Bank of Nova Scotia (NYSE:BNS) versus PT Bank Mandiri Persero TBK (OTCMKTS:PPERY) Financial Survey

Bank of Nova Scotia (NYSE:BNS) and PT Bank Mandiri Persero TBK (OTCMKTS:PPERY) are both large-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, risk and analyst recommendations.

Valuation & Earnings

This table compares Bank of Nova Scotia and PT Bank Mandiri Persero TBK”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of Nova Scotia	$52.70 billion	1.97	$5.56 billion	$5.24	16.22
PT Bank Mandiri Persero TBK	$10.03 billion	2.04	$3.43 billion	N/A	N/A

Bank of Nova Scotia has higher revenue and earnings than PT Bank Mandiri Persero TBK.

Institutional & Insider Ownership

49.1% of Bank of Nova Scotia shares are held by institutional investors. Comparatively, 0.0% of PT Bank Mandiri Persero TBK shares are held by institutional investors. 0.0% of PT Bank Mandiri Persero TBK shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Dividends

Bank of Nova Scotia pays an annual dividend of $3.16 per share and has a dividend yield of 3.7%. PT Bank Mandiri Persero TBK pays an annual dividend of $0.75 per share and has a dividend yield of 8.6%. Bank of Nova Scotia pays out 60.3% of its earnings in the form of a dividend. Bank of Nova Scotia has increased its dividend for 14 consecutive years.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Bank of Nova Scotia and PT Bank Mandiri Persero TBK, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of Nova Scotia	0	3	2	0	2.40
PT Bank Mandiri Persero TBK	0	0	0	0	0.00

Bank of Nova Scotia currently has a consensus target price of $117.00, indicating a potential upside of 37.69%. Given Bank of Nova Scotia’s stronger consensus rating and higher probable upside, analysts plainly believe Bank of Nova Scotia is more favorable than PT Bank Mandiri Persero TBK.

Profitability

This table compares Bank of Nova Scotia and PT Bank Mandiri Persero TBK’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bank of Nova Scotia	13.38%	13.16%	0.70%
PT Bank Mandiri Persero TBK	N/A	N/A	N/A

Risk and Volatility

Bank of Nova Scotia has a beta of 1.11, suggesting that its stock price is 11% more volatile than the S&P 500. Comparatively, PT Bank Mandiri Persero TBK has a beta of 0.23, suggesting that its stock price is 77% less volatile than the S&P 500.

Summary

Bank of Nova Scotia beats PT Bank Mandiri Persero TBK on 11 of the 15 factors compared between the two stocks.

About Bank of Nova Scotia

The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The Bank of Nova Scotia was founded in 1832 and is headquartered in Toronto, Canada.

About PT Bank Mandiri Persero TBK

PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. The company operates through Wholesale and Retail segments. It offers savings and current accounts, time deposits, demand deposits, and foreign currency savings and current accounts; motorcycle loans, mortgage loan, and housing loans, as well as loans for various purposes, such as education, home renovation, marriage, health, and other needs for individuals; and working capital loans, investment loans, people's business loans, syndicated loans, and micro business loans for businesses. The company also provides investment products comprising mutual funds, stocks, and bonds; life, health, and accident insurance products; credit, debit, and corporate cards; digital banking; e-banking services; digital lending; cash management services; trade finance services, value chain, supply chain management, global and domestic trade, export and import, standby letter of credit, and bank guarantee, as well as spot and forex services; custodial services; treasury services, including cash transaction/liquidity, hedging, and investment products; trust services comprising trustee, paying agent, security agent, escrow agent, monitoring agent, and receiving bank services; and money transfer, remittance services, and venture capital financing. It operates branch offices, sub-branch offices, and overseas branch offices; and ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.