Jack Henry & Associates (NASDAQ:JKHY – Get Free Report) and Treasure Global (NASDAQ:TGL – Get Free Report) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, valuation, profitability, earnings, dividends, analyst recommendations and institutional ownership.
Risk & Volatility
Jack Henry & Associates has a beta of 0.55, suggesting that its stock price is 45% less volatile than the S&P 500. Comparatively, Treasure Global has a beta of 2.94, suggesting that its stock price is 194% more volatile than the S&P 500.
Insider & Institutional Ownership
98.8% of Jack Henry & Associates shares are held by institutional investors. 0.6% of Jack Henry & Associates shares are held by insiders. Comparatively, 6.8% of Treasure Global shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
Analyst Ratings
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Jack Henry & Associates | 0 | 4 | 11 | 1 | 2.81 |
| Treasure Global | 1 | 0 | 0 | 0 | 1.00 |
Jack Henry & Associates presently has a consensus target price of $193.40, indicating a potential upside of 13.95%. Given Jack Henry & Associates’ stronger consensus rating and higher probable upside, analysts clearly believe Jack Henry & Associates is more favorable than Treasure Global.
Valuation & Earnings
This table compares Jack Henry & Associates and Treasure Global”s revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Jack Henry & Associates | $2.54 billion | 4.74 | $502.78 million | $6.97 | 24.35 |
| Treasure Global | $2.33 million | 2.12 | -$23.38 million | ($412.66) | -0.01 |
Jack Henry & Associates has higher revenue and earnings than Treasure Global. Treasure Global is trading at a lower price-to-earnings ratio than Jack Henry & Associates, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Jack Henry & Associates and Treasure Global’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Jack Henry & Associates | 19.76% | 23.49% | 16.34% |
| Treasure Global | -791.30% | -94.34% | -68.71% |
Summary
Jack Henry & Associates beats Treasure Global on 13 of the 15 factors compared between the two stocks.
About Jack Henry & Associates
Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.
About Treasure Global
Treasure Global Inc. offers e-commerce activities through its platform. Its platform provides consumers and merchants instant rebates and affiliate cashback programs, while providing a seamless e-payment solution with rebates in both e-commerce and physical retailers/merchant settings. The company offers ZCITY App, a payment gateway platform. Treasure Global Inc. was incorporated in 2020 and is based in New York, New York.
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