Q3 Earnings Forecast for BankUnited Issued By Zacks Research

BankUnited, Inc. (NYSE:BKU) – Research analysts at Zacks Research lowered their Q3 2026 earnings per share (EPS) estimates for BankUnited in a note issued to investors on Wednesday, August 12th. Zacks Research analyst Team now expects that the financial services provider will post earnings per share of $1.07 for the quarter, down from their prior forecast of $1.15. Zacks Research currently has a “Hold” rating on the stock. The consensus estimate for BankUnited’s current full-year earnings is $4.09 per share. Zacks Research also issued estimates for BankUnited’s Q4 2026 earnings at $1.17 EPS, Q1 2027 earnings at $1.09 EPS, Q2 2027 earnings at $1.11 EPS, Q3 2027 earnings at $1.13 EPS, Q4 2027 earnings at $1.21 EPS, FY2027 earnings at $4.53 EPS, Q1 2028 earnings at $1.28 EPS, Q2 2028 earnings at $1.38 EPS and FY2028 earnings at $5.33 EPS.

A number of other brokerages also recently issued reports on BKU. Keefe, Bruyette & Woods dropped their price target on shares of BankUnited from $51.00 to $49.00 and set a “market perform” rating on the stock in a research report on Monday, August 3rd. Cantor Fitzgerald reiterated an “overweight” rating and set a $56.00 price objective on shares of BankUnited in a research report on Wednesday, July 15th. Raymond James Financial reissued an “outperform” rating on shares of BankUnited in a research note on Wednesday, April 22nd. Barclays dropped their target price on shares of BankUnited from $50.00 to $48.00 and set an “equal weight” rating on the stock in a report on Monday, August 3rd. Finally, Royal Bank Of Canada decreased their price target on BankUnited from $53.00 to $50.00 and set a “sector perform” rating for the company in a report on Thursday, July 23rd. One equities research analyst has rated the stock with a Strong Buy rating, six have issued a Buy rating, five have issued a Hold rating and two have assigned a Sell rating to the company’s stock. Based on data from MarketBeat, the company presently has an average rating of “Hold” and an average price target of $51.64.

BankUnited Stock Performance

NYSE:BKU opened at $47.38 on Thursday. The company has a debt-to-equity ratio of 0.54, a quick ratio of 0.82 and a current ratio of 0.82. BankUnited has a fifty-two week low of $35.10 and a fifty-two week high of $52.11. The company has a 50 day simple moving average of $47.82 and a two-hundred day simple moving average of $47.08. The company has a market capitalization of $3.37 billion, a PE ratio of 12.98 and a beta of 1.18.

BankUnited (NYSE:BKU) last posted its quarterly earnings data on Wednesday, July 22nd. The financial services provider reported $0.97 EPS for the quarter, missing analysts’ consensus estimates of $1.00 by ($0.03). BankUnited had a return on equity of 9.13% and a net margin of 14.76%.The company had revenue of $284.57 million during the quarter, compared to analyst estimates of $290.33 million. During the same period in the prior year, the firm earned $0.91 earnings per share. BankUnited’s revenue was up 3.9% compared to the same quarter last year.

BankUnited Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Friday, July 31st. Shareholders of record on Friday, July 10th were issued a dividend of $0.33 per share. This represents a $1.32 dividend on an annualized basis and a dividend yield of 2.8%. The ex-dividend date was Friday, July 10th. BankUnited’s dividend payout ratio is presently 36.16%.

Insider Activity at BankUnited

In related news, Director John N. Digiacomo sold 1,000 shares of the business’s stock in a transaction on Monday, June 1st. The shares were sold at an average price of $45.97, for a total transaction of $45,970.00. Following the transaction, the director owned 15,027 shares in the company, valued at $690,791.19. The trade was a 6.24% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. Also, insider Jay D. Richards sold 4,000 shares of the business’s stock in a transaction on Monday, June 15th. The shares were sold at an average price of $48.67, for a total transaction of $194,680.00. Following the transaction, the insider owned 40,502 shares in the company, valued at $1,971,232.34. The trade was a 8.99% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Company insiders own 1.00% of the company’s stock.

Institutional Investors Weigh In On BankUnited

Hedge funds and other institutional investors have recently bought and sold shares of the stock. PEAK6 LLC acquired a new position in shares of BankUnited during the second quarter valued at about $963,000. Quantbot Technologies LP bought a new position in shares of BankUnited during the 2nd quarter worth about $5,238,000. Ieq Capital LLC acquired a new stake in shares of BankUnited in the 2nd quarter valued at about $2,438,000. Allworth Financial LP acquired a new stake in shares of BankUnited in the 2nd quarter valued at about $26,000. Finally, BlackRock Inc. bought a new stake in BankUnited in the 2nd quarter valued at about $518,492,000. 99.70% of the stock is owned by institutional investors.

BankUnited News Roundup

Here are the key news stories impacting BankUnited this week:

• Positive Sentiment: Zacks raised its Q2 2028 EPS forecast to $1.38 from $1.36, while maintaining a longer-term FY2028 estimate of $5.33 per share. This provides a limited positive signal for BankUnited’s future earnings outlook.
• Neutral Sentiment: Zacks Research retained a “Hold” rating. Its current full-year EPS consensus remains $4.09, and the stock trades at roughly 13 times earnings, suggesting valuation is not especially demanding but offering no clear catalyst from the analyst coverage.
• Negative Sentiment: Zacks lowered its Q3 2026 EPS forecast to $1.07 from $1.15 and cut Q4 2026 EPS to $1.17 from $1.30. The revisions imply weaker near-term earnings expectations.
• Negative Sentiment: Forecasts for 2027 were also reduced: Q1 EPS fell to $1.09 from $1.12, Q2 to $1.11 from $1.12, Q3 to $1.13 from $1.17, and FY2027 EPS to $4.53 from $4.68. These cuts point to softer anticipated profitability next year.
• Negative Sentiment: Zacks reduced its Q4 2027 EPS estimate to $1.21 from $1.28, Q1 2028 to $1.28 from $1.33, and FY2028 to $5.33 from $5.69. Although one quarterly estimate increased, the overall pattern is a downgrade to BankUnited’s earnings trajectory, which likely explains the stock’s weaker performance.

About BankUnited

BankUnited, Inc is a bank holding company based in Miami Lakes, Florida, operating through its subsidiary BankUnited, National Association. The company provides a broad range of commercial banking products and services, including deposit accounts, commercial lending and treasury management. It serves middle-market and small-business clients, offering tailored financing solutions across a variety of industry sectors.

The bank’s lending portfolio includes commercial and industrial loans, commercial real estate loans and construction financing, as well as residential mortgage lending.