Marqeta (NASDAQ:MQ) Announces Earnings Results

Marqeta (NASDAQ:MQ) posted its quarterly earnings results on Monday. The company reported $0.07 EPS for the quarter, topping analysts’ consensus estimates of $0.01 by $0.06, FiscalAI reports. Marqeta had a return on equity of 0.27% and a net margin of 0.33%.The firm had revenue of $176.00 million during the quarter, compared to analyst estimates of $172.96 million. Marqeta’s revenue was up 17.0% compared to the same quarter last year.

Marqeta Stock Down 4.7%

MQ traded down $0.84 during mid-day trading on Wednesday, reaching $17.10. 1,197,351 shares of the company traded hands, compared to its average volume of 1,034,075. The stock has a market capitalization of $1.81 billion, a P/E ratio of 427.38 and a beta of 1.30. The company’s fifty day moving average price is $16.43 and its 200-day moving average price is $16.46. Marqeta has a 52-week low of $14.80 and a 52-week high of $28.16.

Key Headlines Impacting Marqeta

Here are the key news stories impacting Marqeta this week:

• Positive Sentiment: Marqeta reported second-quarter revenue of $176 million, up 17% year over year and above the $172.96 million analyst estimate. EPS was $0.07 versus consensus of $0.01, while adjusted EBITDA reached $37 million and GAAP net income was $8 million. Marqeta Reports Second Quarter 2026 Financial Results
• Positive Sentiment: Total processing volume increased 32% year over year to $120 billion, and gross profit rose 17% to $122 million, indicating continued transaction growth and operating improvement. Marqeta Deal Size Jumps 90% as Enterprise Push Gains Ground
• Positive Sentiment: Deal sizes reportedly increased 90% as Marqeta gained traction with enterprise customers. Management is emphasizing embedded finance, multinational card issuing, stablecoins and commercial payments as longer-term growth opportunities. Marqeta Deal Size Jumps 90% as Enterprise Push Gains Ground
• Positive Sentiment: Marqeta partnered with Riskified to improve card-issuer authorization decisions and reduce false declines, a development that could enhance approval rates and customer experience. Riskified and Marqeta Partner to Sharpen Card Issuer Authorization Decisions and Help Reduce False Declines
• Negative Sentiment: Third-quarter revenue guidance of $173.1 million to $176.4 million fell short of the $179.7 million consensus estimate, signaling slower near-term growth. Marqeta’s Q2 CY2026 Sales Top Estimates but Quarterly Revenue Guidance Misses Expectations
• Negative Sentiment: Full-year 2026 revenue guidance of $699.9 million to $706.1 million also trailed the $708.9 million consensus, reinforcing concerns that momentum will moderate despite the quarterly earnings beat. Marqeta Q2 2026 Earnings Call Transcript

Wall Street Analysts Forecast Growth

Several brokerages recently weighed in on MQ. UBS Group increased their target price on Marqeta from $17.00 to $19.00 and gave the company a “neutral” rating in a report on Wednesday, May 6th. Weiss Ratings reaffirmed a “sell (d)” rating on shares of Marqeta in a research report on Wednesday, June 24th. Finally, Deutsche Bank Aktiengesellschaft lifted their target price on shares of Marqeta from $4.50 to $18.00 and gave the company a “hold” rating in a research note on Thursday, July 2nd. One investment analyst has rated the stock with a Buy rating, eight have given a Hold rating and two have assigned a Sell rating to the company. According to MarketBeat.com, the stock has an average rating of “Reduce” and an average price target of $20.12.

Insider Activity

In related news, Director Elaine Paul sold 4,537 shares of Marqeta stock in a transaction that occurred on Friday, June 12th. The stock was sold at an average price of $15.20, for a total transaction of $68,962.40. Following the sale, the director owned 8,900 shares of the company’s stock, valued at approximately $135,280. This trade represents a 33.76% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CRO Todd Pollak sold 18,750 shares of the stock in a transaction on Wednesday, July 1st. The shares were sold at an average price of $16.88, for a total transaction of $316,500.00. Following the transaction, the executive owned 185,008 shares of the company’s stock, valued at $3,122,935.04. This trade represents a 9.20% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Company insiders own 13.71% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors have recently added to or reduced their stakes in the stock. Wellington Management Group LLP raised its stake in shares of Marqeta by 18.0% during the fourth quarter. Wellington Management Group LLP now owns 13,927,760 shares of the company’s stock valued at $66,157,000 after acquiring an additional 2,129,486 shares in the last quarter. Dimensional Fund Advisors LP raised its position in Marqeta by 1.6% during the 3rd quarter. Dimensional Fund Advisors LP now owns 8,450,737 shares of the company’s stock valued at $44,624,000 after purchasing an additional 130,037 shares in the last quarter. Invesco Ltd. increased its stake in shares of Marqeta by 26.8% during the fourth quarter. Invesco Ltd. now owns 8,218,888 shares of the company’s stock valued at $39,040,000 after buying an additional 1,736,796 shares during the period. Arrowstreet Capital Limited Partnership raised its holdings in shares of Marqeta by 7.7% in the third quarter. Arrowstreet Capital Limited Partnership now owns 8,214,458 shares of the company’s stock valued at $43,372,000 after acquiring an additional 587,863 shares in the last quarter. Finally, North Reef Capital Management LP lifted its stake in Marqeta by 29.0% in the fourth quarter. North Reef Capital Management LP now owns 6,000,000 shares of the company’s stock worth $28,500,000 after acquiring an additional 1,350,000 shares during the period. Hedge funds and other institutional investors own 78.64% of the company’s stock.

About Marqeta

Marqeta is a modern card issuing and payment processing platform that enables businesses to design, launch and manage customized payment cards. The company offers a fully programmable open API that allows clients to create virtual, physical and tokenized payment cards with real-time transaction controls and dynamic spend limits. By leveraging Marqeta’s infrastructure, companies can streamline their payment operations, reduce time to market and deliver tailored payment experiences to end consumers.

Founded in 2010 and headquartered in Oakland, California, Marqeta was established by CEO Jason Gardner with the goal of transforming traditional card issuance through cloud-native technology.