Synchrony Financial (NYSE:SYF) Stock Gets Price Target Trim from UBS Group

Synchrony Financial (NYSE:SYF) had its target price reduced by UBS Group from $81.00 to $80.00 in a research report released on Monday morning,Benzinga reports. UBS Group currently has a neutral rating on the financial services provider’s stock.

Several other equities research analysts also recently commented on the company. Wolfe Research boosted their price objective on Synchrony Financial from $85.00 to $90.00 and gave the company an “outperform” rating in a report on Tuesday, August 25th. HSBC increased their target price on Synchrony Financial from $93.00 to $97.00 and gave the stock a “buy” rating in a report on Monday, July 13th. JPMorgan Chase & Co. lifted their price target on shares of Synchrony Financial from $74.00 to $77.00 and gave the company a “neutral” rating in a research report on Wednesday, October 21st. BMO Capital Markets initiated coverage on shares of Synchrony Financial in a research report on Friday, October 9th. They issued a “market perform” rating and a $81.00 price target for the company. Finally, TD Cowen decreased their price target on shares of Synchrony Financial from $90.00 to $86.00 and set a “buy” rating for the company in a research note on Tuesday, October 6th. Ten analysts have rated the stock with a Buy rating and nine have given a Hold rating to the stock. According to data from MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $87.78.

Synchrony Financial Price Performance

Shares of SYF opened at $74.97 on Monday. Synchrony Financial has a 52-week low of $63.08 and a 52-week high of $88.77. The company has a debt-to-equity ratio of 1.15, a quick ratio of 1.23 and a current ratio of 1.23. The business’s 50 day moving average price is $74.76 and its two-hundred day moving average price is $73.61. The firm has a market cap of $23.35 billion, a PE ratio of 7.83, a price-to-earnings-growth ratio of 0.93 and a beta of 1.40.

Synchrony Financial (NYSE:SYF) last released its earnings results on Tuesday, October 20th. The financial services provider reported $2.68 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.42 by $0.26. Synchrony Financial had a net margin of 14.59% and a return on equity of 22.26%. The company had revenue of $3.82 billion for the quarter, compared to the consensus estimate of $3.81 billion. During the same quarter in the previous year, the company earned $2.86 EPS. On average, equities analysts anticipate that Synchrony Financial will post 9.59 EPS for the current year.

Synchrony Financial Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Investors of record on Thursday, November 5th will be issued a dividend of $0.34 per share. This represents a $1.36 dividend on an annualized basis and a yield of 1.8%. The ex-dividend date is Thursday, November 5th. Synchrony Financial’s dividend payout ratio (DPR) is 14.20%.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently bought and sold shares of the business. Bank of America Corp DE purchased a new stake in Synchrony Financial in the second quarter worth $1,122,961,000. VIRGINIA RETIREMENT SYSTEMS ET Al bought a new stake in shares of Synchrony Financial during the second quarter worth $22,798,000. Raiffeisen Bank International AG boosted its stake in shares of Synchrony Financial by 7,984.0% during the second quarter. Raiffeisen Bank International AG now owns 23,282 shares of the financial services provider’s stock valued at $1,825,000 after purchasing an additional 22,994 shares during the period. Basswood Capital Management L.L.C. purchased a new stake in shares of Synchrony Financial during the second quarter valued at $45,734,000. Finally, Munich Reinsurance Co Stock Corp in Munich boosted its stake in shares of Synchrony Financial by 243.6% during the second quarter. Munich Reinsurance Co Stock Corp in Munich now owns 258,224 shares of the financial services provider’s stock valued at $19,638,000 after purchasing an additional 183,076 shares during the period. Hedge funds and other institutional investors own 96.48% of the company’s stock.

More Synchrony Financial News

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Zacks raised its FY2026, FY2027 and FY2028 EPS forecasts to $9.52, $10.48 and $11.67, respectively. It also lifted estimates for Q3 2027 and Q3 2028. The higher longer-term outlook may support investor expectations, although the FY2026 estimate remains below the $9.60 consensus cited in the reports. Zacks estimate revisions
• Neutral Sentiment: Synchrony said CFO Brian J. would participate in the KBW Fintech Ecosystem Conference and TD Cowen’s 2026 Financials & Fintech Conference. The events may offer investors updates, but the announcement itself does not indicate a change to the company’s outlook. Conference announcement
• Negative Sentiment: Zacks reduced estimates for Q4 2026, Q1 2027, Q4 2027 and Q1 2028, including cuts to Q4 2026 EPS from $2.09 to $1.98 and Q4 2027 from $2.72 to $2.47. These near- and medium-term trims could weigh on sentiment despite the higher annual forecasts. Zacks estimate revisions

About Synchrony Financial

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.