Stephens Forecasts Strong Price Appreciation for OppFi (NYSE:OPFI) Stock

OppFi (NYSE:OPFI) had its price target lifted by research analysts at Stephens from $9.00 to $11.00 in a research report issued to clients and investors on Friday, MarketBeat reports. The brokerage presently has an “equal weight” rating on the stock. Stephens’ price objective would suggest a potential upside of 17.61% from the stock’s previous close.

Separately, Citizens Jmp reduced their price target on shares of OppFi from $16.00 to $15.00 and set a “market outperform” rating for the company in a report on Friday, April 17th. One investment analyst has rated the stock with a Buy rating, two have issued a Hold rating and one has given a Sell rating to the company. According to MarketBeat, OppFi presently has an average rating of “Hold” and an average price target of $13.00.

OppFi Trading Down 5.4%

NYSE:OPFI opened at $9.35 on Friday. The stock has a market capitalization of $796.13 million, a price-to-earnings ratio of 10.06 and a beta of 1.86. The firm has a fifty day simple moving average of $8.56 and a two-hundred day simple moving average of $9.45. OppFi has a 12 month low of $7.36 and a 12 month high of $15.03.

OppFi (NYSE:OPFI) last posted its quarterly earnings results on Thursday, May 7th. The company reported $0.35 EPS for the quarter, topping analysts’ consensus estimates of $0.33 by $0.02. The business had revenue of $87.30 million during the quarter, compared to analysts’ expectations of $151.14 million. OppFi had a net margin of 10.86% and a return on equity of 42.69%. Equities analysts predict that OppFi will post 1.8 earnings per share for the current fiscal year.

Insider Transactions at OppFi

In related news, Director Jocelyn Moore sold 8,190 shares of the company’s stock in a transaction dated Thursday, March 12th. The shares were sold at an average price of $8.53, for a total value of $69,860.70. Following the sale, the director owned 39,076 shares in the company, valued at $333,318.28. This represents a 17.33% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is available at this link. Also, Director David Vennettilli sold 10,000 shares of the company’s stock in a transaction dated Monday, May 4th. The stock was sold at an average price of $10.00, for a total transaction of $100,000.00. Following the completion of the sale, the director owned 132,389 shares in the company, valued at $1,323,890. This represents a 7.02% decrease in their position. The disclosure for this sale is available in the SEC filing. Corporate insiders own 72.00% of the company’s stock.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Quarry LP boosted its holdings in OppFi by 669.2% during the third quarter. Quarry LP now owns 3,492 shares of the company’s stock worth $40,000 after purchasing an additional 3,038 shares during the last quarter. Accredited Wealth Management LLC purchased a new position in OppFi during the third quarter worth about $49,000. Russell Investments Group Ltd. boosted its holdings in OppFi by 217.6% during the second quarter. Russell Investments Group Ltd. now owns 4,681 shares of the company’s stock worth $65,000 after purchasing an additional 3,207 shares during the last quarter. Quantbot Technologies LP boosted its holdings in OppFi by 20.8% during the second quarter. Quantbot Technologies LP now owns 8,663 shares of the company’s stock worth $121,000 after purchasing an additional 1,494 shares during the last quarter. Finally, Kemnay Advisory Services Inc. purchased a new position in OppFi during the fourth quarter worth about $95,000. 7.10% of the stock is currently owned by hedge funds and other institutional investors.

OppFi News Roundup

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: OppFi reported Q1 EPS of $0.35, topping estimates, while total revenue rose 8.3% year over year to a record first-quarter $151.9 million and net income jumped 165%. OppFi Reports First Quarter 2026 Results, Record Quarterly Revenue
• Positive Sentiment: The board approved a new $40 million share repurchase program, which can support the stock by signaling confidence in valuation and future cash generation. OppFi Reports First Quarter 2026 Results, Record Quarterly Revenue
• Positive Sentiment: Several analysts nudged estimates higher after the earnings release, including Northland Securities raising FY2026 EPS to $1.80 from $1.78 and Stephens lifting its price target to $11.00 from $9.00. Wall Street Analysts Believe OppFi (OPFI) Could Rally 34.78%: Here’s is How to Trade
• Neutral Sentiment: Stonegate Capital noted that the bigger longer-term story is OppFi’s move toward a bank-enabled, deposit-funded model through the pending BNCC acquisition, which could improve funding flexibility but still needs execution. Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 1Q26
• Negative Sentiment: Revenue came in well below consensus, and total net originations fell 7% in Q1 as OppFi tightened credit and customers needed fewer loans after larger tax refunds. Tax Refunds Squeeze OppFi Loan Volume
• Negative Sentiment: Despite the earnings beat, OppFi guided FY2026 EPS of $1.76-$1.84 and revenue of $650 million-$675 million, which is only roughly in line with expectations and may have disappointed traders looking for a bigger upside surprise. OppFi Reports First Quarter 2026 Results, Record Quarterly Revenue

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.