Citizens (CIA) Set to Post Earnings on Thursday

Citizens (NYSE:CIA) is expected to release its Q3 2026 results before the market opens on Thursday, November 5th. Analysts expect the company to announce earnings of $0.03 per share and revenue of $64.72 million for the quarter. Interested persons can find conference call details on the company’s upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Friday, November 13, 2026 at 4:00 PM ET.

Citizens (NYSE:CIA) last announced its quarterly earnings data on Thursday, August 6th. The insurance provider reported $0.01 earnings per share for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.06). The business had revenue of $61.90 million for the quarter, compared to the consensus estimate of $63.85 million. Citizens had a net margin of 4.55% and a return on equity of 4.73%. On average, analysts expect Citizens to post $0.12 EPS for the current fiscal year and $0.21 EPS for the next fiscal year.

Citizens Stock Up 2.5%

CIA opened at $3.81 on Wednesday. The firm has a market cap of $213.47 million, a price-to-earnings ratio of 16.91 and a beta of 0.46. Citizens has a fifty-two week low of $3.31 and a fifty-two week high of $6.54. The company’s 50-day moving average price is $3.63 and its 200 day moving average price is $4.85.

Analyst Ratings Changes

CIA has been the topic of a number of research reports. Zacks Research cut Citizens from a “hold” rating to a “strong sell” rating in a research report on Wednesday, October 7th. Wall Street Zen upgraded Citizens from a “strong sell” rating to a “sell” rating in a research report on Sunday, October 11th. Freedom Broker initiated coverage on Citizens in a research note on Monday, August 24th. They set a “buy” rating and a $5.50 price objective for the company. Weiss Ratings upgraded Citizens from a “sell (d+)” rating to a “hold (c-)” rating in a research note on Friday, October 16th. Finally, Citigroup assumed coverage on Citizens in a research report on Monday, August 24th. They issued a “buy” rating on the stock. Two investment analysts have rated the stock with a Buy rating, one has assigned a Hold rating and one has given a Sell rating to the company’s stock. Based on data from MarketBeat, Citizens has a consensus rating of “Hold” and a consensus price target of $5.50.

Insider Transactions at Citizens

In related news, Director Michael Philip Harwood acquired 10,000 shares of the business’s stock in a transaction that occurred on Monday, August 31st. The shares were acquired at an average cost of $3.80 per share, for a total transaction of $38,000.00. Following the completion of the purchase, the director directly owned 11,096 shares in the company, valued at $42,164.80. This trade represents a 912.41% increase in their ownership of the stock. The acquisition was disclosed in a legal filing with the SEC, which is accessible through the SEC website. Also, CEO Jon Stenberg acquired 12,000 shares of Citizens stock in a transaction that occurred on Tuesday, August 11th. The stock was bought at an average cost of $3.65 per share, with a total value of $43,800.00. Following the acquisition, the chief executive officer directly owned 389,574 shares of the company’s stock, valued at approximately $1,421,945.10. This trade represents a 3.18% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. Over the last 90 days, insiders have purchased 27,376 shares of company stock worth $102,390. Company insiders own 2.20% of the company’s stock.

Citizens Company Profile

Citizens, Inc (NYSE: CIA) is an insurance holding company focused primarily on life insurance products. Through its operating subsidiaries, the company provides coverage designed to address final expenses, mortgage protection, income replacement and other long-term financial needs.

Its product offerings have included whole life, term life, universal life and other life insurance policies, as well as related insurance solutions. Citizens serves policyholders in the United States and selected international markets, including countries and territories in Latin America and the Caribbean.

The company is based in Austin, Texas, and has historically operated through insurance subsidiaries serving domestic and international customers.