First Financial Bankshares (NASDAQ:FFIN) Posts Quarterly Earnings Results, Hits Expectations

First Financial Bankshares (NASDAQ:FFIN) released its quarterly earnings results on Thursday. The bank reported $0.52 earnings per share for the quarter, hitting the consensus estimate of $0.52, Zacks reports. First Financial Bankshares had a return on equity of 14.91% and a net margin of 33.16%. The company had revenue of $174.14 million for the quarter, compared to analysts’ expectations of $178.63 million. During the same period in the previous year, the business posted $0.36 earnings per share.

First Financial Bankshares Price Performance

Shares of First Financial Bankshares stock traded down $1.12 during midday trading on Friday, reaching $30.47. The company had a trading volume of 2,776,014 shares, compared to its average volume of 948,109. The stock has a fifty day moving average price of $32.89 and a 200 day moving average price of $32.97. First Financial Bankshares has a fifty-two week low of $28.11 and a fifty-two week high of $36.52. The firm has a market cap of $4.37 billion, a PE ratio of 15.01 and a beta of 0.82.

First Financial Bankshares Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Thursday, October 1st. Investors of record on Monday, September 14th were paid a $0.22 dividend. This represents a $0.88 dividend on an annualized basis and a dividend yield of 2.9%. The ex-dividend date of this dividend was Monday, September 14th. First Financial Bankshares’s payout ratio is currently 47.06%.

Insider Buying and Selling

In other First Financial Bankshares news, CAO Ronald David Butler II sold 15,000 shares of the firm’s stock in a transaction that occurred on Monday, August 17th. The shares were sold at an average price of $34.95, for a total transaction of $524,250.00. Following the completion of the transaction, the chief accounting officer owned 152,223 shares in the company, valued at approximately $5,320,193.85. This trade represents a 8.97% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Michael Denny bought 3,000 shares of the stock in a transaction that occurred on Tuesday, August 18th. The shares were purchased at an average cost of $34.66 per share, with a total value of $103,980.00. Following the purchase, the director directly owned 6,500 shares of the company’s stock, valued at $225,290. The trade was a 85.71% increase in their ownership of the stock. The disclosure for this purchase is available in the SEC filing. Corporate insiders own 3.80% of the company’s stock.

Key Stories Impacting First Financial Bankshares

Here are the key news stories impacting First Financial Bankshares this week:

• Positive Sentiment: First Financial reported third-quarter 2026 net income of $74.31 million, up from $52.27 million a year earlier. Diluted earnings per share rose to $0.52 from $0.36 and increased from $0.50 in the second quarter. First Financial Bankshares Announces Third Quarter 2026 Earnings
• Positive Sentiment: The bank met Wall Street’s consensus EPS estimate, while its 31.03% net margin and 14.00% return on equity indicate continued strong profitability. First Financial Bankshares Meets Q3 Earnings Estimates
• Neutral Sentiment: Key quarterly metrics showed year-over-year earnings growth, but investors are assessing whether the improvement can continue amid the broader banking and interest-rate environment. First Financial Q3 Earnings Key Metrics
• Negative Sentiment: Quarterly revenue was $174.14 million, below analysts’ $178.63 million expectation. Although EPS met estimates, the top-line miss may have disappointed investors and limited the positive reaction to the earnings growth. First Financial Bankshares Quarterly Results
• Negative Sentiment: Cantor Fitzgerald lowered its price target for FFIN to $34.00 and issued a pessimistic forecast. The reduced target likely added selling pressure, particularly after the stock’s recent decline and elevated trading volume. Cantor Fitzgerald Cuts First Financial Bankshares Price Target

Wall Street Analysts Forecast Growth

FFIN has been the subject of a number of research reports. Hovde Group began coverage on shares of First Financial Bankshares in a report on Friday, September 11th. They issued a “market perform” rating and a $36.00 price objective for the company. Weiss Ratings lowered shares of First Financial Bankshares from a “buy (b-)” rating to a “hold (c+)” rating in a report on Friday, September 25th. Keefe, Bruyette & Woods restated a “market perform” rating and issued a $34.00 price target (down from $35.00) on shares of First Financial Bankshares in a research report on Friday. Seaport Research Partners raised shares of First Financial Bankshares to a “buy” rating in a research note on Wednesday. Finally, Raymond James Financial started coverage on shares of First Financial Bankshares in a research note on Wednesday. They set a “market perform” rating for the company. One equities research analyst has rated the stock with a Strong Buy rating and six have assigned a Hold rating to the company. Based on data from MarketBeat.com, the company presently has a consensus rating of “Hold” and an average target price of $35.40.

First Financial Bankshares Company Profile

First Financial Bankshares, Inc is a Texas-based financial holding company headquartered in Abilene. Through its principal subsidiary, First Financial Bank, the company provides banking and financial services to individuals, businesses, agricultural customers and public-sector organizations.

Its offerings include checking and savings accounts, consumer and commercial loans, mortgage lending, treasury and cash-management services, online and mobile banking, and other deposit products. The company also provides trust, wealth-management and investment-related services through affiliated operations.

First Financial Bankshares traces its history to 1890 and serves communities across Texas through a network of banking locations.