OppFi (NYSE:OPFI) Price Target Lowered to $11.00 at Citizens Jmp

OppFi (NYSE:OPFI) had its price objective lowered by investment analysts at Citizens Jmp from $15.00 to $11.00 in a research note issued to investors on Tuesday,Benzinga reports. The brokerage presently has a “market outperform” rating on the stock. Citizens Jmp’s target price points to a potential upside of 53.31% from the company’s current price.

Several other analysts also recently weighed in on OPFI. Zacks Research downgraded OppFi from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, July 28th. Weiss Ratings reaffirmed a “hold (c)” rating on shares of OppFi in a report on Friday. Stephens dropped their target price on OppFi from $11.00 to $9.50 and set an “equal weight” rating on the stock in a research report on Tuesday. Wall Street Zen downgraded shares of OppFi from a “strong-buy” rating to a “buy” rating in a report on Saturday. Finally, Citigroup reissued a “market outperform” rating on shares of OppFi in a research report on Tuesday. Two research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company. According to MarketBeat.com, the company currently has a consensus rating of “Hold” and a consensus price target of $10.25.

OppFi Price Performance

Shares of NYSE:OPFI traded down $1.59 during trading hours on Tuesday, hitting $7.17. 1,630,324 shares of the company’s stock traded hands, compared to its average volume of 587,626. OppFi has a 1 year low of $6.84 and a 1 year high of $12.45. The business has a fifty day moving average price of $9.10 and a 200-day moving average price of $8.88. The firm has a market capitalization of $612.67 million, a P/E ratio of 7.72 and a beta of 1.77.

OppFi (NYSE:OPFI) last issued its earnings results on Monday, August 10th. The company reported $0.33 earnings per share for the quarter, missing the consensus estimate of $0.44 by ($0.11). OppFi had a return on equity of 39.90% and a net margin of 10.86%.The firm had revenue of $86.17 million during the quarter, compared to analysts’ expectations of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, equities analysts predict that OppFi will post 1.8 earnings per share for the current year.

Insider Activity

In other news, Director Christina M. Favilla sold 30,000 shares of the stock in a transaction that occurred on Monday, June 8th. The shares were sold at an average price of $8.14, for a total value of $244,200.00. Following the completion of the sale, the director owned 156,737 shares of the company’s stock, valued at $1,275,839.18. This represents a 16.07% decrease in their position. The transaction was disclosed in a filing with the SEC, which is available at this hyperlink. 70.20% of the stock is owned by company insiders.

Institutional Investors Weigh In On OppFi

A number of institutional investors have recently modified their holdings of OPFI. Great Valley Advisor Group Inc. boosted its holdings in OppFi by 6.1% during the 2nd quarter. Great Valley Advisor Group Inc. now owns 24,895 shares of the company’s stock valued at $348,000 after acquiring an additional 1,423 shares during the period. Quantbot Technologies LP increased its stake in OppFi by 20.8% during the second quarter. Quantbot Technologies LP now owns 8,663 shares of the company’s stock worth $121,000 after purchasing an additional 1,494 shares during the period. Zacks Investment Management lifted its position in shares of OppFi by 5.2% during the third quarter. Zacks Investment Management now owns 40,585 shares of the company’s stock worth $460,000 after purchasing an additional 2,000 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its stake in shares of OppFi by 17.9% in the second quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 13,282 shares of the company’s stock valued at $186,000 after purchasing an additional 2,013 shares during the period. Finally, R Squared Ltd boosted its stake in shares of OppFi by 10.5% in the first quarter. R Squared Ltd now owns 21,684 shares of the company’s stock valued at $167,000 after purchasing an additional 2,053 shares during the period. 7.10% of the stock is owned by institutional investors and hedge funds.

More OppFi News

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: OppFi reported second-quarter revenue of $145.2 million, up 1.9% year over year and a company record for the period. Net income rose 36% to $15.6 million, suggesting continued profitability and operating resilience. OppFi Reports Second Quarter 2026 Results
• Positive Sentiment: The company’s Form 10-Q filing showed increased assets and reduced debt, which may support financial flexibility and strengthen the balance sheet. OppFi Q2 2026 Form 10-Q Filing
• Negative Sentiment: Adjusted earnings were $0.33 per share, below analyst expectations ranging from $0.44 to $0.48 and down from $0.45 a year earlier. The earnings miss indicates that revenue growth is not translating into profits at the pace investors expected. OppFi Q2 Earnings Miss Estimates
• Negative Sentiment: Lower loan originations weighed on quarterly earnings, raising concerns about demand, loan growth and future revenue momentum.
• Negative Sentiment: OppFi reduced its fiscal 2026 outlook to $1.34–$1.51 in EPS and $600–$625 million in revenue, below consensus estimates of $1.79 EPS and $658.3 million revenue. The guidance reduction is the primary catalyst for the stock’s decline and suggests analysts may need to lower forecasts further. OppFi Lower Originations and Guidance

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.