Analyzing Repay (NASDAQ:RPAY) and Strive (NASDAQ:ASST)

Strive (NASDAQ:ASST) and Repay (NASDAQ:RPAY) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, earnings, analyst recommendations, dividends, institutional ownership, valuation and risk.

Volatility and Risk

Strive has a beta of 13.36, meaning that its share price is 1,236% more volatile than the S&P 500. Comparatively, Repay has a beta of 1.83, meaning that its share price is 83% more volatile than the S&P 500.

Institutional & Insider Ownership

5.5% of Strive shares are owned by institutional investors. Comparatively, 82.7% of Repay shares are owned by institutional investors. 2.7% of Strive shares are owned by company insiders. Comparatively, 12.0% of Repay shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Strive and Repay”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Strive	$4.95 million	508.04	-$420.59 million	($8.84)	-3.33
Repay	$337.81 million	1.03	-$256.72 million	($2.04)	-1.79

Repay has higher revenue and earnings than Strive. Strive is trading at a lower price-to-earnings ratio than Repay, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of current ratings for Strive and Repay, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Strive	1	1	5	0	2.57
Repay	1	3	3	0	2.29

Strive presently has a consensus target price of $29.80, indicating a potential upside of 1.17%. Repay has a consensus target price of $5.25, indicating a potential upside of 44.03%. Given Repay’s higher probable upside, analysts plainly believe Repay is more favorable than Strive.

Profitability

This table compares Strive and Repay’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Strive	-10,957.22%	-141.47%	-95.93%
Repay	-49.57%	11.03%	4.28%

Summary

Repay beats Strive on 10 of the 14 factors compared between the two stocks.

About Strive

Asset Entities Inc., a technology company, provides social media marketing and content delivery services across Discord, TikTok, and other social media platforms. It designs, develops, and manages servers for communities on Discord. The company offers discord investment education, entertainment, and marketing services. It serves retail investors, creators, and influencers. Asset Entities Inc. was founded in 2020 and is based in Dallas, Texas. The company is a subsidiary of Asset Entities Holdings, Llc.

About Repay

Repay Holdings Corporation, payments technology company, provides integrated payment processing solutions to industry-oriented markets in the United States. It operates through two segments: Consumer Payments and Business Payments. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, virtual terminal, online client portal, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.