Contrasting KB Financial Group (NYSE:KB) and DBS Group (OTCMKTS:DBSDY)

KB Financial Group (NYSE:KB) and DBS Group (OTCMKTS:DBSDY) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, institutional ownership, valuation, dividends, risk, analyst recommendations and earnings.

Analyst Recommendations

This is a summary of current ratings and recommmendations for KB Financial Group and DBS Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
KB Financial Group	0	1	1	0	2.50
DBS Group	0	1	0	1	3.00

Institutional & Insider Ownership

11.5% of KB Financial Group shares are held by institutional investors. Comparatively, 0.2% of DBS Group shares are held by institutional investors. 69.0% of KB Financial Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Volatility & Risk

KB Financial Group has a beta of 1.01, indicating that its stock price is 1% more volatile than the S&P 500. Comparatively, DBS Group has a beta of 0.51, indicating that its stock price is 49% less volatile than the S&P 500.

Valuation and Earnings

This table compares KB Financial Group and DBS Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
KB Financial Group	$23.41 billion	1.62	$4.04 billion	$11.14	9.13
DBS Group	$28.07 billion	4.99	$8.37 billion	N/A	N/A

DBS Group has higher revenue and earnings than KB Financial Group.

Profitability

This table compares KB Financial Group and DBS Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
KB Financial Group	17.36%	9.99%	0.76%
DBS Group	N/A	N/A	N/A

Dividends

KB Financial Group pays an annual dividend of $2.47 per share and has a dividend yield of 2.4%. DBS Group pays an annual dividend of $8.02 per share and has a dividend yield of 4.1%. KB Financial Group pays out 22.2% of its earnings in the form of a dividend.

About KB Financial Group

KB Financial Group Inc. provides a range of banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. It offers loans, deposit products, and other related financial products and services to large, small, medium-sized enterprises, and small office/home office, as well as individuals and households; investment banking, and brokerage and supporting services; life insurance products; non-life insurance products, including fire, maritime, injury, technology, liability, package, title, guarantee, other special type insurances, automobile, long-term nonlife, property damage, injury, driver, savings, illness, nursing, pension, and others; and credit sale, cash service, card loan, and other supporting services. The company also engages in securities and derivatives trading, funding, and other supporting activities. In addition, it offers foreign exchange transaction; financial investment; credit card and installment financing; financial leasing; auto Installment finance; real estate trust management; capital and collective investment; collection of receivables or credit investigation; software advisory, development, and supply; microfinance; investment advisory; claim; management; savings banking; information and communication; e-commerce; and general advisory services. The company was founded in 1963 and is headquartered in Seoul, South Korea.

About DBS Group

DBS Group Holdings Ltd provides commercial banking and financial services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. The company’s Consumer Banking/Wealth Management segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers. Its Institutional Banking segment provides financial services and products for bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium sized businesses. Its products and services comprise short-term working capital financing and specialized lending; cash management, trade finance, and securities and fiduciary services; treasury and markets products; and corporate finance and advisory banking, as well as capital markets solutions. The company’s Treasury Markets segment is involved in the structuring, market-making, and trading in a range of treasury products. DBS Group Holdings Ltd was founded in 1968 and is headquartered in Singapore.