Comparing Vericity (VERY) and Its Competitors

Vericity (NASDAQ:VERY) is one of 42 public companies in the “Life insurance” industry, but how does it contrast to its rivals? We will compare Vericity to similar businesses based on the strength of its earnings, analyst recommendations, valuation, risk, dividends, profitability and institutional ownership.

Risk & Volatility

Vericity has a beta of 0.14, suggesting that its stock price is 86% less volatile than the S&P 500. Comparatively, Vericity’s rivals have a beta of 0.82, suggesting that their average stock price is 18% less volatile than the S&P 500.

Institutional & Insider Ownership

1.9% of Vericity shares are held by institutional investors. Comparatively, 55.8% of shares of all “Life insurance” companies are held by institutional investors. 10.4% of Vericity shares are held by company insiders. Comparatively, 14.3% of shares of all “Life insurance” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Vericity and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Vericity	0	0	0	0	N/A
Vericity Competitors	359	2371	2036	73	2.38

As a group, “Life insurance” companies have a potential upside of 62.42%. Given Vericity’s rivals higher probable upside, analysts plainly believe Vericity has less favorable growth aspects than its rivals.

Valuation & Earnings

This table compares Vericity and its rivals top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Vericity	$177.57 million	-$9.89 million	-16.71
Vericity Competitors	$20.59 billion	$1.26 billion	-21,511.75

Vericity’s rivals have higher revenue and earnings than Vericity. Vericity is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares Vericity and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Vericity	-5.57%	-9.13%	-1.23%
Vericity Competitors	6.56%	12.95%	1.03%

Summary

Vericity rivals beat Vericity on 9 of the 10 factors compared.

Vericity Company Profile

Vericity, Inc., together with its subsidiaries, provides life insurance protection products for the middle American market. The company operates through Agency and Insurance segments. The Agency segment sells life insurance products for unaffiliated insurance companies through its call center distribution platform, as well as through its independent agents and other marketing organizations. This segment is also involved in the insurance lead sale activities through its eCoverage web presence. The Insurance segment provides term life, accidental death, and final expense products. Vericity, Inc. is headquartered in Chicago, Illinois. Vericity, Inc.