Visa (NYSE:V) Posts Earnings Results, Beats Expectations By $0.03 EPS

Visa (NYSE:V) released its quarterly earnings results on Thursday. The credit-card processor reported $3.17 earnings per share for the quarter, beating the consensus estimate of $3.14 by $0.03, FiscalAI reports. The business had revenue of $10.90 billion during the quarter, compared to analysts’ expectations of $10.69 billion. Visa had a return on equity of 60.31% and a net margin of 50.15%.

Visa Stock Up 1.6%

Visa stock traded up $5.23 during mid-day trading on Thursday, reaching $332.21. 10,086,193 shares of the company were exchanged, compared to its average volume of 8,270,555. The company has a debt-to-equity ratio of 0.53, a quick ratio of 1.08 and a current ratio of 1.08. The firm has a market cap of $605.20 billion, a P/E ratio of 32.54, a PEG ratio of 1.91 and a beta of 0.81. The business has a fifty day moving average of $338.70 and a 200 day moving average of $341.86. Visa has a 12-month low of $299.00 and a 12-month high of $375.51.

More Visa News

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Q1 results beat: Visa reported EPS $3.17 vs. $3.14 consensus and revenue $10.90B vs. $10.69B expected; net margin ~50% and ROE ~60% underline strong profitability and cash generation. View Press Release
• Positive Sentiment: Analyst upgrades: Multiple firms lifted ratings (including upgrades to strong-buy / buy and a $385 price target from Redburn), supporting upside expectations and helping sentiment. Upgrades Coverage
• Positive Sentiment: Partnerships and product expansion: Visa announced collaborations to expand payments reach (e.g., GCash cross?border funding) and a merchant/resident commerce tie-up with Amenify, which can drive incremental volumes and product adoption. GCash Partnership Amenify Announcement
• Neutral Sentiment: Investor materials / webcast: Visa filed its 8?K and hosted a webcast to discuss Q1 results — useful for digging into guidance, TPV trends, and margin drivers. Earnings Release & Webcast
• Neutral Sentiment: Media and previews: Coverage ahead of the print and macro headlines (unit labor costs, market futures) set context but were secondary to the company release. Earnings Preview Macro Context
• Negative Sentiment: Technical headwind: The stock trades below its 50? and 200?day moving averages, which can cap near?term upside and prompt profit?taking if beats don’t translate to raised guidance.
• Negative Sentiment: Competitive risk: Capital One’s recent acquisition of Brex (and other bank fintech moves) could intensify competition in corporate and commercial card segments over time. Capital One / Brex Coverage
• Negative Sentiment: Reputational/policy risk: Reports that Visa may permit certain reward redemptions tied to controversial accounts could create PR or regulatory scrutiny in specific markets. Story on Rewards Policy

Analyst Ratings Changes

V has been the subject of a number of analyst reports. Redburn Partners set a $385.00 price target on shares of Visa in a report on Wednesday. Piper Sandler set a $160.00 target price on Visa in a research report on Wednesday. Truist Financial set a $374.00 price target on Visa in a report on Tuesday, January 20th. Rothschild & Co Redburn raised shares of Visa from a “neutral” rating to a “buy” rating and set a $385.00 price objective for the company in a research note on Wednesday. Finally, Cantor Fitzgerald raised shares of Visa to a “strong-buy” rating in a research note on Tuesday. Six equities research analysts have rated the stock with a Strong Buy rating, twenty have given a Buy rating and four have given a Hold rating to the stock. According to MarketBeat.com, the stock presently has an average rating of “Buy” and a consensus price target of $391.58.

Insider Buying and Selling

In related news, insider Paul D. Fabara sold 2,172 shares of the firm’s stock in a transaction dated Friday, November 21st. The stock was sold at an average price of $325.93, for a total transaction of $707,919.96. Following the sale, the insider owned 26,413 shares of the company’s stock, valued at $8,608,789.09. This trade represents a 7.60% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, CEO Ryan Mcinerney sold 10,485 shares of Visa stock in a transaction dated Friday, January 2nd. The shares were sold at an average price of $349.18, for a total value of $3,661,152.30. Following the completion of the transaction, the chief executive officer owned 9,401 shares in the company, valued at $3,282,641.18. This trade represents a 52.73% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders sold 24,042 shares of company stock worth $8,247,289 in the last three months. 0.12% of the stock is owned by insiders.

Hedge Funds Weigh In On Visa

A number of institutional investors have recently bought and sold shares of V. Schnieders Capital Management LLC. boosted its position in Visa by 13.8% during the second quarter. Schnieders Capital Management LLC. now owns 18,367 shares of the credit-card processor’s stock worth $6,521,000 after purchasing an additional 2,230 shares in the last quarter. Revolve Wealth Partners LLC lifted its position in shares of Visa by 68.9% during the 4th quarter. Revolve Wealth Partners LLC now owns 11,811 shares of the credit-card processor’s stock valued at $3,733,000 after buying an additional 4,817 shares in the last quarter. Brighton Jones LLC grew its stake in Visa by 50.1% in the 4th quarter. Brighton Jones LLC now owns 20,635 shares of the credit-card processor’s stock valued at $6,522,000 after acquiring an additional 6,883 shares during the period. Note Advisors LLC purchased a new stake in Visa in the 3rd quarter worth $208,000. Finally, Cinctive Capital Management LP purchased a new stake in Visa in the 3rd quarter worth $356,000. 82.15% of the stock is owned by hedge funds and other institutional investors.

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.