Head to Head Review: F&G Annuities & Life (NYSE:FG) & NN Group (OTCMKTS:NNGRY)

F&G Annuities & Life (NYSE:FG) and NN Group (OTCMKTS:NNGRY) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, risk, profitability, valuation and earnings.

Risk & Volatility

F&G Annuities & Life has a beta of 1.28, suggesting that its share price is 28% more volatile than the S&P 500. Comparatively, NN Group has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500.

Valuation and Earnings

This table compares F&G Annuities & Life and NN Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
F&G Annuities & Life	$5.66 billion	0.66	$265.00 million	$3.81	7.37
NN Group	$13.03 billion	1.77	$1.34 billion	N/A	N/A

NN Group has higher revenue and earnings than F&G Annuities & Life.

Dividends

F&G Annuities & Life pays an annual dividend of $1.00 per share and has a dividend yield of 3.6%. NN Group pays an annual dividend of $2.36 per share and has a dividend yield of 5.4%. F&G Annuities & Life pays out 26.2% of its earnings in the form of a dividend. F&G Annuities & Life has increased its dividend for 2 consecutive years.

Profitability

This table compares F&G Annuities & Life and NN Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
F&G Annuities & Life	8.89%	10.73%	0.53%
NN Group	N/A	N/A	N/A

Insider & Institutional Ownership

95.9% of F&G Annuities & Life shares are held by institutional investors. Comparatively, 0.0% of NN Group shares are held by institutional investors. 2.1% of F&G Annuities & Life shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent recommendations and price targets for F&G Annuities & Life and NN Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
F&G Annuities & Life	0	4	0	0	2.00
NN Group	1	5	2	0	2.13

F&G Annuities & Life presently has a consensus target price of $30.00, suggesting a potential upside of 6.86%. Given F&G Annuities & Life’s higher probable upside, equities analysts clearly believe F&G Annuities & Life is more favorable than NN Group.

Summary

F&G Annuities & Life beats NN Group on 8 of the 15 factors compared between the two stocks.

About F&G Annuities & Life

F&G Annuities & Life, Inc. engages in the provision of fixed annuity and life insurance products. It specializes in life insurance, annuities, retirement planning and wealth transfer. The company was founded in 1959 and is headquartered in Des Moines, IA.

About NN Group

NN Group N.V., a financial services company, provides life and non-life insurance products in the Netherlands and internationally. The company operates through Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, Banking, and Other segments. It offers Life insurance products, such as group and individual pension products, retail life insurance, and SME life insurance products; and non-life insurance products, including motor, fire, liability, transport, travel, health, property and casualty, and disability and accident insurance products. The company also provides banking services, including mortgage loans, bank annuities, consumer savings, and retail savings and investment products; reinsurance services; and retirement products and services. It offers its products to individuals, small and medium-sized enterprises, and Corporates customers directly through tied agents, agents/ brokers, platform insurance, and direct channels. The company was formerly known as ING Insurance Topholding N.V. and changed its name to NN Group N.V. in March 2014. NN Group N.V. was founded in 1845 and is headquartered in the Hague, the Netherlands.