United Bankshares (NASDAQ:UBSI) Releases Quarterly Earnings Results, Beats Estimates By $0.06 EPS

United Bankshares (NASDAQ:UBSI) posted its earnings results on Thursday. The financial services provider reported $0.95 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.89 by $0.06, Briefing.com reports. United Bankshares had a return on equity of 9.41% and a net margin of 27.97%.The firm had revenue of $323.82 million for the quarter, compared to analyst estimates of $320.07 million. During the same quarter in the prior year, the company earned $0.85 EPS.

United Bankshares Trading Up 0.9%

Shares of UBSI opened at $47.80 on Friday. United Bankshares has a fifty-two week low of $34.10 and a fifty-two week high of $48.22. The company has a market capitalization of $6.59 billion, a PE ratio of 13.02 and a beta of 0.71. The stock has a fifty day moving average of $45.10 and a two-hundred day moving average of $43.20. The company has a debt-to-equity ratio of 0.10, a quick ratio of 0.98 and a current ratio of 0.98.

United Bankshares Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Wednesday, July 1st. Shareholders of record on Friday, June 12th were issued a $0.38 dividend. The ex-dividend date was Friday, June 12th. This represents a $1.52 annualized dividend and a yield of 3.2%. United Bankshares’s payout ratio is 42.58%.

Wall Street Analysts Forecast Growth

UBSI has been the subject of several recent research reports. Wall Street Zen raised United Bankshares from a “sell” rating to a “hold” rating in a research report on Saturday. Weiss Ratings restated a “buy (b)” rating on shares of United Bankshares in a research report on Monday, July 6th. Hovde Group increased their price objective on United Bankshares from $49.00 to $50.00 and gave the company a “market perform” rating in a research note on Friday. Finally, Raymond James Financial lifted their price objective on United Bankshares from $49.00 to $50.00 and gave the stock an “outperform” rating in a research report on Wednesday, July 1st. Three analysts have rated the stock with a Buy rating and four have given a Hold rating to the stock. Based on data from MarketBeat.com, United Bankshares has a consensus rating of “Hold” and a consensus target price of $46.80.

More United Bankshares News

Here are the key news stories impacting United Bankshares this week:

• Positive Sentiment: United Bankshares reported Q2 2026 EPS of $0.95, topping the $0.89 consensus estimate and improving from $0.85 a year ago, while revenue of $323.82 million also came in above expectations. Article Title
• Positive Sentiment: The company’s Q2 results were described as a sales surprise, reinforcing the idea that underlying business performance remains solid heading into the rest of the year. Article Title
• Positive Sentiment: Hovde Group raised its price target on UBSI from $49 to $50, signaling slightly improved valuation expectations even though the rating stayed at “market perform.” Article Title
• Neutral Sentiment: Commentary around the stock asks whether UBSI is undervalued after Q2 earnings and completion of its buyback, which suggests investors are weighing earnings strength against already-positive sentiment. Article Title

Institutional Investors Weigh In On United Bankshares

A number of hedge funds and other institutional investors have recently made changes to their positions in UBSI. AQR Capital Management LLC lifted its position in United Bankshares by 74.7% during the fourth quarter. AQR Capital Management LLC now owns 1,625,205 shares of the financial services provider’s stock worth $62,408,000 after buying an additional 694,953 shares during the period. Morgan Stanley increased its stake in shares of United Bankshares by 10.9% during the 4th quarter. Morgan Stanley now owns 1,403,141 shares of the financial services provider’s stock valued at $53,881,000 after acquiring an additional 137,396 shares during the last quarter. Bank of America Corp DE increased its stake in shares of United Bankshares by 11.4% during the 3rd quarter. Bank of America Corp DE now owns 1,367,319 shares of the financial services provider’s stock valued at $50,878,000 after acquiring an additional 139,646 shares during the last quarter. Goldman Sachs Group Inc. lifted its holdings in shares of United Bankshares by 75.1% during the 4th quarter. Goldman Sachs Group Inc. now owns 1,177,051 shares of the financial services provider’s stock worth $45,199,000 after acquiring an additional 504,986 shares during the period. Finally, Invesco Ltd. lifted its holdings in shares of United Bankshares by 11.8% during the 2nd quarter. Invesco Ltd. now owns 1,096,626 shares of the financial services provider’s stock worth $39,950,000 after acquiring an additional 116,073 shares during the period. Hedge funds and other institutional investors own 70.80% of the company’s stock.

United Bankshares Company Profile

United Bankshares, Inc, headquartered in Charleston, West Virginia, is a bank holding company that provides a full range of financial services through its primary subsidiary, United Bank. The company’s core offerings include retail and commercial banking products such as checking and savings accounts, certificates of deposit, personal and business loans, mortgages, and treasury management services. In addition, United Bankshares delivers private banking, wealth management, trust and fiduciary solutions, and investment advisory services to meet the needs of individual, corporate, and institutional clients.

United Bankshares operates an extensive branch network across West Virginia, Virginia, Maryland, the District of Columbia, Ohio, Pennsylvania, and South Carolina.