nCino (NCNO) and Its Rivals Head-To-Head Review

nCino (NASDAQ:NCNO) is one of 953 public companies in the “Software” industry, but how does it contrast to its rivals? We will compare nCino to related companies based on the strength of its risk, dividends, valuation, profitability, analyst recommendations, institutional ownership and earnings.

Earnings & Valuation

This table compares nCino and its rivals top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
nCino	$594.78 million	$5.18 million	78.13
nCino Competitors	$1.81 billion	$385.92 million	109.82

nCino’s rivals have higher revenue and earnings than nCino. nCino is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

94.8% of nCino shares are held by institutional investors. Comparatively, 41.8% of shares of all “Software” companies are held by institutional investors. 1.9% of nCino shares are held by insiders. Comparatively, 19.9% of shares of all “Software” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and price targets for nCino and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
nCino	1	6	9	1	2.59
nCino Competitors	5732	21470	44774	1493	2.57

nCino presently has a consensus price target of $23.42, indicating a potential downside of 0.10%. As a group, “Software” companies have a potential upside of 25.93%. Given nCino’s rivals higher possible upside, analysts plainly believe nCino has less favorable growth aspects than its rivals.

Volatility and Risk

nCino has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500. Comparatively, nCino’s rivals have a beta of 1.34, suggesting that their average share price is 34% more volatile than the S&P 500.

Profitability

This table compares nCino and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
nCino	5.40%	7.71%	4.83%
nCino Competitors	-612.69%	20.88%	-8.98%

Summary

nCino rivals beat nCino on 8 of the 13 factors compared.

nCino Company Profile

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem. The company's nIQ, an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a cloud-based mobile-first homeownership software solution. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.