Comparing Banco Comercial Portugues (OTCMKTS:BPCGY) & Landmark Bancorp (NASDAQ:LARK)

Landmark Bancorp (NASDAQ:LARK) and Banco Comercial Portugues (OTCMKTS:BPCGY) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, valuation, risk, earnings and profitability.

Institutional and Insider Ownership

25.7% of Landmark Bancorp shares are owned by institutional investors. 9.8% of Landmark Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Dividends

Landmark Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 2.6%. Banco Comercial Portugues pays an annual dividend of $0.19 per share and has a dividend yield of 1.4%. Landmark Bancorp pays out 25.5% of its earnings in the form of a dividend. Banco Comercial Portugues pays out 20.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Landmark Bancorp has increased its dividend for 6 consecutive years. Landmark Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Analyst Ratings

This is a summary of current ratings and recommmendations for Landmark Bancorp and Banco Comercial Portugues, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Landmark Bancorp	0	1	1	0	2.50
Banco Comercial Portugues	0	2	0	0	2.00

Profitability

This table compares Landmark Bancorp and Banco Comercial Portugues’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Landmark Bancorp	20.56%	12.49%	1.25%
Banco Comercial Portugues	N/A	N/A	N/A

Volatility and Risk

Landmark Bancorp has a beta of 0.39, meaning that its share price is 61% less volatile than the S&P 500. Comparatively, Banco Comercial Portugues has a beta of 0.4, meaning that its share price is 60% less volatile than the S&P 500.

Valuation & Earnings

This table compares Landmark Bancorp and Banco Comercial Portugues”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Landmark Bancorp	$74.81 million	2.63	$18.77 million	$3.29	9.80
Banco Comercial Portugues	$5.82 billion	3.55	$980.79 million	$0.91	15.32

Banco Comercial Portugues has higher revenue and earnings than Landmark Bancorp. Landmark Bancorp is trading at a lower price-to-earnings ratio than Banco Comercial Portugues, indicating that it is currently the more affordable of the two stocks.

Summary

Landmark Bancorp beats Banco Comercial Portugues on 10 of the 16 factors compared between the two stocks.

About Landmark Bancorp

Landmark Bancorp, Inc. operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities. It offers non-interest bearing demand, money market, checking, and savings accounts, as well as certificates of deposit. The company also provides one-to-four family residential real estate, construction and land, commercial real estate, commercial, paycheck protection program, municipal, and agriculture loans; and consumer and other loans, such as automobile, boat, and home improvement and home equity loans, as well as insurance, and mobile and online banking services. In addition, the company invests in certain investment and mortgage-related securities. It operates in the eastern, central, southeast, and southwest Kansas. The company was founded in 1885 and is headquartered in Manhattan, Kansas.

About Banco Comercial Portugues

Banco Comercial Português, S.A., a private sector bank, engages in the provision of various banking and financial products and services in Portugal and internationally. It operates through Retail Banking; Companies, Corporate & Investment Banking; Private Banking; Foreign Business; and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring and insurance, and others. The company is also involved in the provision of investment fund and real estate management, e-commerce, web portal, real estate investment fund, trade finance, trust, consulting, brokerage, marketing, and real estate services, as well as internet, telephone, and mobile banking services. Banco Comercial Português, S.A. was incorporated in 1985 and is based in Porto, Portugal.