Head to Head Comparison: Home Bancorp (HBCP) and Its Rivals

Home Bancorp (NASDAQ:HBCP) is one of 919 publicly-traded companies in the “Banks” industry, but how does it compare to its competitors? We will compare Home Bancorp to related companies based on the strength of its analyst recommendations, valuation, risk, dividends, institutional ownership, profitability and earnings.

Valuation & Earnings

This table compares Home Bancorp and its competitors gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Home Bancorp	$209.23 million	$46.06 million	10.87
Home Bancorp Competitors	$9.95 billion	$2.42 billion	21.05

Home Bancorp’s competitors have higher revenue and earnings than Home Bancorp. Home Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Risk & Volatility

Home Bancorp has a beta of 0.51, meaning that its stock price is 49% less volatile than the S&P 500. Comparatively, Home Bancorp’s competitors have a beta of 0.61, meaning that their average stock price is 39% less volatile than the S&P 500.

Dividends

Home Bancorp pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Home Bancorp pays out 22.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. Home Bancorp has increased its dividend for 10 consecutive years.

Insider and Institutional Ownership

49.4% of Home Bancorp shares are owned by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are owned by institutional investors. 6.2% of Home Bancorp shares are owned by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Home Bancorp and its competitors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Home Bancorp	0	3	2	0	2.40
Home Bancorp Competitors	7497	30254	27866	1491	2.35

Home Bancorp currently has a consensus price target of $65.17, indicating a potential upside of 5.76%. As a group, “Banks” companies have a potential upside of 14.49%. Given Home Bancorp’s competitors higher probable upside, analysts clearly believe Home Bancorp has less favorable growth aspects than its competitors.

Profitability

This table compares Home Bancorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Home Bancorp	21.05%	9.96%	1.25%
Home Bancorp Competitors	15.62%	9.43%	0.93%

Summary

Home Bancorp competitors beat Home Bancorp on 9 of the 15 factors compared.

Home Bancorp Company Profile

Home Bancorp, Inc. is a bank holding company headquartered in Lafayette, Louisiana. Through its subsidiary, Home Bank, N.A., it provides banking services to individuals, businesses and other organizations. Home Bank offers deposit accounts and lending products, including residential mortgage, consumer, commercial real estate and commercial business loans. Its services also include online and mobile banking. The bank traces its roots to 1908 and serves communities in Louisiana and Mississippi, with a presence in areas including Acadiana, Baton Rouge and the New Orleans region.