First Northern Community Bancorp (FNRN) vs. Its Peers Head-To-Head Comparison

First Northern Community Bancorp (NASDAQ:FNRN) is one of 930 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare First Northern Community Bancorp to related companies based on the strength of its profitability, risk, dividends, earnings, valuation, analyst recommendations and institutional ownership.

Volatility & Risk

First Northern Community Bancorp has a beta of 0.01, suggesting that its stock price is 99% less volatile than the S&P 500. Comparatively, First Northern Community Bancorp’s rivals have a beta of 0.37, suggesting that their average stock price is 63% less volatile than the S&P 500.

Institutional and Insider Ownership

17.9% of First Northern Community Bancorp shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 11.9% of First Northern Community Bancorp shares are held by insiders. Comparatively, 9.8% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Profitability

This table compares First Northern Community Bancorp and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Northern Community Bancorp	25.92%	10.76%	1.18%
First Northern Community Bancorp Competitors	14.96%	9.63%	0.94%

Earnings & Valuation

This table compares First Northern Community Bancorp and its rivals gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
First Northern Community Bancorp	$88.40 million	$21.13 million	13.14
First Northern Community Bancorp Competitors	$161.01 billion	$2.38 billion	27.34

First Northern Community Bancorp’s rivals have higher revenue and earnings than First Northern Community Bancorp. First Northern Community Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for First Northern Community Bancorp and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Northern Community Bancorp	0	0	1	0	3.00
First Northern Community Bancorp Competitors	7358	29585	26809	1326	2.34

As a group, “Banks” companies have a potential upside of 2.89%. Given First Northern Community Bancorp’s rivals higher possible upside, analysts plainly believe First Northern Community Bancorp has less favorable growth aspects than its rivals.

Summary

First Northern Community Bancorp rivals beat First Northern Community Bancorp on 7 of the 13 factors compared.

First Northern Community Bancorp Company Profile

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small to medium sized businesses. The company accepts demand deposits, interest-bearing transaction deposits, savings and money market accounts, and time deposits. Its loan portfolio comprises of commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. The company also offers credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; and equipment leasing, merchant card processing, payroll, and international banking services through third parties. In addition, it provides issues cashier’s checks, safe deposit boxes rental, and other customary banking services. The company operates eleven full-service branches located in the cities of Auburn, Davis, Dixon, Fairfield, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, and Woodland; a satellite banking office inside a retirement community in the city of Davis; a residential mortgage loan office in Davis; and a commercial loan office in the Contra Costa County city of Walnut Creek. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.