Angel Oak Mortgage REIT (NYSE:AOMR) Posts Quarterly Earnings Results, Beats Estimates By $0.01 EPS

Angel Oak Mortgage REIT (NYSE:AOMR) issued its quarterly earnings data on Wednesday. The company reported $0.29 EPS for the quarter, topping the consensus estimate of $0.28 by $0.01, FiscalAI reports. Angel Oak Mortgage REIT had a return on equity of 5.22% and a net margin of 30.65%.The business had revenue of $16.70 million for the quarter, compared to the consensus estimate of $11.33 million.

Here are the key takeaways from Angel Oak Mortgage REIT’s conference call:

• Angel Oak reported meaningful earnings and net interest income growth — interest income $143.7M (+30% YoY) and GAAP net income of $44.0M for 2025 (+53% YoY), with Q4 GAAP net income of $11.3M versus a loss a year ago.
• Management executed an active funding and securitization program — completed 4 securitizations (securitized $704M UPB), called two legacy deals, closed its first HELOC securitization, added a new warehouse facility, and cites ~$1B undrawn financing capacity to redeploy capital.
• Credit and portfolio quality remain strong — total 90+ day delinquencies fell to 2.18%, purchased loans carried a weighted average credit score of 756 and conservative LTVs, and management expects lower loss outcomes versus peers.
• Distributable earnings lag GAAP due to removed unrealized gains on securitized loans (Q4 distributable earnings $7.3M vs GAAP $11.3M; full-year distributable $14.6M vs GAAP $44.0M), and modestly lower economic book value and rising prepayment speeds could pressure future distributable cash flow.

Angel Oak Mortgage REIT Stock Performance

Shares of AOMR traded up $0.01 during mid-day trading on Friday, hitting $8.59. The stock had a trading volume of 122,204 shares, compared to its average volume of 85,115. Angel Oak Mortgage REIT has a 52 week low of $7.36 and a 52 week high of $10.34. The company has a debt-to-equity ratio of 6.87, a current ratio of 6.83 and a quick ratio of 6.83. The business has a fifty day moving average price of $8.86 and a 200-day moving average price of $9.12. The firm has a market cap of $213.88 million, a P/E ratio of 4.74 and a beta of 1.36.

Angel Oak Mortgage REIT Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Friday, February 27th. Investors of record on Friday, February 20th will be given a dividend of $0.32 per share. This represents a $1.28 dividend on an annualized basis and a dividend yield of 14.9%. The ex-dividend date of this dividend is Friday, February 20th. Angel Oak Mortgage REIT’s dividend payout ratio (DPR) is presently 180.28%.

Wall Street Analysts Forecast Growth

AOMR has been the subject of a number of analyst reports. Zacks Research upgraded Angel Oak Mortgage REIT from a “strong sell” rating to a “hold” rating in a research note on Tuesday, November 4th. Weiss Ratings reissued a “hold (c-)” rating on shares of Angel Oak Mortgage REIT in a report on Monday, December 29th. JonesTrading reiterated a “buy” rating and issued a $10.50 price target on shares of Angel Oak Mortgage REIT in a research note on Thursday. Wall Street Zen lowered shares of Angel Oak Mortgage REIT from a “hold” rating to a “sell” rating in a research report on Saturday, November 15th. Finally, UBS Group dropped their price objective on Angel Oak Mortgage REIT from $10.00 to $9.75 and set a “neutral” rating for the company in a report on Tuesday, November 18th. Three equities research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the stock. According to data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and an average target price of $11.06.

Institutional Investors Weigh In On Angel Oak Mortgage REIT

Several hedge funds have recently bought and sold shares of the stock. Strs Ohio purchased a new position in shares of Angel Oak Mortgage REIT in the 1st quarter worth approximately $25,000. Kemnay Advisory Services Inc. bought a new stake in shares of Angel Oak Mortgage REIT during the 4th quarter worth approximately $26,000. BNP Paribas Financial Markets boosted its holdings in Angel Oak Mortgage REIT by 343.0% during the 2nd quarter. BNP Paribas Financial Markets now owns 3,929 shares of the company’s stock valued at $37,000 after acquiring an additional 3,042 shares during the period. Public Employees Retirement System of Ohio bought a new position in Angel Oak Mortgage REIT in the 3rd quarter valued at $88,000. Finally, Marshall Wace LLP purchased a new stake in Angel Oak Mortgage REIT in the fourth quarter worth $87,000. 80.15% of the stock is currently owned by institutional investors.

About Angel Oak Mortgage REIT

Angel Oak Mortgage REIT, Inc (NYSE: AOMR) is a real estate investment trust that specializes in a diversified portfolio of residential mortgage assets. The company primarily invests in non-agency residential mortgage-backed securities (RMBS), residential whole loans and credit risk transfer securities issued by government-sponsored enterprises. By focusing on these structured credit instruments, Angel Oak Mortgage REIT seeks to generate attractive risk-adjusted returns through a combination of net interest income and potential capital appreciation.

The firm employs leverage through repurchase financing facilities and actively manages duration and credit exposure to adapt to changing market conditions.