Needham & Company LLC Reiterates “Buy” Rating for Fair Isaac (NYSE:FICO)

Fair Isaac (NYSE:FICO)‘s stock had its “buy” rating reiterated by equities researchers at Needham & Company LLC in a research note issued on Thursday,Benzinga reports. They currently have a $1,650.00 target price on the technology company’s stock. Needham & Company LLC’s price target indicates a potential upside of 20.06% from the stock’s current price.

A number of other analysts have also weighed in on the company. Wall Street Zen lowered Fair Isaac from a “buy” rating to a “hold” rating in a research note on Sunday, June 28th. JPMorgan Chase & Co. decreased their price target on shares of Fair Isaac from $1,325.00 to $1,225.00 and set a “neutral” rating for the company in a research note on Thursday, April 30th. Barclays decreased their target price on Fair Isaac from $2,400.00 to $1,950.00 and set an “overweight” rating for the company in a research report on Friday, April 10th. Weiss Ratings upgraded Fair Isaac from a “hold (c-)” rating to a “hold (c)” rating in a report on Wednesday, July 15th. Finally, Robert W. Baird set a $1,549.00 price target on shares of Fair Isaac in a report on Wednesday, April 29th. Eleven research analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. According to data from MarketBeat, the company currently has an average rating of “Moderate Buy” and a consensus price target of $1,627.93.

Fair Isaac Stock Performance

Shares of Fair Isaac stock opened at $1,374.32 on Thursday. The stock has a 50 day moving average price of $1,220.61 and a 200-day moving average price of $1,237.75. Fair Isaac has a one year low of $870.01 and a one year high of $1,998.01. The stock has a market cap of $31.87 billion, a price-to-earnings ratio of 43.53, a price-to-earnings-growth ratio of 1.19 and a beta of 1.29.

Fair Isaac (NYSE:FICO) last announced its earnings results on Wednesday, July 29th. The technology company reported $12.18 earnings per share for the quarter, beating the consensus estimate of $11.76 by $0.42. Fair Isaac had a net margin of 33.67% and a negative return on equity of 41.04%. The business had revenue of $674.19 million for the quarter, compared to the consensus estimate of $679.17 million. During the same quarter in the prior year, the firm posted $8.57 earnings per share. The business’s revenue for the quarter was up 25.7% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Sell-side analysts predict that Fair Isaac will post 38 earnings per share for the current fiscal year.

Institutional Investors Weigh In On Fair Isaac

A number of large investors have recently modified their holdings of FICO. Bayban purchased a new position in shares of Fair Isaac in the 4th quarter valued at approximately $25,000. Physician Wealth Advisors Inc. boosted its stake in Fair Isaac by 166.7% in the 4th quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock worth $27,000 after purchasing an additional 10 shares in the last quarter. Torren Management LLC purchased a new stake in Fair Isaac during the 4th quarter worth approximately $30,000. Rakuten Securities Inc. increased its stake in Fair Isaac by 100.0% during the 2nd quarter. Rakuten Securities Inc. now owns 24 shares of the technology company’s stock valued at $44,000 after purchasing an additional 12 shares in the last quarter. Finally, Elyxium Wealth LLC acquired a new position in Fair Isaac during the 4th quarter valued at approximately $42,000. Hedge funds and other institutional investors own 85.75% of the company’s stock.

Trending Headlines about Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Adjusted earnings beat expectations: FICO reported quarterly earnings of $12.18 per share, above the consensus estimate of $11.76, and up from $8.57 a year earlier. Fair Isaac Q3 2026 earnings report
• Positive Sentiment: Strong year-over-year growth and profitability: Revenue rose 25.7% to approximately $674.2 million, while operating profit increased 38.1% to $362.6 million. Net income rose 30.5%, and operating cash flow increased 32.9% to $380.4 million, highlighting continued operating leverage. FICO Q3 2026 earnings results
• Positive Sentiment: Fiscal 2026 guidance was slightly above expectations: FICO set full-year EPS guidance at $42.43, ahead of the approximately $42.06 consensus estimate. Revenue guidance of about $2.5 billion was broadly in line with analyst expectations. Fair Isaac guidance update
• Neutral Sentiment: Management commentary remains important: The Q3 earnings call transcript provides additional context on demand, pricing, credit-market trends and the company’s outlook for its Scores and Software businesses. Fair Isaac Q3 2026 earnings call transcript
• Negative Sentiment: Revenue missed estimates: Quarterly revenue of $674.19 million was below analyst expectations of roughly $679.17 million to $692.45 million. For a stock trading at a premium valuation, the revenue miss could limit upside if investors question the pace of future growth. Fair Isaac surpasses Q3 earnings estimates

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.