Navient Co. SR NT 6% 121543 (NASDAQ:JSM) and EZCORP (NASDAQ:EZPW) Critical Analysis

Navient Co. SR NT 6% 121543 (NASDAQ:JSM) and EZCORP (NASDAQ:EZPW) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, institutional ownership, dividends, earnings, profitability, analyst recommendations and risk.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Navient Co. SR NT 6% 121543 and EZCORP, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Navient Co. SR NT 6% 121543	0	0	0	0	0.00
EZCORP	0	2	5	1	2.88

EZCORP has a consensus target price of $38.80, indicating a potential upside of 39.07%. Given EZCORP’s stronger consensus rating and higher possible upside, analysts plainly believe EZCORP is more favorable than Navient Co. SR NT 6% 121543.

Valuation and Earnings

This table compares Navient Co. SR NT 6% 121543 and EZCORP”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Navient Co. SR NT 6% 121543	N/A	N/A	N/A	N/A	N/A
EZCORP	$1.58 billion	1.08	$109.61 million	$1.98	14.09

EZCORP has higher revenue and earnings than Navient Co. SR NT 6% 121543.

Insider and Institutional Ownership

99.8% of EZCORP shares are owned by institutional investors. 2.1% of EZCORP shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Profitability

This table compares Navient Co. SR NT 6% 121543 and EZCORP’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Navient Co. SR NT 6% 121543	N/A	N/A	N/A
EZCORP	9.97%	13.99%	7.49%

Summary

EZCORP beats Navient Co. SR NT 6% 121543 on 10 of the 10 factors compared between the two stocks.

About Navient Co. SR NT 6% 121543

as the nation’s leading loan management, servicing and asset recovery company, navient (nasdaq:navi) helps customers navigate the path to financial success. servicing more than $300 billion in student loans, the company supports the educational and economic achievements of more than 12 million americans. a growing number of government and higher education clients rely on navient for proven solutions to meet their financial goals. learn more at navient.com.

About EZCORP

EZCORP, Inc. provides pawn services in the United States and Latin America. The company operates through three segments: U.S. Pawn, Latin America Pawn, and Other Investments. The company offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. It also retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, the company provides EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, it operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.