Intapp (NASDAQ:INTA) & nCino (NASDAQ:NCNO) Critical Survey

nCino (NASDAQ:NCNO) and Intapp (NASDAQ:INTA) are both technology companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, risk, institutional ownership, analyst recommendations, earnings, profitability and dividends.

Profitability

This table compares nCino and Intapp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
nCino	5.40%	7.71%	4.83%
Intapp	-7.15%	-3.30%	-1.64%

Earnings & Valuation

This table compares nCino and Intapp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
nCino	$594.78 million	3.31	$5.18 million	$0.30	62.00
Intapp	$577.80 million	4.69	-$41.31 million	($0.52)	-68.06

nCino has higher revenue and earnings than Intapp. Intapp is trading at a lower price-to-earnings ratio than nCino, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

94.8% of nCino shares are held by institutional investors. Comparatively, 90.0% of Intapp shares are held by institutional investors. 1.9% of nCino shares are held by company insiders. Comparatively, 11.2% of Intapp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Risk & Volatility

nCino has a beta of 0.69, meaning that its share price is 31% less volatile than the S&P 500. Comparatively, Intapp has a beta of 0.45, meaning that its share price is 55% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for nCino and Intapp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
nCino	1	5	11	1	2.67
Intapp	2	4	4	0	2.20

nCino presently has a consensus price target of $24.38, suggesting a potential upside of 31.10%. Intapp has a consensus price target of $37.86, suggesting a potential upside of 6.97%. Given nCino’s stronger consensus rating and higher probable upside, analysts plainly believe nCino is more favorable than Intapp.

Summary

nCino beats Intapp on 13 of the 15 factors compared between the two stocks.

About nCino

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem. The company's nIQ, an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a cloud-based mobile-first homeownership software solution. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

About Intapp

Intapp, Inc., through its subsidiary, Integration Appliance, Inc., provides industry-specific cloud-based software solutions for the professional and financial services industry in the United States, the United Kingdom, and internationally. Its solutions include DealCloud, a deal and relationship management solution that manages financial services firms' market relationships, prospective clients and investments, current engagements and deal processes, and operations and compliance activities; collaboration and content solutions, including Intapp documents, an engagement-centric document management system, and Intapp workspaces; risk and compliance management solutions, such as Intapp conflicts, Intapp intake, Intapp terms, Intapp walls, and Intapp employee compliance; and operational and financial management solutions comprising Intapp Billstream, a cloud-based automated proforma invoice solution, Intapp time, and Intapp terms. The company's solutions enable private capital, investment banking, legal, accounting, and consulting firms to realize the benefits of modern AI and cloud-based architectures for their critical business functions without compromising industry-specific functionality or regulatory compliance. It also offers strategic advisory, operational transformation, technology and digital strategy, data strategy, risk management, change management, program management, and M&A preparation; implementation services; managed services; and technical support services, as well as collaboration and integration solutions. The company sells its software on a subscription basis through a direct enterprise sales model. The company was formerly known as LegalApp Holdings, Inc. and changed its name to Intapp, Inc. in February 2021. Intapp, Inc. was founded in 2000 and is headquartered in Palo Alto, California.