First Northern Community Bancorp (FNRN) and Its Peers Critical Comparison

First Northern Community Bancorp (NASDAQ:FNRN) is one of 919 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its competitors? We will compare First Northern Community Bancorp to similar companies based on the strength of its dividends, analyst recommendations, valuation, earnings, profitability, institutional ownership and risk.

Risk & Volatility

First Northern Community Bancorp has a beta of 0.04, meaning that its stock price is 96% less volatile than the S&P 500. Comparatively, First Northern Community Bancorp’s competitors have a beta of 0.61, meaning that their average stock price is 39% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings for First Northern Community Bancorp and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Northern Community Bancorp	0	0	1	0	3.00
First Northern Community Bancorp Competitors	7490	30240	27840	1484	2.35

As a group, “Banks” companies have a potential upside of 14.65%. Given First Northern Community Bancorp’s competitors higher probable upside, analysts plainly believe First Northern Community Bancorp has less favorable growth aspects than its competitors.

Valuation and Earnings

This table compares First Northern Community Bancorp and its competitors gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
First Northern Community Bancorp	$88.40 million	$21.13 million	12.04
First Northern Community Bancorp Competitors	$32.39 billion	$2.42 billion	21.33

First Northern Community Bancorp’s competitors have higher revenue and earnings than First Northern Community Bancorp. First Northern Community Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares First Northern Community Bancorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Northern Community Bancorp	24.39%	10.73%	1.18%
First Northern Community Bancorp Competitors	15.64%	9.43%	0.93%

Insider and Institutional Ownership

17.9% of First Northern Community Bancorp shares are owned by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are owned by institutional investors. 11.9% of First Northern Community Bancorp shares are owned by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

First Northern Community Bancorp competitors beat First Northern Community Bancorp on 7 of the 13 factors compared.

About First Northern Community Bancorp

First Northern Community Bancorp is the bank holding company for First Northern Bank, a community banking institution headquartered in Dixon, California. Through its banking subsidiary, the company serves individuals, families, businesses and agricultural customers in Northern California. First Northern Bank provides a range of traditional banking products and services, including checking and savings accounts, certificates of deposit, consumer loans, residential and commercial real estate financing, business loans and agricultural lending.