Brokerages Set UWM Holdings Corporation (NYSE:UWMC) Target Price at $4.01

Shares of UWM Holdings Corporation (NYSE:UWMC) have been assigned an average rating of “Hold” from the fourteen brokerages that are covering the company, MarketBeat Ratings reports. Two equities research analysts have rated the stock with a sell rating, six have assigned a hold rating and six have given a buy rating to the company. The average 12 month price objective among brokers that have issued a report on the stock in the last year is $4.0136.

Several research analysts have recently weighed in on the stock. Wall Street Zen lowered shares of UWM from a “hold” rating to a “sell” rating in a research note on Saturday, August 15th. Weiss Ratings downgraded shares of UWM from a “sell (d+)” rating to a “sell (d)” rating in a research note on Tuesday, August 11th. BTIG Research reduced their price target on UWM from $4.00 to $2.00 and set a “buy” rating for the company in a report on Friday, August 7th. Zacks Research downgraded UWM from a “hold” rating to a “strong sell” rating in a research report on Wednesday, August 5th. Finally, Citigroup upgraded UWM to an “outperform” rating in a research note on Wednesday, July 29th.

UWM Trading Up 0.3%

NYSE UWMC opened at $1.47 on Thursday. UWM has a 12 month low of $0.93 and a 12 month high of $7.14. The company has a current ratio of 1.64, a quick ratio of 1.64 and a debt-to-equity ratio of 6.05. The stock has a 50 day moving average of $1.76 and a 200-day moving average of $2.85. The company has a market cap of $2.35 billion, a PE ratio of -18.31 and a beta of 1.76.

UWM (NYSE:UWMC) last issued its earnings results on Thursday, August 6th. The company reported ($0.23) earnings per share for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.30). UWM had a negative return on equity of 6.20% and a negative net margin of 1.04%.The firm had revenue of $162.13 million for the quarter, compared to analyst estimates of $727.46 million. On average, equities research analysts anticipate that UWM will post 0.08 EPS for the current fiscal year.

Key Headlines Impacting UWM

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Several law firms are seeking investors to serve as lead plaintiffs, which could help shareholders pursue potential recovery for losses. However, this does not represent a positive development for UWM’s operations or finances. UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud Lawsuit
• Neutral Sentiment: Multiple firms, including Rosen, Kaplan Fox, Faruqi, Robbins Geller, Hagens Berman and others, announced deadlines of October 12 or 13, 2026 for investors who purchased UWMC securities between March 9 and August 5, 2026 to seek lead-plaintiff status. These releases largely repeat the same lawsuit information. Kaplan Fox Securities Fraud Class Action Deadline
• Negative Sentiment: The litigation alleges that UWM failed to disclose risks associated with an over-hedged mortgage-servicing-rights position and its failed attempt to acquire Two Harbors Investment Corp. The company reportedly suffered more than a $603 million hedge loss, posted a $451.9 million second-quarter net loss, and agreed to a plan that could substantially dilute existing shareholders. UWM Faces Securities Class Action After Massive Over-Hedge Loss
• Negative Sentiment: The legal overhang adds reputational, financial and potential settlement risks after UWMC shares plunged 34% on August 6 following disclosure of the hedge loss and dilution plan. Analysts’ consensus recommendation remains “Hold,” signaling limited near-term conviction. UWM Receives Consensus Hold Recommendation

Institutional Inflows and Outflows

A number of institutional investors have recently made changes to their positions in UWMC. Bank of America Corp DE increased its holdings in shares of UWM by 127.4% in the first quarter. Bank of America Corp DE now owns 6,969,809 shares of the company’s stock valued at $25,231,000 after purchasing an additional 3,905,286 shares during the last quarter. Vanguard Group Inc. lifted its stake in shares of UWM by 9.7% during the 4th quarter. Vanguard Group Inc. now owns 18,959,442 shares of the company’s stock worth $83,042,000 after buying an additional 1,676,754 shares during the last quarter. UBS Group AG lifted its stake in shares of UWM by 93.8% during the 4th quarter. UBS Group AG now owns 3,347,300 shares of the company’s stock worth $14,661,000 after buying an additional 1,620,003 shares during the last quarter. BW Gestao de Investimentos Ltda. bought a new stake in shares of UWM during the 4th quarter worth about $5,695,000. Finally, Concentric Capital Strategies LP boosted its holdings in shares of UWM by 507.8% during the 4th quarter. Concentric Capital Strategies LP now owns 2,251,999 shares of the company’s stock worth $9,864,000 after buying an additional 1,881,483 shares during the period. 53.59% of the stock is owned by institutional investors and hedge funds.

About UWM

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.