Cheche Group (CCG) versus Its Competitors Critical Analysis

Cheche Group (NASDAQ:CCG) is one of 311 public companies in the “Insurance” industry, but how does it compare to its peers? We will compare Cheche Group to similar businesses based on the strength of its analyst recommendations, profitability, valuation, institutional ownership, earnings, risk and dividends.

Analyst Ratings

This is a summary of recent ratings for Cheche Group and its peers, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cheche Group	1	2	0	0	1.67
Cheche Group Competitors	3250	15384	16203	707	2.40

As a group, “Insurance” companies have a potential upside of 13.62%. Given Cheche Group’s peers stronger consensus rating and higher probable upside, analysts plainly believe Cheche Group has less favorable growth aspects than its peers.

Valuation and Earnings

This table compares Cheche Group and its peers top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Cheche Group	$2.55 billion	-$2.47 million	-2.14
Cheche Group Competitors	$15.72 billion	$1.70 billion	34.80

Cheche Group’s peers have higher revenue and earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Dividends

Cheche Group pays an annual dividend of $0.36 per share and has a dividend yield of 6.0%. Cheche Group pays out -12.9% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 3.1% and pay out 30.2% of their earnings in the form of a dividend. Cheche Group is clearly a better dividend stock than its peers, given its higher yield and lower payout ratio.

Profitability

This table compares Cheche Group and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cheche Group	N/A	N/A	N/A
Cheche Group Competitors	10.06%	-9.85%	4.21%

Risk and Volatility

Cheche Group has a beta of 0.18, meaning that its share price is 82% less volatile than the S&P 500. Comparatively, Cheche Group’s peers have a beta of 0.63, meaning that their average share price is 37% less volatile than the S&P 500.

Institutional & Insider Ownership

19.8% of Cheche Group shares are held by institutional investors. Comparatively, 55.9% of shares of all “Insurance” companies are held by institutional investors. 1.2% of Cheche Group shares are held by company insiders. Comparatively, 13.6% of shares of all “Insurance” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Cheche Group peers beat Cheche Group on 12 of the 15 factors compared.

About Cheche Group

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.