Financial Analysis: Everest Group (NYSE:EG) and AXA (OTCMKTS:AXAHY)

AXA (OTCMKTS:AXAHY) and Everest Group (NYSE:EG) are both large-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, analyst recommendations, risk, profitability, institutional ownership and earnings.

Volatility and Risk

AXA has a beta of 0.6, suggesting that its stock price is 40% less volatile than the S&P 500. Comparatively, Everest Group has a beta of 0.29, suggesting that its stock price is 71% less volatile than the S&P 500.

Earnings & Valuation

This table compares AXA and Everest Group”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AXA	$84.92 billion	1.34	$11.08 billion	N/A	N/A
Everest Group	$16.93 billion	0.89	$1.59 billion	$49.17	7.78

AXA has higher revenue and earnings than Everest Group.

Analyst Ratings

This is a breakdown of current recommendations and price targets for AXA and Everest Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AXA	0	0	1	1	3.50
Everest Group	0	12	4	0	2.25

Everest Group has a consensus target price of $387.73, suggesting a potential upside of 1.30%. Given Everest Group’s higher probable upside, analysts clearly believe Everest Group is more favorable than AXA.

Profitability

This table compares AXA and Everest Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AXA	N/A	N/A	N/A
Everest Group	11.76%	14.70%	3.63%

Dividends

AXA pays an annual dividend of $1.98 per share and has a dividend yield of 3.9%. Everest Group pays an annual dividend of $8.00 per share and has a dividend yield of 2.1%. Everest Group pays out 16.3% of its earnings in the form of a dividend. Everest Group has raised its dividend for 1 consecutive years.

Institutional and Insider Ownership

0.1% of AXA shares are held by institutional investors. Comparatively, 92.6% of Everest Group shares are held by institutional investors. 0.7% of Everest Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

About AXA

AXA SA, through its subsidiaries, provides insurance, asset management, and banking services worldwide. The company operates through six segments: France; Europe; AXA XL; Asia, Africa & EME-LATAM; AXA Investment Managers; and Transversal & Other segments It offers life and savings insurance products, such as savings and retirement, other health, and personal protection products. The company also provides property and casualty insurance products, including car, home, and personal or professional liability to individual and business clients; international insurance for large corporate clients in Europe; and marine and aviation insurance services, as well as property and casualty reinsurance products. In addition, it offers asset management services in the areas of various asset classes, including equities, bonds, hedge funds, private equity, and real estate for the group’s insurance companies and their clients, and retail and institutional clients. Further, the company provides motor, household, property and general liability, health, term life, whole life, universal life, endowment, deferred and immediate annuities, and other investment-based products for personal/individual and commercial/ group customers. AXA SA was founded in 1852 and is headquartered in Paris, France.

About Everest Group

Everest Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. The company operates through two segment, Insurance and Reinsurance. The Reinsurance segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents in the United States, Bermuda, Canada, Europe, South America, Singapore, France, Germany, Spain, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and accident and health, specialty underwriters, eversports and entertainment, and surety and credit, marine and aviation, as well as structured and property hybrid solutions. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.