UMB Financial (NASDAQ:UMBF) Stock: Insider Kevin Charles Gallagher Sells 370 Shares

UMB Financial Corporation (NASDAQ:UMBF) Director Kevin Gallagher sold 370 shares of UMB Financial stock in a transaction that occurred on Friday, October 30th. The shares were sold at an average price of $134.82, for a total transaction of $49,883.40. Following the sale, the director directly owned 11,493 shares of the company’s stock, valued at $1,549,486.26. This represents a 3.12% decrease in their position. The transaction was disclosed in a filing with the SEC, which is available at this hyperlink.

UMB Financial Stock Down 1.2%

Shares of NASDAQ:UMBF opened at $134.47 on Friday. UMB Financial Corporation has a 52-week low of $68.92 and a 52-week high of $144.36. The stock has a market cap of $10.21 billion, a P/E ratio of 10.18, a price-to-earnings-growth ratio of 0.62 and a beta of 0.82. The business’s 50 day moving average is $135.72 and its 200 day moving average is $131.20. The company has a quick ratio of 0.76, a current ratio of 0.76 and a debt-to-equity ratio of 0.04.

UMB Financial (NASDAQ:UMBF) last released its quarterly earnings data on Tuesday, October 27th. The bank reported $3.56 EPS for the quarter, topping the consensus estimate of $3.22 by $0.34. The company had revenue of $772.39 million for the quarter, compared to the consensus estimate of $744.81 million. UMB Financial had a return on equity of 14.07% and a net margin of 23.45%. UMB Financial’s quarterly revenue was up 13.9% on a year-over-year basis. During the same period last year, the business posted $2.70 EPS. Sell-side analysts predict that UMB Financial Corporation will post 13.79 EPS for the current year.

UMB Financial Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Monday, January 4th. Stockholders of record on Thursday, December 10th will be given a dividend of $0.50 per share. The ex-dividend date of this dividend is Thursday, December 10th. This represents a $2.00 dividend on an annualized basis and a dividend yield of 1.5%. UMB Financial’s dividend payout ratio is presently 15.14%.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently made changes to their positions in the stock. BlackRock Inc. purchased a new stake in shares of UMB Financial during the 2nd quarter valued at $1,458,386,000. Dimensional Fund Advisors LP boosted its position in shares of UMB Financial by 1.9% in the 1st quarter. Dimensional Fund Advisors LP now owns 2,909,932 shares of the bank’s stock worth $328,200,000 after purchasing an additional 55,005 shares in the last quarter. Bank of America Corp DE acquired a new stake in shares of UMB Financial in the 2nd quarter worth $129,153,000. First Trust Advisors LP grew its stake in UMB Financial by 12.0% during the 1st quarter. First Trust Advisors LP now owns 899,400 shares of the bank’s stock worth $101,443,000 after buying an additional 96,149 shares during the last quarter. Finally, Bank of New York Mellon Corp purchased a new position in UMB Financial during the 2nd quarter worth $78,410,000. 87.78% of the stock is currently owned by hedge funds and other institutional investors.

Analyst Upgrades and Downgrades

UMBF has been the subject of several recent research reports. TD Cowen lifted their price objective on UMB Financial from $152.00 to $154.00 and gave the company a “buy” rating in a report on Thursday. UBS Group assumed coverage on shares of UMB Financial in a report on Monday, September 14th. They set a “neutral” rating and a $155.00 target price on the stock. Royal Bank Of Canada cut their target price on shares of UMB Financial from $170.00 to $168.00 and set an “outperform” rating on the stock in a research report on Friday, October 9th. JPMorgan Chase & Co. reduced their price target on shares of UMB Financial from $180.00 to $160.00 and set an “overweight” rating for the company in a report on Thursday, October 1st. Finally, Stephens started coverage on shares of UMB Financial in a research report on Tuesday, July 14th. They issued an “overweight” rating and a $167.00 price target for the company. One analyst has rated the stock with a Strong Buy rating, eleven have issued a Buy rating and four have issued a Hold rating to the company’s stock. According to data from MarketBeat, the company has an average rating of “Moderate Buy” and an average price target of $160.93.

Key UMB Financial News

Here are the key news stories impacting UMB Financial this week:

• Positive Sentiment: TD Cowen maintained its Buy rating on UMB Financial, reinforcing the view that the stock’s earnings growth and strategic expansion justify additional upside. TD Cowen Reaffirms Their Buy Rating on UMB Financial
• Positive Sentiment: UMB Financial’s third-quarter performance showed continued growth: earnings per share exceeded analyst expectations, revenue increased 13.9% year over year, and EPS rose from $2.70 to $3.56. The earnings call also highlighted growth and expansion initiatives. UMB Financial 2026 Q3 Results
• Positive Sentiment: The company agreed to acquire El Dorado Savings Bank for approximately $506 million, giving UMB Financial entry into California and Nevada. The transaction is targeted to close in the first quarter of 2027 and could expand its geographic footprint and customer base. UMB Financial El Dorado Savings Bank Deal
• Positive Sentiment: Zacks characterized UMB Financial as both a strong momentum and value stock, potentially attracting investors seeking earnings growth at a comparatively reasonable valuation. Why UMB Financial Is a Strong Momentum Stock
• Neutral Sentiment: UMB Financial announced management changes, including a refocusing of Chief Risk Officer Shannon A. Johnson’s responsibilities. The changes may improve organizational focus, but their financial effect is not yet clear. UMB Financial Refocuses Chief Risk Officer Responsibilities
• Negative Sentiment: Citigroup lowered its price target from $162 to $145 and shifted to a Neutral rating. Although the revised target still implies upside, the downgrade signals reduced near-term conviction and may weigh on sentiment. Citigroup UMB Financial Rating
• Negative Sentiment: Director Kevin Gallagher sold 370 shares for approximately $49,883, reducing his holdings by 3.12%. The relatively small transaction is not necessarily a fundamental warning, but insider selling can add short-term caution. SEC Insider Sale Filing
• Negative Sentiment: Management expects fourth-quarter operating expenses of $400 million to $405 million while advancing the El Dorado transaction. Elevated expenses and acquisition-related costs could pressure near-term profitability before potential strategic benefits emerge. UMB Financial Fourth-Quarter Expense Outlook

About UMB Financial

UMB Financial Corporation is a financial holding company headquartered in Kansas City, Missouri. Its principal subsidiary, UMB Bank, provides banking and financial services to individuals, businesses, institutions and government entities. The company serves customers through banking offices and digital channels across the Midwest and other U.S. markets.

UMB Bank offers commercial and personal banking products, including deposit accounts, loans, treasury management, payment services and credit solutions.