Bread Financial Holdings, Inc. $BFH Stock Sold by Robeco Institutional Asset Management B.V.

Robeco Institutional Asset Management B.V. cut its holdings in shares of Bread Financial Holdings, Inc. (NYSE:BFH) by 36.2% during the third quarter, according to its most recent disclosure with the Securities and Exchange Commission. The fund owned 57,539 shares of the company’s stock after selling 32,593 shares during the quarter. Robeco Institutional Asset Management B.V. owned about 0.15% of Bread Financial worth $5,624,000 at the end of the most recent reporting period.

Several other large investors also recently added to or reduced their stakes in BFH. GAMMA Investing LLC increased its position in Bread Financial by 2.6% during the second quarter. GAMMA Investing LLC now owns 3,842 shares of the company’s stock worth $416,000 after purchasing an additional 99 shares during the last quarter. Allworth Financial LP raised its stake in shares of Bread Financial by 27.2% in the 2nd quarter. Allworth Financial LP now owns 679 shares of the company’s stock valued at $74,000 after acquiring an additional 145 shares during the period. Pacer Advisors Inc. lifted its holdings in shares of Bread Financial by 58.7% in the 1st quarter. Pacer Advisors Inc. now owns 614 shares of the company’s stock worth $46,000 after acquiring an additional 227 shares during the last quarter. Lazard Asset Management LLC lifted its holdings in shares of Bread Financial by 1.7% in the 1st quarter. Lazard Asset Management LLC now owns 16,576 shares of the company’s stock worth $1,241,000 after acquiring an additional 272 shares during the last quarter. Finally, IFP Advisors Inc lifted its holdings in shares of Bread Financial by 125.8% in the 2nd quarter. IFP Advisors Inc now owns 490 shares of the company’s stock worth $53,000 after acquiring an additional 273 shares during the last quarter. 99.52% of the stock is currently owned by hedge funds and other institutional investors.

Bread Financial Trading Down 2.7%

Shares of Bread Financial stock opened at $99.72 on Friday. The firm has a market cap of $3.83 billion, a price-to-earnings ratio of 7.86, a price-to-earnings-growth ratio of 0.79 and a beta of 1.15. The company’s 50-day simple moving average is $104.36 and its 200-day simple moving average is $98.67. Bread Financial Holdings, Inc. has a 52-week low of $59.26 and a 52-week high of $114.53. The company has a quick ratio of 1.17, a current ratio of 1.16 and a debt-to-equity ratio of 0.24.

Bread Financial (NYSE:BFH) last posted its quarterly earnings results on Thursday, October 22nd. The company reported $3.84 earnings per share for the quarter, beating analysts’ consensus estimates of $3.34 by $0.50. The firm had revenue of $1.02 billion for the quarter, compared to the consensus estimate of $1.01 billion. Bread Financial had a return on equity of 17.24% and a net margin of 11.19%. The company’s revenue for the quarter was up 4.7% compared to the same quarter last year. During the same period in the previous year, the business earned $4.02 earnings per share. As a group, equities research analysts anticipate that Bread Financial Holdings, Inc. will post 12.31 earnings per share for the current year.

Bread Financial Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, December 15th. Investors of record on Monday, November 30th will be paid a $0.25 dividend. This represents a $1.00 annualized dividend and a yield of 1.0%. The ex-dividend date of this dividend is Monday, November 30th. This is an increase from Bread Financial’s previous quarterly dividend of $0.23. Bread Financial’s dividend payout ratio (DPR) is 7.89%.

Wall Street Analysts Forecast Growth

Several research firms have recently commented on BFH. Wells Fargo & Company began coverage on Bread Financial in a research report on Friday, September 11th. They set an “equal weight” rating and a $115.00 price target for the company. Zacks Research downgraded shares of Bread Financial from a “strong-buy” rating to a “hold” rating in a research report on Tuesday, October 6th. Seaport Research Partners set a $123.00 target price on Bread Financial in a research note on Friday. Wall Street Zen upgraded shares of Bread Financial from a “hold” rating to a “buy” rating in a research note on Saturday. Finally, Barclays decreased their price objective on Bread Financial from $110.00 to $107.00 and set an “equal weight” rating for the company in a report on Friday. Eight equities research analysts have rated the stock with a Buy rating, seven have issued a Hold rating and one has given a Sell rating to the company’s stock. According to MarketBeat.com, Bread Financial presently has an average rating of “Hold” and a consensus price target of $112.21.

Insider Activity

In related news, Director Praniti Lakhwara sold 2,802 shares of the business’s stock in a transaction dated Tuesday, July 28th. The shares were sold at an average price of $106.12, for a total value of $297,348.24. Following the sale, the director directly owned 4,458 shares in the company, valued at $473,082.96. The trade was a 38.60% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. 1.30% of the stock is owned by company insiders.

More Bread Financial News

Here are the key news stories impacting Bread Financial this week:

• Positive Sentiment: Q3 earnings exceeded expectations: Bread Financial reported adjusted earnings of $3.84 per share, beating the $3.34 consensus estimate, while revenue rose 4.7% year over year to $1.02 billion, slightly above expectations. Q3 revenue report
• Positive Sentiment: Dividend increased: The company raised its quarterly common-stock dividend 8.7% to $0.25 per share, payable December 15 to shareholders of record November 30. The board also declared dividends on both series of preferred stock, signaling continued shareholder returns. Dividend announcement
• Positive Sentiment: Sephora partnership renewed: Bread Financial signed a long-term renewal with Sephora to support its credit-card and loyalty program, preserving an important branded payments relationship. Sephora renewal
• Neutral Sentiment: Analyst target raised, but rating remains Hold: TD Cowen increased its price target from $111 to $113, implying substantial upside from recent levels, while maintaining a “hold” recommendation.
• Neutral Sentiment: 2026 revenue outlook is in line: Bread Financial reiterated revenue guidance of approximately $4.0 billion, matching consensus and offering limited evidence of an upside forecast revision.
• Negative Sentiment: Year-over-year earnings declined: Q3 earnings fell from $4.02 per share a year earlier to $3.84, tempering the impact of the earnings beat and raising questions about profitability trends.
• Negative Sentiment: Credit performance remains a focus: Bread Financial issued a September update covering net principal loss and delinquency rates. Investors will scrutinize those metrics because deterioration could increase provisions and pressure future earnings. September performance update

Bread Financial Profile

Bread Financial Holdings, Inc (NYSE: BFH) is a financial services company that provides payment, lending and savings solutions to consumers and businesses. Its offerings include private-label and co-branded credit cards, installment lending, buy now, pay later services and deposit products.

The company operates through its Bread platform, which supports merchants with financing options, payment processing and customer loyalty solutions. Its consumer products have included Bread Cashback credit cards, Bread Pay installment payment services and Bread Savings deposit accounts.

Bread Financial primarily serves consumers and merchants in the United States, with solutions designed for retail, travel, home improvement and other industries.