Contrasting Commerzbank (CRZBY) & Its Peers

Commerzbank (OTCMKTS:CRZBY) is one of 919 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare Commerzbank to related companies based on the strength of its institutional ownership, analyst recommendations, earnings, dividends, risk, profitability and valuation.

Analyst Ratings

This is a summary of current ratings for Commerzbank and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Commerzbank	0	5	3	1	2.56
Commerzbank Competitors	7465	30196	27762	1465	2.35

As a group, “Banks” companies have a potential upside of 14.43%. Given Commerzbank’s rivals higher possible upside, analysts clearly believe Commerzbank has less favorable growth aspects than its rivals.

Dividends

Commerzbank pays an annual dividend of $0.90 per share and has a dividend yield of 2.0%. Commerzbank pays out 29.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.2% and pay out 28.9% of their earnings in the form of a dividend. Commerzbank lags its rivals as a dividend stock, given its lower dividend yield and higher payout ratio.

Profitability

This table compares Commerzbank and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Commerzbank	13.30%	8.89%	0.53%
Commerzbank Competitors	15.64%	9.43%	0.93%

Volatility and Risk

Commerzbank has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500. Comparatively, Commerzbank’s rivals have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Valuation and Earnings

This table compares Commerzbank and its rivals gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Commerzbank	$26.54 billion	$2.97 billion	14.80
Commerzbank Competitors	$9.94 billion	$2.42 billion	17.47

Commerzbank has higher revenue and earnings than its rivals. Commerzbank is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Insider and Institutional Ownership

48.0% of shares of all “Banks” companies are owned by institutional investors. 9.8% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Commerzbank rivals beat Commerzbank on 11 of the 15 factors compared.

About Commerzbank

Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, Asia, and internationally. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers saving, checking, business, and current accounts; term deposits; pension; credit and debit cards; payment solutions; overdraft services; various loans; and insurance products. It also provides trade securities; treasury management; corporate financing; real estate financing; financing advisory; merger and acquisition; foreign trade; trade financing; asset and risk management; and online banking, as well as wealth management services. Commerzbank AG was founded in 1870 and is headquartered in Frankfurt am Main, Germany.