Western Union (NYSE:WU) Stock Jumps 10.8% on Strong Earnings

The Western Union Company (NYSE:WU) rose 10.8% during mid-day trading on Thursday after the company announced better than expected quarterly earnings. The company traded as high as $7.58 and last traded at $7.3040. 4,156,523 shares changed hands during mid-day trading, a decline of 53% from the average session volume of 8,929,600 shares. The stock had previously closed at $6.59.

The credit services provider reported $0.42 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.34 by $0.08. Western Union had a return on equity of 50.89% and a net margin of 9.79%. The business had revenue of $1.01 billion during the quarter, compared to analyst estimates of $1.02 billion. During the same period in the previous year, the company earned $0.47 EPS. The firm’s revenue was down 2.3% on a year-over-year basis.

Western Union News Roundup

Here are the key news stories impacting Western Union this week:

• Positive Sentiment: Western Union reported Q3 adjusted earnings of $0.42 per share, above analyst estimates of roughly $0.34–$0.35. It forecast 2026 adjusted EPS of $1.28–$1.38, slightly ahead of the $1.27 FactSet estimate, and is targeting more than $80 million in run-rate cost savings. Article: Western Union projects 2026 adjusted EPS and cost savings
• Positive Sentiment: Management is investing in digital services, AI and a stablecoin card as it seeks new growth opportunities alongside cost reductions. These initiatives could help counter the traditional business’s sluggish revenue, though their impact remains to be seen. Article: Western Union Fights Revenue Slump With Stablecoin Card
• Negative Sentiment: Revenue was about $1.01 billion, below the roughly $1.02 billion expected, and declined 2.3% year over year. EPS also fell from $0.47 a year earlier, underscoring continued pressure on the core business despite the quarterly earnings beat. Article: Western Union reports sales below analyst estimates
• Negative Sentiment: A report highlighted Western Union’s approximately 15.3% dividend yield as a warning sign for dividend sustainability. This is an external caution, not an announced dividend cut. Article: Western Union’s high dividend yield and potential warning signs
• Neutral Sentiment: Western Union’s pending Intermex transaction faces a near-term deadline: either party may terminate the agreement on Nov. 10. The possibility adds deal uncertainty, although the provided report does not establish whether termination is expected. Article: Intermex deal termination provision

Analyst Upgrades and Downgrades

A number of equities analysts recently issued reports on the stock. Monness Crespi & Hardt raised shares of Western Union from a “sell” rating to a “neutral” rating in a research report on Wednesday, October 14th. Zacks Research upgraded shares of Western Union from a “strong sell” rating to a “hold” rating in a research report on Friday, October 2nd. Royal Bank Of Canada reaffirmed a “sector perform” rating and issued a $8.00 price target on shares of Western Union in a report on Friday, October 2nd. Wolfe Research reaffirmed an “underperform” rating and set a $8.00 price target on shares of Western Union in a research note on Friday, July 31st. Finally, Citigroup reaffirmed a “neutral” rating on shares of Western Union in a research note on Thursday, September 24th. Seven investment analysts have rated the stock with a Hold rating and seven have issued a Sell rating to the stock. According to MarketBeat.com, Western Union currently has an average rating of “Reduce” and an average target price of $7.18.

Institutional Investors Weigh In On Western Union

Several institutional investors and hedge funds have recently added to or reduced their stakes in the business. Lido Advisors LLC lifted its position in shares of Western Union by 203.0% in the third quarter. Lido Advisors LLC now owns 159,171 shares of the credit services provider’s stock valued at $939,000 after buying an additional 106,643 shares during the last quarter. Fulcrum Asset Management LLP increased its position in Western Union by 14,058.5% during the third quarter. Fulcrum Asset Management LLP now owns 179,247 shares of the credit services provider’s stock worth $1,070,000 after acquiring an additional 177,981 shares during the period. StoneX Group Inc. bought a new position in shares of Western Union during the third quarter worth approximately $122,000. Arrow Investment Advisors LLC raised its holdings in Western Union by 54.1% in the 3rd quarter. Arrow Investment Advisors LLC now owns 45,222 shares of the credit services provider’s stock valued at $267,000 after acquiring an additional 15,879 shares in the last quarter. Finally, Kestra Advisory Services LLC raised its stake in Western Union by 16.1% in the third quarter. Kestra Advisory Services LLC now owns 33,414 shares of the credit services provider’s stock valued at $197,000 after purchasing an additional 4,637 shares in the last quarter. 91.81% of the stock is owned by institutional investors.

Western Union Stock Performance

The stock’s fifty day moving average price is $6.44 and its two-hundred day moving average price is $8.03. The company has a debt-to-equity ratio of 2.95, a quick ratio of 1.12 and a current ratio of 1.12. The company has a market cap of $2.22 billion, a P/E ratio of 5.78 and a beta of 0.56.

About Western Union

Western Union is a global provider of money movement and payment services. Through its branded digital platforms and retail agent network, the company enables consumers to send and receive money, transfer funds between bank accounts and digital wallets, pay bills, and purchase money orders in select markets.

The company serves customers across more than 200 countries and territories, with services available through physical locations as well as its website and mobile application. Its operations connect individuals and businesses across international borders, supporting both cash-based transactions and account-to-account transfers.

Western Union traces its origins to 1851, when it was established as a telegraph company before expanding into money transfer and payment services.