Synchrony Financial $SYF Stock Bought by Vest Financial LLC

Vest Financial LLC raised its stake in shares of Synchrony Financial (NYSE:SYF) by 13.7% in the 3rd quarter, according to the company in its most recent filing with the Securities & Exchange Commission. The fund owned 1,086,144 shares of the financial services provider’s stock after purchasing an additional 131,123 shares during the period. Synchrony Financial accounts for approximately 0.8% of Vest Financial LLC’s investment portfolio, making the stock its 29th biggest position. Vest Financial LLC owned approximately 0.33% of Synchrony Financial worth $77,084,000 as of its most recent SEC filing.

Several other hedge funds and other institutional investors have also recently bought and sold shares of the stock. PFS Partners LLC lifted its position in shares of Synchrony Financial by 598.9% in the 3rd quarter. PFS Partners LLC now owns 650 shares of the financial services provider’s stock worth $46,000 after purchasing an additional 557 shares during the period. Sowell Financial Services LLC increased its position in shares of Synchrony Financial by 6.7% during the third quarter. Sowell Financial Services LLC now owns 10,668 shares of the financial services provider’s stock worth $757,000 after buying an additional 670 shares during the period. Pinnacle Associates Ltd. increased its position in shares of Synchrony Financial by 17.5% during the third quarter. Pinnacle Associates Ltd. now owns 6,319 shares of the financial services provider’s stock worth $448,000 after buying an additional 942 shares during the period. Robeco Institutional Asset Management B.V. increased its position in shares of Synchrony Financial by 9.2% during the third quarter. Robeco Institutional Asset Management B.V. now owns 3,090,218 shares of the financial services provider’s stock worth $219,313,000 after buying an additional 260,293 shares during the period. Finally, 55 North Private Wealth LLC bought a new position in Synchrony Financial during the third quarter worth $228,000. 96.48% of the stock is owned by institutional investors and hedge funds.

Analyst Upgrades and Downgrades

SYF has been the topic of a number of research analyst reports. UBS Group cut their price target on shares of Synchrony Financial from $87.00 to $81.00 and set a “neutral” rating on the stock in a research report on Monday, October 5th. Morgan Stanley lowered their price objective on Synchrony Financial from $84.00 to $83.00 and set an “equal weight” rating for the company in a research report on Monday, October 12th. Barclays boosted their price objective on Synchrony Financial from $93.00 to $94.00 and gave the company an “overweight” rating in a research note on Wednesday. BMO Capital Markets initiated coverage on Synchrony Financial in a research report on Friday, October 9th. They set a “market perform” rating and a $81.00 target price on the stock. Finally, HSBC upped their target price on Synchrony Financial from $93.00 to $97.00 and gave the company a “buy” rating in a research report on Monday, July 13th. Ten investment analysts have rated the stock with a Buy rating and nine have issued a Hold rating to the stock. According to data from MarketBeat.com, the company has an average rating of “Moderate Buy” and an average target price of $87.83.

Synchrony Financial News Summary

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony reported third-quarter EPS of $2.68, well above the $2.42 consensus estimate, while revenue of $3.82 billion was slightly ahead of expectations. Purchase volume rose 8% year over year to approximately $49.7 billion. Synchrony Reports Third Quarter 2026 Results
• Positive Sentiment: Management raised full-year 2026 EPS guidance to approximately $9.50, slightly above the $9.44 analyst consensus. The updated outlook reinforces confidence in earnings resilience following the third-quarter beat.
• Positive Sentiment: Credit trends were better than feared: net charge-offs declined to about 4.79%, while 30-day and 90-day delinquencies also improved. Stronger credit performance supports profitability and reduces concerns about a broad consumer-default wave. Synchrony Q3 Earnings Beat Estimates
• Positive Sentiment: Barclays raised its price target to $94 and maintained an overweight rating, while JPMorgan lifted its target to $77. Synchrony also declared a quarterly dividend of $0.34 per share, supporting its shareholder-return appeal.
• Positive Sentiment: The launch of CareCredit Pay Later expands financing choices for health and wellness customers and could strengthen Synchrony’s CareCredit platform and provider relationships. CareCredit Introduces CareCredit Pay Later
• Neutral Sentiment: Evercore downgraded Synchrony from “outperform” to “in-line,” assigning a $78 price target. The action reflects more cautious near-term expectations despite remaining implied upside.
• Negative Sentiment: Third-quarter profit declined from $2.86 to $2.68 per share year over year as expenses increased. Net interest margin also contracted, partly because healthier payment behavior reduced late-fee revenue, leaving investors to weigh improving credit quality against pressure on current earnings.

Synchrony Financial Price Performance

Shares of NYSE:SYF opened at $74.12 on Thursday. The company has a quick ratio of 1.22, a current ratio of 1.23 and a debt-to-equity ratio of 1.15. Synchrony Financial has a twelve month low of $63.08 and a twelve month high of $88.77. The stock’s 50 day moving average is $75.67 and its 200-day moving average is $74.67. The firm has a market capitalization of $24.12 billion, a price-to-earnings ratio of 7.74, a PEG ratio of 0.84 and a beta of 1.35.

Synchrony Financial (NYSE:SYF) last posted its quarterly earnings results on Tuesday, October 20th. The financial services provider reported $2.68 earnings per share (EPS) for the quarter, beating the consensus estimate of $2.42 by $0.26. Synchrony Financial had a net margin of 14.59% and a return on equity of 22.26%. The business had revenue of $3.82 billion during the quarter, compared to the consensus estimate of $3.81 billion. During the same quarter last year, the firm posted $2.86 EPS. Sell-side analysts forecast that Synchrony Financial will post 9.50 EPS for the current fiscal year.

Synchrony Financial Dividend Announcement

The firm also recently disclosed a quarterly dividend, which will be paid on Monday, November 16th. Shareholders of record on Thursday, November 5th will be paid a $0.34 dividend. This represents a $1.36 dividend on an annualized basis and a dividend yield of 1.8%. The ex-dividend date of this dividend is Thursday, November 5th. Synchrony Financial’s dividend payout ratio (DPR) is 13.93%.

About Synchrony Financial

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.