Equifax (NYSE:EFX) Issues FY 2026 Earnings Guidance

Equifax (NYSE:EFX) issued an update on its FY 2026 earnings guidance on Wednesday. The company provided earnings per share (EPS) guidance of 8.450-8.550 for the period, compared to the consensus estimate of 8.510. The company issued revenue guidance of $6.6 billion-$6.7 billion, compared to the consensus revenue estimate of $6.7 billion. Equifax also updated its Q4 2026 guidance to 2.070-2.170 EPS.

Analyst Ratings Changes

EFX has been the subject of a number of recent analyst reports. Wells Fargo & Company reduced their target price on Equifax from $212.00 to $200.00 and set an “overweight” rating for the company in a report on Tuesday, September 22nd. JPMorgan Chase & Co. lowered their price target on shares of Equifax from $230.00 to $210.00 in a report on Wednesday, July 22nd. Royal Bank Of Canada lowered their price target on shares of Equifax from $194.00 to $177.00 and set an “outperform” rating on the stock in a report on Friday, October 16th. Rothschild & Co Redburn upgraded shares of Equifax from a “neutral” rating to a “buy” rating and raised their price objective for the company from $214.00 to $235.00 in a research report on Friday, August 21st. Finally, The Goldman Sachs Group reaffirmed a “neutral” rating on shares of Equifax in a research note on Tuesday. Fourteen analysts have rated the stock with a Buy rating and seven have assigned a Hold rating to the company’s stock. According to data from MarketBeat.com, Equifax has an average rating of “Moderate Buy” and an average target price of $200.00.

Equifax Price Performance

Shares of EFX traded down $1.08 during midday trading on Wednesday, reaching $175.46. The stock had a trading volume of 2,535,581 shares, compared to its average volume of 1,751,931. The company’s 50-day moving average is $166.97 and its 200 day moving average is $169.93. Equifax has a 12-month low of $137.01 and a 12-month high of $238.94. The company has a current ratio of 0.60, a quick ratio of 0.60 and a debt-to-equity ratio of 0.92. The company has a market capitalization of $20.61 billion, a price-to-earnings ratio of 30.84, a price-to-earnings-growth ratio of 1.66 and a beta of 1.35.

Equifax (NYSE:EFX) last announced its quarterly earnings data on Tuesday, October 20th. The credit services provider reported $2.26 earnings per share for the quarter, topping analysts’ consensus estimates of $2.20 by $0.06. The firm had revenue of $1.69 billion during the quarter, compared to analyst estimates of $1.69 billion. Equifax had a net margin of 10.73% and a return on equity of 21.61%. The business’s quarterly revenue was up 9.6% on a year-over-year basis. During the same period in the previous year, the business posted $2.04 EPS. On average, equities analysts predict that Equifax will post 8.50 EPS for the current fiscal year.

Equifax Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, September 15th. Stockholders of record on Monday, August 31st were issued a $0.56 dividend. The ex-dividend date was Monday, August 31st. This represents a $2.24 annualized dividend and a dividend yield of 1.3%. Equifax’s payout ratio is currently 39.37%.

Insider Transactions at Equifax

In other news, CEO Mark W. Begor sold 37,791 shares of the stock in a transaction dated Friday, July 24th. The shares were sold at an average price of $172.16, for a total transaction of $6,506,098.56. Following the completion of the sale, the chief executive officer directly owned 271,890 shares in the company, valued at approximately $46,808,582.40. This represents a 12.20% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP John Gamble sold 4,500 shares of Equifax stock in a transaction that occurred on Thursday, September 3rd. The stock was sold at an average price of $187.96, for a total value of $845,820.00. Following the completion of the sale, the executive vice president owned 69,055 shares in the company, valued at approximately $12,979,577.80. This represents a 6.12% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders own 1.70% of the company’s stock.

Key Equifax News

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Equifax reported third-quarter revenue of $1.693 billion, up 10% year over year, while adjusted earnings of $2.26 per share exceeded the $2.20 analyst consensus. Revenue growth was supported by U.S. Information Solutions, international operations and diversified markets. Equifax third-quarter results
• Positive Sentiment: Management highlighted AI-driven efficiencies and lower selling, general and administrative expenses, which helped profitability and contributed to the earnings beat. Equifax earnings beat and lower expenses
• Positive Sentiment: Equifax returned $158 million to shareholders through $92 million of share repurchases and $66 million in dividends. State-agency contract signings also reached $550 million in annual contract value, supporting longer-term growth visibility. Equifax long-term earnings takeaways
• Positive Sentiment: Needham raised its price target from $190 to $210 and maintained a Buy rating, implying substantial upside from recent trading levels. Needham raises Equifax price target
• Neutral Sentiment: Equifax’s credit-trends data shows U.S. millennials have surpassed Generation X in total debt. The trend may increase demand for credit-monitoring and risk-assessment services, but it also highlights potential consumer-credit risks. Equifax Global Credit Trends
• Negative Sentiment: Equifax lowered its full-year 2026 reported revenue outlook to approximately $6.646 billion-$6.676 billion and issued fourth-quarter revenue guidance of $1.605 billion-$1.635 billion, below some expectations. Equifax Q3 earnings and lowered outlook
• Negative Sentiment: Management said U.S. mortgage transaction volumes weakened meaningfully as interest rates rose, creating a near-term headwind for mortgage-related revenue despite strength elsewhere in the business. Equifax mortgage-market update

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that provides information and services to help businesses, governments and consumers make informed financial and workforce decisions. The company is best known for its credit reporting activities, but its offerings also include identity verification, fraud prevention, income and employment verification, marketing services and risk management solutions.

Equifax provides consumer and commercial credit information, credit reports and related analytics to lenders and other businesses.