Jefferies Financial Group (NYSE:JEF) and Columbia Financial (NASDAQ:CLBK) Head to Head Analysis

Jefferies Financial Group (NYSE:JEF) and Columbia Financial (NASDAQ:CLBK) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, risk, institutional ownership, analyst recommendations, earnings, profitability and dividends.

Risk & Volatility

Jefferies Financial Group has a beta of 1.54, meaning that its share price is 54% more volatile than the S&P 500. Comparatively, Columbia Financial has a beta of 0.25, meaning that its share price is 75% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Jefferies Financial Group and Columbia Financial, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jefferies Financial Group	1	4	2	0	2.14
Columbia Financial	0	3	0	0	2.00

Jefferies Financial Group presently has a consensus price target of $62.62, suggesting a potential upside of 19.00%. Columbia Financial has a consensus price target of $18.50, suggesting a potential downside of 12.61%. Given Jefferies Financial Group’s stronger consensus rating and higher probable upside, analysts plainly believe Jefferies Financial Group is more favorable than Columbia Financial.

Insider & Institutional Ownership

60.9% of Jefferies Financial Group shares are held by institutional investors. Comparatively, 12.7% of Columbia Financial shares are held by institutional investors. 19.9% of Jefferies Financial Group shares are held by company insiders. Comparatively, 3.5% of Columbia Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Jefferies Financial Group and Columbia Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Jefferies Financial Group	7.58%	9.23%	1.34%
Columbia Financial	10.91%	5.12%	0.54%

Earnings and Valuation

This table compares Jefferies Financial Group and Columbia Financial”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jefferies Financial Group	$10.82 billion	0.99	$710.47 million	$3.58	14.70
Columbia Financial	$508.02 million	4.34	$51.77 million	$0.55	38.49

Jefferies Financial Group has higher revenue and earnings than Columbia Financial. Jefferies Financial Group is trading at a lower price-to-earnings ratio than Columbia Financial, indicating that it is currently the more affordable of the two stocks.

Summary

Jefferies Financial Group beats Columbia Financial on 11 of the 14 factors compared between the two stocks.

About Jefferies Financial Group

Jefferies Financial Group Inc. operates as an investment banking and capital markets firm in the Americas, Europe, the Middle East, and the Asia-Pacific. The company operates in two segments, Investment Banking and Capital Markets, and Asset Management. It provides investment banking, advisory services with respect to mergers or acquisitions, debt financing, restructurings or recapitalizations, and private capital advisory transactions; underwriting and placement services related to corporate debt, municipal bonds, mortgage-backed and asset-backed securities, equity and equity-linked securities, and loan syndication services; and corporate lending services. The company also offers financing, securities lending, and other prime brokerage services; equities research, sales, and trading services; wealth management services; and online foreign exchange trading services. In addition, it provides investment grade distressed debt securities, U.S. and European government and agency securities, municipal bonds, leveraged loans, emerging markets debt, and interest rate and credit index derivative products; and manages and offers services to a diverse group of alternative asset management platforms across a spectrum of investment strategies and asset classes. The company was formerly known as Leucadia National Corporation and changed its name to Jefferies Financial Group Inc. in May 2018. Jefferies Financial Group Inc. was founded in 1962 and is headquartered in New York, New York.

About Columbia Financial

Columbia Financial, Inc., a bank holding company, provides various financial services to businesses and consumers in the United States. Its deposit products include checking, interest-earning checking products and municipal, savings and club deposits, and money market accounts, as well as certificates of deposit. The company also provides various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans, such as automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, it offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. The company operates full-service banking offices in New Jersey; and branch offices in Freehold, New Jersey. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.