVI) is a specialized provider of asset management and business processing solutions, with a primary focus on student loan servicing. Established in 2014 through the separation from Sallie Mae, Navient assumed responsibility for servicing federal and private education loans, positioning itself as one of the largest servicers of higher education debt in the United States.

The company’s core activities center on federal student loan servicing under contracts with the U.S.