Visa Inc. $V Stock: Redmond Asset Management LLC Raises Stake

Redmond Asset Management LLC increased its stake in Visa Inc. (NYSE:V) by 9.6% during the 3rd quarter, according to its most recent disclosure with the Securities and Exchange Commission. The fund owned 24,272 shares of the credit-card processor’s stock after purchasing an additional 2,133 shares during the quarter. Visa accounts for 2.6% of Redmond Asset Management LLC’s portfolio, making the stock its 5th largest position. Redmond Asset Management LLC’s holdings in Visa were worth $8,722,000 as of its most recent filing with the Securities and Exchange Commission.

Other large investors have also added to or reduced their stakes in the company. John Boyer Inc. purchased a new stake in Visa during the 3rd quarter valued at $27,000. Philadelphia Investment Partners LLC purchased a new position in shares of Visa in the 2nd quarter worth $29,000. Virtus Advisers LLC purchased a new position in shares of Visa in the 2nd quarter worth $33,000. Portfolio Resources Advisor Group Inc. purchased a new position in shares of Visa in the 3rd quarter worth $35,000. Finally, DecisionPoint Financial LLC grew its holdings in shares of Visa by 307.7% in the third quarter. DecisionPoint Financial LLC now owns 106 shares of the credit-card processor’s stock worth $38,000 after acquiring an additional 80 shares during the period. Institutional investors own 82.15% of the company’s stock.

Insiders Place Their Bets

In other Visa news, General Counsel Julie B. Rottenberg sold 2,028 shares of the business’s stock in a transaction dated Monday, August 31st. The stock was sold at an average price of $381.35, for a total transaction of $773,377.80. Following the completion of the sale, the general counsel owned 18,404 shares of the company’s stock, valued at approximately $7,018,365.40. The trade was a 9.93% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Ryan Mcinerney sold 5,875 shares of the business’s stock in a transaction dated Friday, August 21st. The shares were sold at an average price of $367.87, for a total value of $2,161,236.25. Following the sale, the chief executive officer directly owned 15,174 shares of the company’s stock, valued at $5,582,059.38. This represents a 27.91% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders sold 21,520 shares of company stock worth $7,960,757. 0.12% of the stock is owned by insiders.

Visa Stock Down 0.3%

V opened at $400.79 on Thursday. The company has a current ratio of 0.99, a quick ratio of 0.99 and a debt-to-equity ratio of 0.60. Visa Inc. has a 1-year low of $293.89 and a 1-year high of $414.60. The company has a market capitalization of $715.18 billion, a PE ratio of 34.08, a PEG ratio of 1.92 and a beta of 0.77. The firm’s 50 day simple moving average is $379.47 and its two-hundred day simple moving average is $341.60.

Visa (NYSE:V) last issued its quarterly earnings results on Tuesday, October 27th. The credit-card processor reported $3.48 earnings per share for the quarter, topping the consensus estimate of $3.44 by $0.04. Visa had a net margin of 50.78% and a return on equity of 67.68%. The business had revenue of $12.14 billion for the quarter, compared to analysts’ expectations of $12.09 billion. During the same quarter last year, the company posted $2.98 EPS. The company’s revenue was up 13.2% compared to the same quarter last year. As a group, equities analysts forecast that Visa Inc. will post 13.22 EPS for the current year.

Visa Increases Dividend

The business also recently announced a quarterly dividend, which will be paid on Tuesday, December 1st. Investors of record on Tuesday, November 10th will be issued a $0.78 dividend. The ex-dividend date of this dividend is Tuesday, November 10th. This represents a $3.12 dividend on an annualized basis and a yield of 0.8%. This is an increase from Visa’s previous quarterly dividend of $0.67. Visa’s payout ratio is 22.79%.

Analyst Ratings Changes

A number of analysts recently commented on the company. Citigroup reiterated a “buy” rating and set a $440.00 price objective (up from $400.00) on shares of Visa in a research report on Wednesday, July 29th. Rothschild & Co Redburn raised their target price on Visa from $430.00 to $444.00 and gave the stock a “buy” rating in a research report on Thursday, July 30th. BNP Paribas Exane raised their target price on Visa from $420.00 to $425.00 and gave the stock an “outperform” rating in a research report on Friday, August 7th. Keefe, Bruyette & Woods boosted their price target on Visa from $400.00 to $430.00 in a research note on Wednesday, July 8th. Finally, TD Cowen restated a “buy” rating and set a $450.00 price target (up from $420.00) on shares of Visa in a research note on Wednesday. Two research analysts have rated the stock with a Strong Buy rating and thirty-five have assigned a Buy rating to the stock. According to data from MarketBeat, the stock has a consensus rating of “Buy” and an average target price of $437.42.

Trending Headlines about Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa reported adjusted earnings of $3.48 per share, exceeding the $3.43 consensus estimate, while revenue rose 13.2% year over year to $12.14 billion, ahead of expectations. Growth was supported by higher payment volumes, cross-border activity and processed transactions. Visa Q4 Earnings Beat Estimates on Strong Payment Volumes
• Positive Sentiment: Management highlighted resilient consumer spending, international payment growth, value-added services and stablecoin initiatives, while targeting double-digit revenue growth for fiscal 2027. Commentary that the U.S. consumer is holding up supports Visa’s near-term transaction outlook. Visa Q4 Earnings Call Highlights FY27 Outlook and Growth Priorities
• Positive Sentiment: Visa raised its quarterly dividend to $0.78 per share from $0.67, a 16.4% increase. The higher payout signals confidence in cash generation and strengthens the shareholder-return story, despite the stock’s relatively low 0.8% dividend yield.
• Positive Sentiment: JPMorgan raised its price target to $455, Barclays to $440 and Oppenheimer to $440, while RBC reaffirmed an “outperform” rating with a $466 target. The revisions reflect confidence in Visa’s earnings momentum and long-term growth prospects.
• Neutral Sentiment: Analysts cited Visa’s results as a favorable read-through for Mastercard, particularly on consumer spending and international transactions. This reinforces the health of the payments industry but offers only indirect benefit to Visa. Analyst Signals Favorable Earnings Setup for Mastercard After Visa’s Results
• Negative Sentiment: Higher client incentives and expenses, along with slightly slower payment-volume growth, could temper the earnings reaction. Visa’s premium valuation also leaves less room for execution disappointments.
• Negative Sentiment: Visa faces a collective lawsuit in the United Kingdom seeking about £5 billion on behalf of roughly one million businesses. The claim alleges excessive interchange fees and competition-law violations, creating a potentially significant legal and regulatory overhang. Visa Is Defending a UK Card Fee Lawsuit

Visa Profile

Visa Inc (NYSE: V) is a global payments technology company that facilitates electronic payments between consumers, businesses, financial institutions and governments. Through its VisaNet network, the company authorizes, clears and settles transactions made with Visa-branded credit, debit and prepaid cards, while generally not issuing cards, extending credit or setting cardholder account terms.

Visa provides payment products and services for consumer, commercial and government payments, as well as digital commerce and money movement.