31,794 Shares in SoFi Technologies, Inc. $SOFI Bought by MSH Capital Advisors LLC

MSH Capital Advisors LLC purchased a new stake in shares of SoFi Technologies, Inc. (NASDAQ:SOFI) in the second quarter, HoldingsChannel.com reports. The firm purchased 31,794 shares of the company’s stock, valued at approximately $570,000.

Other institutional investors and hedge funds also recently added to or reduced their stakes in the company. Valley Wealth Managers Inc. purchased a new stake in shares of SoFi Technologies during the 4th quarter worth about $25,000. Vermillion Wealth Management Inc. lifted its position in SoFi Technologies by 283.1% during the fourth quarter. Vermillion Wealth Management Inc. now owns 1,000 shares of the company’s stock valued at $26,000 after buying an additional 739 shares in the last quarter. Reflection Asset Management acquired a new position in SoFi Technologies during the fourth quarter valued at approximately $28,000. Quaker Wealth Management LLC grew its stake in SoFi Technologies by 2,745.2% during the fourth quarter. Quaker Wealth Management LLC now owns 1,195 shares of the company’s stock worth $31,000 after buying an additional 1,153 shares during the period. Finally, American Capital Advisory LLC increased its position in shares of SoFi Technologies by 456.7% in the fourth quarter. American Capital Advisory LLC now owns 1,297 shares of the company’s stock worth $34,000 after acquiring an additional 1,064 shares in the last quarter. 38.43% of the stock is currently owned by institutional investors and hedge funds.

Insider Transactions at SoFi Technologies

In other SoFi Technologies news, CTO Jeremy Rishel sold 102,123 shares of the company’s stock in a transaction that occurred on Wednesday, June 17th. The stock was sold at an average price of $17.78, for a total transaction of $1,815,746.94. Following the sale, the chief technology officer owned 895,089 shares in the company, valued at $15,914,682.42. This represents a 10.24% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Also, EVP Kelli Keough sold 10,954 shares of the stock in a transaction that occurred on Monday, July 20th. The stock was sold at an average price of $17.19, for a total value of $188,299.26. Following the transaction, the executive vice president directly owned 367,728 shares in the company, valued at approximately $6,321,244.32. This represents a 2.89% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 125,219 shares of company stock valued at $2,214,948 over the last quarter. Insiders own 2.50% of the company’s stock.

Key Headlines Impacting SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: A sharp move in the Treasury market helped lift fintech stocks broadly, providing the clearest near-term catalyst for SoFi’s advance. The move also benefited Upstart and Affirm, suggesting sector-wide momentum rather than a company-specific event. SoFi, Upstart and Affirm rebound with bond-market catalyst
• Positive Sentiment: SoFi’s record $14.8 billion in loan originations signals strong demand and continued operating momentum. Investors will be watching whether the company can sustain this growth while maintaining credit quality and controlling funding costs. SoFi Technologies loan boom
• Positive Sentiment: Coverage from Piper Sandler began with an Overweight rating and a $22 price target, reflecting confidence that SoFi’s products are growing faster than its member base and supporting increased cross-selling. SoFi products growing faster than members
• Positive Sentiment: Compared with Upstart, SoFi is viewed as having more diversified revenue, stronger profitability and lower-cost deposit funding. Its latest results also showed earnings and revenue above estimates, with revenue up 42.5% year over year. SoFi versus Upstart
• Neutral Sentiment: SoFi Coach could improve member engagement, increase product adoption and strengthen the company’s broader financial ecosystem, although its financial contribution has yet to be demonstrated. SoFi Coach and member engagement
• Negative Sentiment: Several analyses caution that SOFI shares trade at a premium to intrinsic-value and valuation benchmarks after substantial long-term gains. That pricing leaves less room for disappointment and may limit near-term upside. SoFi valuation and returns
• Negative Sentiment: Commentators, including Jim Cramer, warned that some fintech stocks are priced for near-perfect execution. For SoFi, the key risks are rising credit losses, funding costs and the ability to sustain rapid loan growth. Cramer warns fintech investors

SoFi Technologies Price Performance

SOFI stock opened at $18.42 on Thursday. The company has a quick ratio of 0.10, a current ratio of 0.74 and a debt-to-equity ratio of 0.30. SoFi Technologies, Inc. has a 52-week low of $14.88 and a 52-week high of $32.73. The stock’s 50 day moving average is $17.66 and its two-hundred day moving average is $17.67. The company has a market capitalization of $23.79 billion, a PE ratio of 38.38 and a beta of 2.17.

SoFi Technologies (NASDAQ:SOFI) last released its quarterly earnings results on Wednesday, July 29th. The company reported $0.12 earnings per share for the quarter, topping analysts’ consensus estimates of $0.11 by $0.01. The business had revenue of $1.21 billion during the quarter, compared to the consensus estimate of $1.11 billion. SoFi Technologies had a net margin of 14.78% and a return on equity of 6.22%. The business’s quarterly revenue was up 42.5% compared to the same quarter last year. During the same quarter last year, the company earned $0.08 earnings per share. SoFi Technologies has set its FY 2026 guidance at 0.600-0.600 EPS. Analysts predict that SoFi Technologies, Inc. will post 0.61 earnings per share for the current fiscal year.

Analyst Upgrades and Downgrades

Several analysts recently issued reports on the company. Citigroup lowered their price target on SoFi Technologies from $37.00 to $30.00 and set a “buy” rating for the company in a report on Monday, May 4th. UBS Group decreased their target price on SoFi Technologies from $24.50 to $21.00 and set a “neutral” rating for the company in a research report on Thursday, April 30th. Stephens lowered their target price on SoFi Technologies from $26.00 to $25.00 and set an “overweight” rating for the company in a research note on Thursday, April 30th. Morgan Stanley dropped their target price on SoFi Technologies from $16.00 to $15.00 and set an “underweight” rating on the stock in a report on Thursday, July 30th. Finally, Piper Sandler started coverage on SoFi Technologies in a report on Monday. They issued an “overweight” rating and a $22.00 price target for the company. Eight research analysts have rated the stock with a Buy rating, ten have given a Hold rating and three have issued a Sell rating to the company. According to MarketBeat.com, the stock has a consensus rating of “Hold” and an average price target of $22.42.

SoFi Technologies Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.