Comparing LifeStore Financial Group (OTCMKTS:LSFG) and NASB Financial (OTCMKTS:NASB)

Dividends

LifeStore Financial Group pays an annual dividend of $0.65 per share and has a dividend yield of 1.2%. NASB Financial pays an annual dividend of $1.40 per share and has a dividend yield of 3.5%. NASB Financial pays out 30.9% of its earnings in the form of a dividend.

Risk and Volatility

LifeStore Financial Group has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500. Comparatively, NASB Financial has a beta of 0.03, suggesting that its stock price is 97% less volatile than the S&P 500.

Profitability

This table compares LifeStore Financial Group and NASB Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
LifeStore Financial Group	N/A	N/A	N/A
NASB Financial	16.14%	7.65%	1.11%

Valuation & Earnings

This table compares LifeStore Financial Group and NASB Financial”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LifeStore Financial Group	$33.78 million	1.65	$5.56 million	N/A	N/A
NASB Financial	$178.01 million	1.61	$28.72 million	$4.53	8.89

NASB Financial has higher revenue and earnings than LifeStore Financial Group.

Summary

NASB Financial beats LifeStore Financial Group on 6 of the 9 factors compared between the two stocks.

About LifeStore Financial Group

LifeStore Financial Group, Inc. operates as a federally chartered thrift holding company for LifeStore Bank that provides personal and business banking products and services in North Carolina. The company offers checking, savings, and money market accounts, as well as certificates of deposit; mortgage loans, automobile loans, home equity lines of credit, commercial real estate loans, commercial construction loans, investment property loans, equipment loans, working capital loans/lines of credit, and small business administration loans; and credit cards. It also provides insurance agency products and services; investment and cash management services; and online and mobile banking services. The company was formerly known as AF Financial Group and changed its name to LifeStore Financial Group, Inc. in September 2009. LifeStore Financial Group, Inc. was founded in 1939 and is headquartered in West Jefferson, North Carolina. Lifestore Financial Group, Inc. operates as a subsidiary of AsheCo MHC, Inc.

About NASB Financial

NASB Financial, Inc. operates as a unitary thrift holding company for North American Savings Bank, F.S.B. that provides various banking products and services in the United States. The company offers checking, savings, money market, and certificate of deposit accounts. It also mortgages and refinancing products, including conventional, veterans administration, federal housing administration, jumbo, and IRA residential real-estate loans. In addition, the company provides commercial real estate development and commercial loans, such as multifamily, retail, single-tenant, multi-tenant, office, industrial, and other loans; investment property loans; and construction and development loans. The company was founded in 1927 and is based in Grandview, Missouri.