OppFi (NYSE:OPFI) Releases FY 2026 Earnings Guidance

OppFi (NYSE:OPFI) issued an update on its FY 2026 earnings guidance on Friday morning. The company provided earnings per share (EPS) guidance of 1.760-1.840 for the period, compared to the consensus estimate of 1.790. The company issued revenue guidance of $650.0 million-$675.0 million, compared to the consensus revenue estimate of $662.0 million.

OppFi Trading Down 5.4%

Shares of OPFI traded down $0.54 during midday trading on Friday, hitting $9.35. The stock had a trading volume of 1,194,746 shares, compared to its average volume of 550,871. OppFi has a fifty-two week low of $7.36 and a fifty-two week high of $15.03. The business has a 50-day simple moving average of $8.56 and a two-hundred day simple moving average of $9.45. The firm has a market cap of $796.17 million, a P/E ratio of 10.06 and a beta of 1.86.

OppFi (NYSE:OPFI) last announced its earnings results on Thursday, May 7th. The company reported $0.35 EPS for the quarter, topping the consensus estimate of $0.33 by $0.02. The company had revenue of $87.30 million during the quarter, compared to analysts’ expectations of $151.14 million. OppFi had a net margin of 10.86% and a return on equity of 42.69%. On average, analysts expect that OppFi will post 1.8 earnings per share for the current fiscal year.

Analyst Ratings Changes

Several equities analysts recently weighed in on the stock. Stephens raised their price objective on shares of OppFi from $9.00 to $11.00 and gave the company an “equal weight” rating in a research report on Friday. Citizens Jmp cut their price objective on shares of OppFi from $16.00 to $15.00 and set a “market outperform” rating on the stock in a research report on Friday, April 17th. One research analyst has rated the stock with a Buy rating, two have given a Hold rating and one has given a Sell rating to the company. According to MarketBeat, the company has a consensus rating of “Hold” and a consensus target price of $13.00.

Insider Buying and Selling

In other news, Director David Vennettilli sold 10,000 shares of OppFi stock in a transaction that occurred on Monday, May 4th. The shares were sold at an average price of $10.00, for a total value of $100,000.00. Following the transaction, the director owned 132,389 shares of the company’s stock, valued at $1,323,890. This trade represents a 7.02% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, Director Jocelyn Moore sold 8,190 shares of OppFi stock in a transaction that occurred on Thursday, March 12th. The shares were sold at an average price of $8.53, for a total transaction of $69,860.70. Following the completion of the transaction, the director directly owned 39,076 shares in the company, valued at approximately $333,318.28. This represents a 17.33% decrease in their position. The disclosure for this sale is available in the SEC filing. Company insiders own 72.00% of the company’s stock.

Trending Headlines about OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: OppFi reported Q1 EPS of $0.35, topping estimates, while total revenue rose 8.3% year over year to a record first-quarter $151.9 million and net income jumped 165%. OppFi Reports First Quarter 2026 Results, Record Quarterly Revenue
• Positive Sentiment: The board approved a new $40 million share repurchase program, which can support the stock by signaling confidence in valuation and future cash generation. OppFi Reports First Quarter 2026 Results, Record Quarterly Revenue
• Positive Sentiment: Several analysts nudged estimates higher after the earnings release, including Northland Securities raising FY2026 EPS to $1.80 from $1.78 and Stephens lifting its price target to $11.00 from $9.00. Wall Street Analysts Believe OppFi (OPFI) Could Rally 34.78%: Here’s is How to Trade
• Neutral Sentiment: Stonegate Capital noted that the bigger longer-term story is OppFi’s move toward a bank-enabled, deposit-funded model through the pending BNCC acquisition, which could improve funding flexibility but still needs execution. Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 1Q26
• Negative Sentiment: Revenue came in well below consensus, and total net originations fell 7% in Q1 as OppFi tightened credit and customers needed fewer loans after larger tax refunds. Tax Refunds Squeeze OppFi Loan Volume
• Negative Sentiment: Despite the earnings beat, OppFi guided FY2026 EPS of $1.76-$1.84 and revenue of $650 million-$675 million, which is only roughly in line with expectations and may have disappointed traders looking for a bigger upside surprise. OppFi Reports First Quarter 2026 Results, Record Quarterly Revenue

Hedge Funds Weigh In On OppFi

A number of institutional investors have recently modified their holdings of OPFI. Wellington Management Group LLP grew its stake in shares of OppFi by 193.3% in the fourth quarter. Wellington Management Group LLP now owns 2,474,102 shares of the company’s stock worth $25,879,000 after acquiring an additional 1,630,450 shares during the last quarter. JPMorgan Chase & Co. grew its stake in shares of OppFi by 163.2% in the third quarter. JPMorgan Chase & Co. now owns 780,258 shares of the company’s stock worth $8,840,000 after acquiring an additional 483,859 shares during the last quarter. Jump Financial LLC acquired a new stake in shares of OppFi in the third quarter worth $3,056,000. Nuveen LLC grew its stake in shares of OppFi by 53.8% in the fourth quarter. Nuveen LLC now owns 754,039 shares of the company’s stock worth $7,887,000 after acquiring an additional 263,744 shares during the last quarter. Finally, Squarepoint Ops LLC grew its stake in shares of OppFi by 342.0% in the third quarter. Squarepoint Ops LLC now owns 291,197 shares of the company’s stock worth $3,299,000 after acquiring an additional 225,315 shares during the last quarter. Institutional investors own 7.10% of the company’s stock.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.