Comparing Banco Latinoamericano de Comercio Exterior (NYSE:BLX) and Flywire (NASDAQ:FLYW)

Banco Latinoamericano de Comercio Exterior (NYSE:BLX) and Flywire (NASDAQ:FLYW) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, risk, profitability, valuation, analyst recommendations, dividends and institutional ownership.

Profitability

This table compares Banco Latinoamericano de Comercio Exterior and Flywire’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Latinoamericano de Comercio Exterior	27.91%	13.96%	1.68%
Flywire	10.34%	9.46%	6.62%

Earnings & Valuation

This table compares Banco Latinoamericano de Comercio Exterior and Flywire”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Latinoamericano de Comercio Exterior	$836.85 million	2.27	$226.88 million	$6.06	8.42
Flywire	$623.03 million	4.32	$13.50 million	$0.60	36.88

Banco Latinoamericano de Comercio Exterior has higher revenue and earnings than Flywire. Banco Latinoamericano de Comercio Exterior is trading at a lower price-to-earnings ratio than Flywire, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Banco Latinoamericano de Comercio Exterior has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500. Comparatively, Flywire has a beta of 1.32, meaning that its stock price is 32% more volatile than the S&P 500.

Analyst Ratings

This is a summary of current recommendations for Banco Latinoamericano de Comercio Exterior and Flywire, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Latinoamericano de Comercio Exterior	0	0	0	1	4.00
Flywire	0	8	7	0	2.47

Flywire has a consensus target price of $22.27, suggesting a potential upside of 0.63%. Given Flywire’s higher possible upside, analysts plainly believe Flywire is more favorable than Banco Latinoamericano de Comercio Exterior.

Insider & Institutional Ownership

19.5% of Banco Latinoamericano de Comercio Exterior shares are held by institutional investors. Comparatively, 95.9% of Flywire shares are held by institutional investors. 5.0% of Flywire shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Flywire beats Banco Latinoamericano de Comercio Exterior on 8 of the 15 factors compared between the two stocks.

About Banco Latinoamericano de Comercio Exterior

Banco Latinoamericano de Comercio Exterior, S. A., a multinational bank, primarily engages in the financing of foreign trade in Latin America and the Caribbean. The company operates in two segments, Commercial and Treasury. It offers bilateral loans; structured loans including syndicated and clubbed, such as acquisition and pre-export financing, A/B loan financing, bridge loans, and liability management; and project financing. The company also provides letter of credit comprising import and export letters of credit, and credit discounting and financing, as well as usance payable at sight; stand-by services; bank guarantees, including first demand and local guarantees; import and export documentary collection; irrevocable reimbursement undertaking; and canal tolls. In addition, it offers liquidity and investment solutions, such as time deposits, DDA accounts, Yankee certificate of deposits, and EMTN private placement services, as well as supply chain finance services. The company primarily serves financial institutions, corporations, and sovereigns and state-owned entities. Banco Latinoamericano de Comercio Exterior, S. A.was formerly known as Banco Latinoamericano de Exportaciones, S.A. and changed its name to Banco Latinoamericano de Comercio Exterior, S. A. in June 2009. The company was founded in 1975 and is headquartered in Panama City, the Republic of Panama.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.