Chime Financial, Inc. (NASDAQ:CHYM) Receives Average Rating of “Moderate Buy” from Analysts

Shares of Chime Financial, Inc. (NASDAQ:CHYM) have been assigned an average recommendation of “Moderate Buy” from the twenty-one analysts that are covering the firm, MarketBeat reports. One equities research analyst has rated the stock with a sell recommendation, three have issued a hold recommendation, fourteen have issued a buy recommendation and three have given a strong buy recommendation to the company. The average twelve-month target price among brokers that have issued a report on the stock in the last year is $31.0556.

CHYM has been the topic of a number of analyst reports. Wall Street Zen upgraded shares of Chime Financial from a “hold” rating to a “buy” rating in a research note on Saturday, July 25th. Weiss Ratings raised Chime Financial from a “sell (e+)” rating to a “sell (d-)” rating in a research note on Thursday, August 6th. Wells Fargo & Company upped their price target on Chime Financial from $25.00 to $28.00 and gave the stock an “overweight” rating in a research note on Thursday, May 7th. Wolfe Research reaffirmed an “outperform” rating and set a $32.00 price objective on shares of Chime Financial in a report on Thursday, August 6th. Finally, Freedom Capital raised shares of Chime Financial to a “strong-buy” rating in a report on Thursday, July 23rd.

Chime Financial Stock Down 0.4%

NASDAQ CHYM opened at $31.60 on Friday. Chime Financial has a 52 week low of $15.88 and a 52 week high of $33.41. The company has a market capitalization of $12.04 billion, a P/E ratio of -451.36 and a beta of 0.31. The stock’s 50-day moving average price is $21.30 and its 200-day moving average price is $20.90.

Chime Financial (NASDAQ:CHYM) last released its earnings results on Wednesday, August 5th. The company reported $0.07 earnings per share (EPS) for the quarter, topping the consensus estimate of ($0.01) by $0.08. Chime Financial had a negative net margin of 0.74% and a negative return on equity of 1.28%. The company had revenue of $669.77 million during the quarter. During the same period in the prior year, the company posted ($7.29) earnings per share. The company’s revenue was up 26.8% compared to the same quarter last year. Research analysts anticipate that Chime Financial will post 0.37 EPS for the current year.

Insider Activity

In other Chime Financial news, CFO Matthew S. Newcomb sold 65,000 shares of the firm’s stock in a transaction that occurred on Thursday, August 6th. The stock was sold at an average price of $30.17, for a total transaction of $1,961,050.00. Following the completion of the transaction, the chief financial officer owned 2,216,070 shares in the company, valued at $66,858,831.90. This trade represents a 2.85% decrease in their position. The transaction was disclosed in a filing with the SEC, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Christopher R. Britt sold 200,000 shares of Chime Financial stock in a transaction that occurred on Thursday, August 6th. The stock was sold at an average price of $29.19, for a total value of $5,838,000.00. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last quarter, insiders have sold 2,612,196 shares of company stock valued at $82,922,714. 12.30% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On Chime Financial

A number of hedge funds have recently bought and sold shares of the business. PNC Financial Services Group Inc. bought a new position in shares of Chime Financial in the 4th quarter valued at about $25,000. EverSource Wealth Advisors LLC purchased a new stake in Chime Financial during the second quarter valued at approximately $33,000. Scopus Asset Management L.P. bought a new stake in shares of Chime Financial in the 2nd quarter valued at approximately $34,000. Caitong International Asset Management Co. Ltd boosted its holdings in shares of Chime Financial by 686.0% in the 4th quarter. Caitong International Asset Management Co. Ltd now owns 1,462 shares of the company’s stock worth $37,000 after purchasing an additional 1,276 shares during the period. Finally, Daiwa Securities Group Inc. bought a new position in shares of Chime Financial during the 2nd quarter valued at approximately $40,000.

Key Headlines Impacting Chime Financial

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Chime announced that its Chime Scholars Foundation will award $3 million in scholarships to 800 students for the 2026–2027 academic year. The program has now awarded nearly $10 million since 2022, supporting almost 1,500 students. While the initiative is not a direct earnings catalyst, it may strengthen Chime’s brand and corporate reputation. Chime Scholars Foundation Announces 2026–2027 Cohort
• Positive Sentiment: The company’s latest quarterly results remain a key support for CHYM: Chime reported earnings of $0.07 per share versus the $0.01 loss analysts expected, while revenue rose 26.8% year over year to approximately $669.8 million. The earnings beat and continued growth have helped drive a more constructive analyst outlook.
• Neutral Sentiment: Analyst targets have generally moved higher, with recent objectives ranging from $28 to $37. This implies an overall favorable view, but the wide range—and the stock’s trading level near the upper end of those estimates—suggests valuation expectations are divided.
• Negative Sentiment: Several executives sold shares under pre-arranged Rule 10b5-1 plans. CEO Christopher Britt sold 350,000 shares, insider Ryan King sold 375,000, CFO Matthew Newcomb sold 65,000, and CAO Amine Asmerom sold 10,000, generating roughly $24 million in proceeds. The planned nature of the transactions reduces their bearish significance, but the combined sales may still pressure sentiment.
• Negative Sentiment: Major shareholder Global Advisors Ltd. Dst sold approximately 1.8 million shares for $58.6 million, cutting its position by about 79%. This large sale could create a supply overhang and is the most significant near-term negative signal in the filings. Chime Financial Insider Sales

Chime Financial Company Profile

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.